1) *I do not have any debt.
2) I have shared a bedroom with a sibling or family member.
3) *The neighborhood around my home is safe.
4) *I have never worried about having enough money to pay rent or a bill.
5) *I can take vacations when and where I want.
6) *I have good medical and hospital care.
7) *If I break or lose something, I can replace it easily.
8) I have contributed my own money to family bills.
9) *I can hire someone to do the tasks I don’t want to do (e.g., housework, yardwork, car
maintenance, etc.).
10) *I have always had a home to sleep in at night.
11) *I have never had to skip a meal because of lack of money to buy food.
12) I have had a family member ask me for a loan.
13) *I will be the first person in my family to graduate college.
14) I have lied about my family’s financial situation because I was afraid of rejection.
15) I have not gone to the doctor because I was not sure how I would pay for it.
16) *I have used a social connection to get a something I want.
17) I have worn clothes handed down from a sibling or other family member.
18) I have had to rely on walking or public transportation to go anywhere I needed.
19) *I have friends and family who can bail me out of most financial situations.
20) *I grew up in a house with more than 50 books.
21) One of my parents was laid off or out of work for a period of time, not by choice.
22) *I attended a private school (not on a scholarship).
23) I have received free/reduced lunch at school.
