từ vựng cho học phần tiếng anh hp3, Study notes of Business English

Download từ vựng cho học phần tiếng anh hp3 and more Study notes Business English in PDF only on Docsity! GLOSSARY - UNIT 6 MONEY Starting up pessimist noun  /ˈpesɪmɪst/ someone who feels that bad things are more likely to happen than good things: In the coming months pessimists will say that stocks are not a good buy. Compare optimist pessimistic adjective bank statement noun  a record of the money put into and taken out of a bank account: You can read your bank statements online. credit card noun  a small plastic card that can be used to buy goods or services and then pay for them at a later time: Online merchants rely on electronic payments, and it would hurt their businesses if they did not accept credit cards. beggar noun a poor person who lives by asking others  for money or food beggar verb /ˈbeɡ.ər/ to make a person or organization, etc. extremely poor charity noun     /ˈtʃærɪti/ plural charities: an organization that has the purpose of providing money or help to people who need it, or that does something useful for society: As a charity, the organization does not pay tax. in credit:  if a person or their bank account is in credit, there is money in the account: As long as you stay in credit, there will be no charges for normal transactions on your account. into the red: into a situation where you are losing money after making a profit: Many technology firms have fallen deep into the red after a collapse in revenues from the telecoms industry. overdraft noun  /ˈəʊvədrɑːft/ (also bank overdraft) an amount of money that a customer with a bank account is temporarily allowed to owe to the bank, or the agreement which allows this: Research shows that 58% of students have an overdraft. interest noun  /ˈɪntrəst/ [ U ]    money that is charged by a bank or other financial organization for lending money: 1 The interest on a mortgage is higher than the interest earned on savings. practice noun /ˈpræktɪs/ the way of doing things in a particular business, industry, etc.: The insurance firm has issued a warning report to its members, highlighting breaches of best practic e. crime noun  /kraɪm/ + illegal activities: Unemployment is associated with a rising crime rate. moral adjective /ˈmɔr·əl, ˈmɑr-/ (RIGHT) relating to standards of good behavior, honesty, and fair dealing, or showing high standards of this type: It’s her moral obligation to tell the police what she knows. owe verb /əʊ/ to need to pay or give something to someone because they have lent money to you: How much do we owe the bank? remind verb  /rɪˈmɑɪnd/ to make someone aware of something forgotten or possibly forgotten, or to bring back a memory to someone: Remind him to call me. wallet noun  /ˈwɒl.ɪt/ a small folding case for carrying paper money, credit cards and other flat objects, that can be carried in a pocket and is used especially by men: He pulled out a big, fat wallet stuffed with banknotes. Synonym: billfold US /  (UK purse) + a small container for carrying coins, paper money, and credit cards, used especially by women + a flat, folding bag that is used for holding documents, for example passports VOCABULARY equity stake noun  the part of a company that a person or organization owns, represented by the number of shares they have: Investors provide capital in exchange for equity stakes. recession noun  /rɪˈseʃən/  a period, usually at least six months, of low economic activity, when investments lose value, businesses fail, and unemployment rises: The economy has entered a deep recession. 2 Shareholders will be voting on the proposed merger of the companies next week. up adverb  /ʌp/ if a level or amount is up, it has increased: Last year the company's turnover was up 3% on the previous year. LISTENING return noun  /rɪˈtɜːn/ the amount of profit made by an investment or a business activity: The program guarantees lenders a return of 10% interest. ongoing adjective  /ˈɔnˌɡoʊ·ɪŋ, ˈɑn-/ continuing to exist, happen, or develop: The investigation is ongoing. spread noun  /spred/ a number of different things or people: If you do not need immediate access to your money, why not diversify into a wider spread of investments? class noun  /klɑːs/ a group into which goods and services are put based on their characteristics: Your shipment's freight class determines the carrier's shipping charges. scale noun  /skeɪl/ a set of numbers, amounts, etc. used to measure or compare the level of something: How would you rate his work on a scale of 1 to 5? potentially adverb  /pəˈtenʃəli/ possibly: The changes will potentially have a large impact on profits. securities noun  /sɪˈkjʊərətiz/  a financial investment such as a bond or share that is traded on a financial market: Investors who bought securities made up of subprime loans suffered the biggest losses. interest noun  /ˈɪntrəst/ money that is charged by a bank or other financial organization for lending money: I paid back the whole sum with interest within a month. + money that you earn from keeping your money in an account in a bank or other financial organization: Consumers look for the best rate of interest on their savings. index-linked adjective /ˌɪndeksˈlɪŋkt/ an index-linked investment or payment changes by the same amount as the general level of prices, or in relation to another fixed standard: 5 equities noun  /ˈekwɪtiz/ shares in companies, especially ordinary shares, or the activity of trading these shares: Shares rose as investors moved out of bonds and into equities. esoteric adjective  /ˌes·əˈter·ɪk/ intended for or understood by only a few people who have special knowledge: Literary readings can sometimes seem esoteric, but we are trying to make them more attractive to more people. brick-and-mortar adjective used to describe a traditional business that operates in a building, when compared to one that operates over the internet: Online retailers try to lure customers away from their brick-and-mortar competitors. platinum noun  /ˈplætɪnəm/ a very valuable silver-grey metal that is used in industry and often traded on the commodity market: Platinum rose to $1,293.50 an ounce after hitting a record $1,298.50 during the day's trading. hedge fund noun an investment fund that trades large amounts of shares, currencies, etc. to take advantage of both rising and falling prices, for example by shorting (= borrowing shares, etc., selling them, and buying them back at a lower price): Managers of the first hedge funds invented ways to make money no matter which way the stock market was moving. incremental adjective  /ˌɪnkrəˈmentəl/ happening