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MHIC NASCLA Contractors Guide Questions with correct answers
Typology: Exams
1 / 2
How long does a claimant have to bring a claim against the guaranty fund?- CORRECT ANSWER-โโโ 3 years from discovery of the loss or damage How many days does a contractor have to respond in writing to the copy of claim that was sent by the commission?- CORRECT ANSWER-โโโ 10 days If within ________ after the commission gives notice , a contractor on whose amount a claim was paid does not reimburse the fund in full, the commission may sue the contractor for reimbursement.- CORRECT ANSWER- โโโ 60 days In addtion to full reimbursement of the fund, a contractor is responsible to pay at least _________interest on the amount to reimburse.- CORRECT ANSWER-โโโ 10 % The state can record a lien against any real property owners by the contractor for a debt owed to the fund- CORRECT ANSWER-โโโ True If the commission pays a claim from the fund base on the actions or omissions of a contractor, the commission may suspend the contractors license until full reimbursement of the fund plus at least 10%interest- CORRECT ANSWER-โโโ True A home improvement contract in compliance with the home improvement laws would include all of the following except- CORRECT ANSWER-โโโ Names and license numbers of subcontractors A salesperson may not represent 2 contractors at the same time for the same project.- CORRECT ANSWER- โโโ True Can a sales person legally accept money for themselves from the customer- CORRECT ANSWER-โโโ No It is against the law for building and permits departments to issue a permit to contractor without the contractors license number.- CORRECT ANSWER-โโโ True If a contractor fails to correct violation of the building code within reasonable time period, the county or municipality inspecting the project shall notify the commission- CORRECT ANSWER-โโโ True What is the maximum fine for contracting without a license-second offense- CORRECT ANSWER-โโโ $5, and/or 2 years in jail or both Contractor, jack smith, is not getting along with hector jones , his customer. If he decides not to complete the contract, has jack broken any laws?- CORRECT ANSWER-โโโ Yes Can a contractor decide to use material other than specified in the contract documents without getting permission from the owner?- CORRECT ANSWER-โโโ No Contractors may not :- CORRECT ANSWER-โโโ Lie on their license application Make false promises Misrepresent their service or product Contractor, jack brown, makes a deal with customer, ameal cougar , to provide an estimate of $40,000 on project where the actual cost are $30,000,allowing ameal to pocket $10,000 after securing a mortgage at $40,000 and paying off jack this is :- CORRECT ANSWER-โโโ Fraud An illegal act
A misdemeanor All of the about If a contractor sells personstoos selling or working with the contractor for any reason, the contractor has a responsibility to the state to inform the commission?- CORRECT ANSWER-โโโ True All advertising has to provide the identifier "Maryland home improvement commission license no___________"or "MHIC- CORRECT ANSWER-โโโ True What is the maximum penalty the commission may impose upon a contractor, licensed or unlicensed , per violation of these laws- CORRECT ANSWER-โโโ $5, Advertising must be done in a way as to avoid misrepresentating the product, service or Terms of sale so as not to deceive the customer.- CORRECT ANSWER-โโโ True An applicant must provide to the commission, a credit report with their application.- CORRECT ANSWER- โโโ True How many days does a contractor have to respond to a receipt of a claim from commission?- CORRECT ANSWER-โโโ 10 days How many members are there in the Maryland home improvement commission?- CORRECT ANSWER-โโโ 9 members Of the 9 members on the commission , how many are experienced in home improvement ?- CORRECT ANSWER- โโโ 4 member