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Question 1. Under Arkansas Workers’ Compensation law, which of the following is considered an “employee”? A) An independent contractor with no supervision B) A volunteer firefighter C) A person performing services for pay under an employer’s control D) A sole proprietor not electing coverage Answer: C Explanation: Arkansas law defines an “employee” as a person performing services for pay under the direction and control of an employer. Independent contractors, volunteers, and sole proprietors (without elected coverage) are generally not covered. Question 2. Who is considered an “employer” under Arkansas Workers’ Compensation law?
A) Any person employing three or more employees B) Any person employing one or more employees, unless exempted C) Only those employing more than five workers D) All public entities Answer: B Explanation: In Arkansas, anyone employing one or more employees is generally required to provide workers’ compensation unless a specific exemption applies. Question 3. The waiting period under Arkansas Workers’ Compensation law before indemnity benefits begin is: A) 1 day B) 3 days C) 7 days
Explanation: An accidental injury must arise out of and in the course of employment and be identifiable by a specific time and place. Question 5. Which of the following is an example of an occupational disease? A) A broken arm from a fall B) Carpal tunnel syndrome from repetitive motion C) Food poisoning at a restaurant D) A burn from a chemical spill Answer: B Explanation: Occupational diseases develop over time due to workplace exposures, such as repetitive motion injuries like carpal tunnel syndrome.
Question 6. Temporary total disability (TTD) benefits are paid when: A) The worker has permanent restrictions B) The worker is unable to work at all due to the injury, but recovery is expected C) The worker is partially disabled D) The injury results in death Answer: B Explanation: TTD benefits are paid when an injured worker cannot return to work at all temporarily but is expected to recover. Question 7. The “major cause” standard applies to which type of injuries in Arkansas? A) All traumatic injuries B) Only occupational diseases
Explanation: Arkansas law requires a physical injury to precede and cause a mental injury for it to be compensable. Question 9. To qualify as a compensable heart attack under Arkansas law, the event must: A) Occur outside of work B) Be the result of usual work activities C) Be caused by an unusual and unanticipated work-related event D) Be due to natural aging Answer: C Explanation: The law requires that a heart attack be caused by an unusual and unanticipated work-related event for compensability.
Question 10. Which employers are required to have workers’ compensation insurance in Arkansas? A) Only those with more than five employees B) Only public entities C) All employers with one or more employees, unless exempt D) Only construction companies Answer: C Explanation: With few exceptions, all employers with one or more employees must carry workers’ compensation insurance in Arkansas. Question 11. The proper form for an employee to file a claim for compensation with the Arkansas Workers’ Compensation Commission (AWCC) is: A) Form W- 4
Explanation: Indemnity benefits compensate for loss of wages during disability caused by work-related injury or illness. Question 13. The attending physician for an injured Arkansas worker is usually selected by: A) The employee B) The employer or insurance carrier C) The AWCC D) The employee’s spouse Answer: B Explanation: In Arkansas, the employer or insurer selects the initial treating physician. The employee may change doctors with approval. Question 14. Physical rehabilitation benefits are:
A) Not covered under Arkansas workers’ compensation B) Limited to psychological counseling C) Available if the injury impairs physical function D) Only provided if the worker is totally disabled Answer: C Explanation: Physical rehabilitation is available if the injury affects physical function and may aid recovery. Question 15. Death benefits under Arkansas Workers’ Compensation law are paid to: A) Only to the surviving spouse B) Any family member C) Dependents of the deceased worker
Question 17. The “exclusive remedy” principle means: A) Employees can sue their employer in civil court B) Workers’ compensation is generally the only remedy for work injuries C) Employers are not liable for workplace injuries D) Employees can seek multiple benefits Answer: B Explanation: Workers’ compensation is the exclusive remedy, barring most civil actions for work-related injuries. Question 18. When investigating a claim, an adjuster should: A) Accept the claim without question B) Only speak with the employer
C) Gather information from all relevant parties and review documentation D) Ignore medical records Answer: C Explanation: Adjusters must investigate claims by reviewing all evidence, including medical records and witness statements. Question 19. To calculate average weekly wage (AWW) in Arkansas, the adjuster should: A) Use the worker’s gross weekly salary B) Average the worker’s wages over the previous 52 weeks C) Use the minimum wage D) Use the last paycheck Answer: B
A) Always performed by the treating physician B) A second opinion by a neutral doctor C) Not allowed in Arkansas D) Mandatory for all claims Answer: B Explanation: An IME is a medical evaluation by a neutral physician to provide an unbiased opinion on the worker’s condition. Question 22. A “joint petition” settlement in Arkansas requires: A) Only the employer’s signature B) Only the AWCC’s approval C) The agreement of all parties and approval by the AWCC D) No formal process
Answer: C Explanation: All parties must agree to a joint petition settlement, and it must be approved by the AWCC to be valid. Question 23. Employers must report workplace injuries to their insurer: A) Within 1 year B) Immediately, or as soon as possible C) Only if the injury is serious D) Only if the employee requests Answer: B Explanation: Injuries must be reported immediately or as soon as possible to the insurer to comply with Arkansas law.
C) License suspension only D) No penalties Answer: A Explanation: Employers may face fines and, in some cases, criminal charges for failing to comply with the law. Question 26. The Arkansas Workers’ Compensation Commission (AWCC) is responsible for: A) Providing health insurance B) Administering and enforcing workers’ compensation laws C) Setting federal minimum wage D) Approving private settlements only Answer: B
Explanation: The AWCC administers and enforces the state’s workers’ compensation laws and oversees claims. Question 27. Which of the following injuries is NOT compensable under Arkansas workers’ compensation law? A) Injury resulting from horseplay B) Injury from an accident during the course and scope of employment C) Occupational illness due to workplace exposure D) Back injury from lifting at work Answer: A Explanation: Injuries resulting from horseplay are generally not compensable under Arkansas law.
