Study with the several resources on Docsity
Earn points by helping other students or get them with a premium plan
Prepare for your exams
Study with the several resources on Docsity
Earn points to download
Earn points by helping other students or get them with a premium plan
In these Lecture Slides of Asset Management, the Lecturer has discussed the following key points in detail : Administration, Management, Public Administration, Focuses, Application, Public Policy, Understand, Malaysian, Governmental Entities, Particular Issue
Typology: Slides
1 / 10
This page cannot be seen from the preview
Don't miss anything!
Fixed
rate issues to consider:
fixed payments - lower interest rate risk - no risk of negative amortization - Adjustable
rate issues to consider:
lower initial interest rate - may qualify for a larger loan due to lower monthly payments - with rising rates, rising payments
year advantages
less total interest paid - faster equity accumulation and payoff - lower interest rate -
year advantages
lower monthly payments increase affordability and financial flexibility - higher time value of money - greater tax advantages due to interest payment deductions
rule
closing costs
Step
Do your homework to narrow your car choice.
Step
Make your selection.
Step
Make your purchase.
Step
Maintain your purchase
Step
Consider consumer protection and your car.
take advantage of sales, but always negotiate the price - know the dealer’s cost of the vehicle - understand the various dealer markups - be aware of any rebate that may apply - evaluate financing alternatives
closed ‐ end leases, or walk ‐ away leases - open ‐ end leases
decide on the fundamentals such as bathrooms, bedrooms, and closet space - decide on property size - compare other considerations like school systems, or proximity to shopping centers
personal and lifestyle considerations - financial considerations
fixed
rate mortgage loans
adjustable
rate mortgage
loans
other mortgage loan options
