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Tell the reason for the people's unability to pay high tution fees in USA.

Can any one help me on the reason for the people's unability to pay high tution fees in USA?
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somit
Incomes are stagnant, some parents are unemployed, and many can no longer get low-interest home-equity loans because home values have fallen. Source: http://en.docsity.com/news/universities/education-usa-worth-it/
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beboo
The amount of money a student pays to attend university or college.
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