MHIC NASCLA Contractors Guide: Q&A, Exams of Nursing

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MHIC NASCLA Contractors Guide questions

with correct answers

How long does a claimant have to bring a claim against the guaranty fund? CORRECT ANSWER 3 years from discovery of the loss or damage How many days does a contractor have to respond in writing to the copy of claim that was sent by the commission? CORRECT ANSWER 10 days If within ________ after the commission gives notice , a contractor on whose amount a claim was paid does not reimburse the fund in full, the commission may sue the contractor for reimbursement. CORRECT ANSWER 60 days In addtion to full reimbursement of the fund, a contractor is responsible to pay at least _________interest on the amount to reimburse. CORRECT ANSWER 10 % The state can record a lien against any real property owners by the contractor for a debt owed to the fund CORRECT ANSWER True If the commission pays a claim from the fund base on the actions or omissions of a contractor, the commission may suspend the contractors license until full reimbursement of the fund plus at least 10%interest CORRECT ANSWER True A home improvement contract in compliance with the home improvement laws would include all of the following except CORRECT ANSWER Names and license numbers of subcontractors A salesperson may not represent 2 contractors at the same time for the same project. CORRECT ANSWER True

Can a sales person legally accept money for themselves from the customer CORRECT ANSWER No It is against the law for building and permits departments to issue a permit to contractor without the contractors license number. CORRECT ANSWER True If a contractor fails to correct violation of the building code within reasonable time period, the county or municipality inspecting the project shall notify the commission CORRECT ANSWER True What is the maximum fine for contracting without a license-second offense CORRECT ANSWER $5,000 and/or 2 years in jail or both Contractor, jack smith, is not getting along with hector jones , his customer. If he decides not to complete the contract, has jack broken any laws? CORRECT ANSWER Yes Can a contractor decide to use material other than specified in the contract documents without getting permission from the owner? CORRECT ANSWER No Contractors may not : CORRECT ANSWER Lie on their license application Make false promises Misrepresent their service or product Contractor, jack brown, makes a deal with customer, ameal cougar , to provide an estimate of $40,000 on project where the actual cost are $30,000,allowing ameal to pocket $10,000 after securing a mortgage at $40,000 and paying off jack this is : CORRECT ANSWER Fraud

An illegal act A misdemeanor All of the about If a contractor sells personstoos selling or working with the contractor for any reason, the contractor has a responsibility to the state to inform the commission? CORRECT ANSWER True All advertising has to provide the identifier "Maryland home improvement commission license no___________"or "MHIC CORRECT ANSWER True What is the maximum penalty the commission may impose upon a contractor, licensed or unlicensed , per violation of these laws CORRECT ANSWER $5, Advertising must be done in a way as to avoid misrepresentating the product, service or Terms of sale so as not to deceive the customer. CORRECT ANSWER True An applicant must provide to the commission, a credit report with their application. CORRECT ANSWER True How many days does a contractor have to respond to a receipt of a claim from commission? CORRECT ANSWER 10 days How many members are there in the Maryland home improvement commission? CORRECT ANSWER 9 members

Of the 9 members on the commission , how many are experienced in home improvement? CORRECT ANSWER 4 member