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CERTIFIED FLOODPLAIN MANAGER 2026
EXAM SCRIPT COMPLETE SOLUTIONS
โ Detailed Studies. Answer: Flood hazard mapping studies that are done using hydrologic and hydraulic methods that produce base flood elevations, floodways, and other pertinent flood data โ Development. Answer: Any man-made change to improved or unimproved real estate, including but not limited to buildings or other structures, mining, dredging, filling, grading, paving, excavation or drilling operations or storage of equipment and materials. โ Discharge. Answer: The amount of water that passes a point in a given period of time. Rate of discharge is usually measured in cubic feet per second (cfs) โ DSR. Answer: Damage survey report โ Emergency Operations Center (EOC). Answer: A facility that houses communications equipment that is used to coordinate the response to a disaster or emergency
โ Eminent Domain. Answer: Governmental power to acquire a property without the owner's consent โ Enabling Legislation. Answer: State laws that authorize communities to perform governmental activities, such as enacting and enforcing regulations โ Encroachment Review. Answer: An analysis to determine if a project will increase flood heights or cause increased flooding downstream โ EO 11988. Answer: Executive Order 11988 Floodplain Management. A directive by the President that sets procedures Federal agencies must follow before they take or fund an action in the floodplain โ FBFM. Answer: Flood Boundary Floodway Map. An official map of a community, on which FEMA has delineated the regulatory floodway. Recent FISs show the floodway on the FIRM and do not include an FBFM โ FEMA. Answer: Federal Emergency Management Agency., Most of the NFIP field work and community coordination are done by the 10 FEMA Regional Offices
contains such background data as the base flood discharges and water surface elevations that were used to prepare the FIRM โ Flood Mitigation Assistance (FMA). Answer: A grant program that supports plans and projects for mitigating losses to insured buildings funded by the NFIP. โ Flood Record. Answer: The highest known flood level for the area, as recorded in historical documents โ Floodplain. Answer: Any land area susceptible to being inundated by flood waters from any source โ Floodproofing. Answer: Protective measures added to or incorporated in a building that is not elevated above the base flood elevation to prevent or minimize flood damage. "Dry Floodproofing" measures are designed to keep water from entering a building. "Wet Floodproofing" measures minimized damage to a structure and its contents from water that is allowed into a building โ Floodway. Answer: The cahnnel of a river or other watercourse and that portion of the adjacent floodplain that must remain open to permit passage of the base flood without cumulatively increasing the water surface elevation more than a designated height (usually 1 foot)
โ Freeboard. Answer: A margin of safety added added to the base flood elevation to account for waves, debris, miscalculations, or lack of data โ Functionally Dependent Use. Answer: A use which cannot perform its intended purpose unless it is carried out in close proximity to water. The term includes only docking facilities, port facilities that are necessary for the loading and unloading of cargo, and ship building and ship repair facilities โ Geographic Information System. Answer: Computer based map systems that allow the user to keep a map updated easily and correlate geographic information with other data, such as tax records on properties โ Hazard Mitigation Grant Program (HMGP). Answer: A FEMA disaster assistance grant that funds mitigation projects โ HEC-2. Answer: A computer model used to conduct a hydraulic study, which produces flood elevations, velocities, and floodplain widths
โ Ice Floe. Answer: Large chunks of ice that can cause a great deal of damage when a frozen river or lake begins to melt and break up โ Ice Jam. Answer: Flooding that occurs when warm weather and rain break up frozen rivers and the broken ice floats downriver until it is blocked by an obstruction, creating an ice dam that blocks the channel and causes flooding upstream โ Increased Cost of Compliance (ICC). Answer: An additional claim payment made to a flood insurance policy holder to help cover the costs of bringing a substantially damaged or repetitively damaged building into compliance with the community's floodplain โ Individual and Family Grants (IFG). Answer: A disaster assistance grant that helps people with their unmet needs (ie needs not helped by other disaster assistance program) โ Inverse Condemnation. Answer: Also known as "Taking". Obtaining private property with or without compensating the owner. The term also includes reducing the value of private property to such an extent that the owner is deprived of all economic interest โ ISO. Answer: The Insurance Services Office Inc an insurance organization that provides support to FEMA on implementation of the CRS
โ Lateral Pressure. Answer: The amount of pressure imposed sideways by standing water. Deeper water exerts more lateral pressure than shallower water โ Letter of Map Amendment (LOMA). Answer: An official revision to a FEMA map done by describing the property affected. LOMAs are generally issued when properties have been inadvertently included in the floodplain โ Letter of Map Revision (LOMR). Answer: An official revision to a FEMA map done by describing the property affected โ Limited Map Maintenance Project. Answer: A small-scale restudy of a FIS โ Lowest Floor. Answer: The lowest floor of the lowest enclosed area (including basement) of a building โ Manufactured Home. Answer: A building that is transportable in one or more sections, which is built on a permanent chassis and is designed for use with or without a permanent foundation when attached to the required utilities. It includes mobile home and "double wides"
