CISR: Homeowners Exam 33 Questions with Answers
Section I Property Coverages - CORRECT ANSWER The two major sections of the
Homeowners policy are ___________________ & Section II Personal Liability
Package Policy; a Residence - CORRECT ANSWER Combining these two sections
provides a ______________________ used to insure loss exposures related to owning,
occupying and maintaining ________________________
HO 6 Unit Owners Form - CORRECT ANSWER Which type of homeowners policy is
appropriate for a condominium owner seeking insurance for both structure and
contents?
All of the above - CORRECT ANSWER Which of the following are found on the
Homeowners Declarations? Coverage Form Applicable; Named insured; Mortgagee; All
of the above.
Harry, the policyholder named in the Declarations - CORRECT ANSWER Which of the
following people would be considered an insured as defined in the policy? Harry, the
policyholder named in the Declarations; or Harry's adult daughter and her spouse who
live in another city.
No - CORRECT ANSWER Do you think that a lake cabin your insured purchased 2
years ago is automatically an "insured location" on the Homeowners Policy for their
home in the city? Yes; No
True - CORRECT ANSWER An occurrence can include repetitive action that happens
over time, such as a slow water leak. True; False
No - CORRECT ANSWER Do you think that the definition of "residence employee"
includes an individual who is employed by the insured's home based business? Yes; No
Coverage F Medical Payments - CORRECT ANSWER The four parts of Section I
Property Coverage include all of the following except: Coverage A Dwelling; Coverage
D Loss of Use; Coverage F Medical Payments; Coverage C Personal Property
A gazebo on the residence premises - CORRECT ANSWER Select the item that could
be covered under Coverage B Other Structures: A gazebo on the residence premises; A
sofa inside the insured residence; A garage attached to the insured residence.
50% - CORRECT ANSWER The Personal Property limit, or Coverage C, is usually
______% of the Dwelling Limit