gradually, in a series of small amounts: We plan to make incremental improvements to our existing products. CD1 Track 39 bond noun /bɒnd/ an amount of money that an organization or government borrows and promises to pay back on an agreed date with an agreed amount of interest, or the document that contains this agreement: The first new bond is a 10-year bond, paying a 6.5% interest rate and repayable on Oct. 25, 2021. business cycle noun (also economic cycle); (also trade cycle) a period during which a country's economy goes from growth to recession (= a time when business conditions are bad) and back to growth: The typical business cycle is three to five years. recover verb  /rɪˈkʌvər/ to improve after a difficult period or after falling in value: 6 Profits are expected to recover in the current financial year. depression noun  /dɪˈpreʃən/ a recession (= time of low economic activity, when investments lose value, businesses fail and people lose their jobs) that lasts for a long period of time, usually several years: The Wall Street Crash of 1929 brought severe economic depression and hardship to Canada. aggressive adjective  /əˈɡresɪv/ + done in a very forceful and competitive way in order to gain an advantage: Britain’s second largest water company is planning an aggressive campaign to win industrial and business customers from rivals. + forceful, competitive, and determined to win or get what you want: Many banks have become more aggressive in making loans to boost revenue growth. perceive verb /pərˈsiv/to think of something in a particular way: The way people perceive the real world is strongly influenced by the language they speak. appetite noun  /ˈæp·ɪˌtɑɪt/ a desire or need for something, esp. food: SKILLS CD1 TRACK 40 brief noun /briːf/ If something is said in brief, it is said in a very short form, with very few details: "So you didn't enjoy the party much." "In brief, no." disappointing adjective /ˌdɪs·əˈpɔɪn·tɪŋ/ not as good as you had hoped or expected; not satisfactory: Kerrigan finished the race a disappointing fifth. FedEx noun  trademark (also Fedex); (also Fed Ex) another name for the company Federal Express, which delivers mail and goods: The package was sent via FedEx. fear noun  /fɪər/ a strong emotion caused by great worry about something dangerous, painful, or unknown that is happening or might happen: The low sales continued, confirming our worst fears. credit crunch noun also credit crisis, credit squeeze) economic conditions that make financial organizations less willing to lend money, often causing serious economic problems: Japan experienced a major credit crunch in the late nineties. 7 A modular system allows six different configurations of just two key components. versatile adjective /ˈvɜr·sə·t̬əl/ (of people) able to do many different things or to adjust to new conditions, or (of things) able to be used for many different purposes: He was a versatile guitarist, and recorded with many leading rock bands. versatility noun  /ˌvɜr·səˈtɪl·ɪ·t̬i/ divide verb /dɪˈvaɪd/ (SEPARATE) + to (cause to) separate into parts or groups: At the end of the lecture, I'd like all the students to divide into small discussion groups. add verb /æd/ + to put two or more numbers or amounts together to get a total: If you add (= calculate the total of) three and four you get seven. shape verb /ʃeɪp/ + to make an object from a physical substance: Early humans shaped tools out of stone. stylish adjective  /ˈstɑɪ·lɪʃ/ + having a special quality that makes a person or thing seem different and attractive: recyclable adjective /ˌriːˈsaɪkləbl/ recyclable materials or products can be used again after they have been treated using a special industrial process: return noun (EXCHANGE)  in return = in exchange Some tenants get rent reductions in return for help managing the building. I'll come with you, but you have to do something for me in return. stake noun /steɪk/ + the amount that someone has invested in a company, often expressed as a percentage of the total share capital (= money invested in a business in the form of shares): His 22% stake makes him the retailer's biggest shareholder. CD1 TRACK 42 patent noun /ˈpeɪtənt, ˈpætənt/ + the legal right to be the only person or company to make or sell a product for a particular number of years, or a document that gives you this right: apply for/file/take out a patent  Filing a patent is a long and expensive process. 10 protect verb /prəˈtekt/ + to keep someone or something safe from injury, damage, or loss: They produce a self-adhesive plastic cover designed to protect CDs from scratches. profit margin noun + the difference between the total cost of making and selling something and the price it is sold for, or between the total amount of money a company receives from sales and the total cost of producing all its products and services. The profit margin is often expressed as a percentage: The company averages profit margins of 70%. module noun /ˈmɒdjuːl/  one of a set of separate parts which, when combined, form a complete whole: The emergency generator is transported in individual modules, which are then put together on site. specialist adjective  /ˈspeʃəlɪst/ having a lot of experience, knowledge, or skill in a particular subject or business area: It is always good to consult a specialist financial adviser. sales potential noun  /pəˈtenʃəl/ the possibility of developing items sold These equity securities are believed to have the potential for high earnings growth. package verb  /ˈpæk·ɪdʒ/ to put something in a box or container, or to wrap things together, esp. to be sold: The book and CD are packaged together. expertise noun  /ˌekspɜːˈtiːz/ a high level of knowledge or skill: I've been in this job for thirty years, and I've picked up a good deal of expertise along the way. force noun  /fɔːs/ a group of people organized and trained for a particular purpose: The company soon had a sales force distributed across Europe. hands-on adjective /ˌhændzˈɒn/ directly involved in making decisions about the way in which things should be done: As a manager, she was always very hands-on. track record noun all the past achievements or failures of a person or organization, considered together: We are looking for people with an excellent track record in marketing. 11 by all means = yes, certainly: "Could I have a glass of water, please?" "By all means – I'll get it for you." basically adverb /ˈbeɪ.sɪ.kəl.i/ + used when referring to the main or most important characteristic or feature of something: The village has remained basically unchanged for over 300 years. Synonyms essentially, fundamentally   12