What is the use of Zero balance accounts?

Is there anyone who could please tell me about the use of Zero Balance in Accounts.
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"A checking account in which a balance of zero is maintained by automatically transferring funds from a master account in an amount only large enough to cover checks presented. "
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"Some sort of no sense of balance consideration can be used by businesses to reduce extra amounts inwards individual balances and keep higher handle over expenditures. "
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