โ No-Rise Certification. Answer: a certification by an engineer that a project will not cause a set increase in flood heights โ Non-Structural Flood Protection Measures. Answer: Administrative tools for controlling flooding and flood damage, including regulations on development, building codes, property acquisition and structure relocation, and modification of existing buildings โ Ordinance. Answer: Te generic term for a law passed by local government โ Planned Unit Development (PUD). Answer: A regulatory approach that allows a developer to design the entire area while individual requirements may be relaxed to allow for open space, mixed land uses, and other variances to traditional zoning rules โ Ponding. Answer: Runoff that collects in depressions and cannot drain out, creating a temporary pond โ Post-FIRM Building. Answer: For insurance rating purposes, a _______ building was constructed or substantially improved on or after December 31, 1974 or after the effective date of the initial FIRM of a community, whichever is later. For a community that participated in the NFIP when its initial FIRM was issued, ________
buildings are the same as new construction and must meet the NFIPs minimum floodplain management standards โ Pre-FIRM Building. Answer: For insurance rating purposes, a ______ building was constructed or substantially improved on or before December 31, 1974 or before the effective date of the initial FIRM of the community, whichever is later. Most ________ buildings were constructed without taking the flood hazard into account โ Probability. Answer: A statistical term having to do with the size of a flood and the odds of that size of flood occurring in any year. โ Profile. Answer: A graph that shows elevations of various flood events โ Q3 Flood Data Product. Answer: A graphical representation of certain features of a FIRM in digital format โ Recreational Vehicle. Answer: A vehicle designed to be self propelled or permanently towable by a light duty truck that is designed for use as temporary living quarters for recreation, camping, travel, or seasonal use. โ Reconstruction. Answer: Building a new structure on the old foundation or slab of a structure that was destroyed, damaged,
โ Riverine. Answer: Of or produced by a river. Riverine floodplains have readily identifiable channels. Floodway maps can only be prepared for riverine floodplains. โ Roughness. Answer: A measure related to ground surface conditions that reflects changes in floodwater velocity due to ground friction. โ Runoff. Answer: Rainfall and snowmelt that reaches a stream โ Sheet flow. Answer: Floodwater that spreads out over a large area that does not have defined channels at a somewhat uniform depth โ Special Flood Hazard Area (SFHA). Answer: the base floodplain displayed on FEMA maps. It includes the A and V zones โ Stafford Act. Answer: The Robert T. Stafford Disaster Relief and Emergency Assistance Act of 1988 as amended which authorizes FEMA's current disaster assistance programs and the Hazard Mitigation Grant Program. The Disaster Mitigation Act of 2000 made extensive changes to the Stafford Act โ Stationing. Answer: Determining the distance along a stream
โ Statutory authority. Answer: The powers granted to a local government by state law โ Stillwater flood elevations. Answer: show the elevations of various coastal floods, not counting waves โ Storm surge. Answer: Water that is pushed toward shore by persistent high wind and changes in air pressure. This can result from hurricanes and other coastal storms โ Stormwater management. Answer: Efforts to reduce the impact of increased runoff that results from new development โ Stormwater detention. Answer: Storing stormwater runoff for release at a restricted rate after the storm subsides โ Stormwater retention. Answer: Storing stormwater runoff for later use in irrigation or groundwater recharge, or to reduce pollution โ Structural flood control. Answer: Measures that control floodwaters by construction of barriers or storage areas or by modifying or redirecting channels.
โ Variance. Answer: A grant of relief by a community from the terms of a land use, zoning or building code regulation โ Wave runup. Answer: occurs when waves hit the shore and water is moving with such force that it keeps traveling inland โ Wet floodproof. Answer: Protecting a building from flood damage by using flood-resistant materials below the flood level and elevating things subject to flood damage above the flood level โ Write Your Own (WYO). Answer: An insurance company that has agreed to sell flood insurance policies on behalf of the NFIP โ Zone A. Answer: The Special Flood Hazard Area (except coastal V Zones) shown on a community's Flood Insurance Rate Map. SFHA where no base flood elevation is provided โ Zone A1-30. Answer: Numbered A Zones (e.g., A7 or A14), SFHA where the FIRM shows a base flood elevation in relation to NGVD โ Zone AE. Answer: SFHA where base flood elevations are provided. AE Zone delineations are now used on new FIRMs instead of A# Zones (100 year flood evernt or 1% Annual Chance Flood Hazard)
โ Zone AO. Answer: SFHA with sheet flow, ponding, or shallow flooding. Base flood depths (feet above grade) are provided โ Zone AH. Answer: Shallow flooding SFHA. Base flood elevations in relation to NGVD are provided. โ Zone B. Answer: Area of moderate flood hazard, usually depicted on Flood Insurance Rate Maps as between the limits of the base and 500 - year floods. B Zones are also used to designate base floodplains of little hazard, such as those with average depths of less than 1 foot โ Zone C. Answer: Area of minimal flood hazard, usually depicted on Flood Insurance Rate Maps as above the 500-year flood level. B and C Zones may have flooding that does not meet the criteria to be mapped as a Special Flood Hazard Area, especially ponding and local drainage problems โ Zone D. Answer: Area of undetermined but possible flood hazard โ Zone V. Answer: The Special Flood Hazard Area subject to coastal high hazard flooding. There are three types of V Zones: V, V1-30, and VE, and they correspond to the A Zone designations โ Zone X. Answer: Newer FIRMs show zones B an C as Zone X ( year flood event or 0.2% Annual Chance Flood Hazard)
