Consumer Education Curriculum Modules: A Spiral-Process Approach, Slides of Economics

A curriculum module for teaching consumer education, developed to help teachers emphasize the necessary processes for developing competent consumers. It includes a spiral-process approach, competencies for consumer education, and a model for decision-making process. The curriculum also covers topics such as recognizing decision-problems, considering alternatives, clarifying alternatives, predicting consequences, analyzing alternatives, and ordering alternatives.

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ED 095 270
AUTHOR
TITLE
INS1.:UTION
SPONS AGENCY
PUB DATE
CONTRACT
NOTE
AVAILABLE FROM
DOCUMENT RESUME
95 CE 001 796
Murphy, Patricia D.; And Others
Consumer Education Curriculum Modules: A
Spiral-Process Approach. 3. Decision Process.
North Dakota State Univ., Fargo. Coll. of Home
Economics.
Office of Education (DHEW), Washington, D.C.
74OEC-0-72-4678
113p.; For related documents, see CE 001 793-5; CE
001 797
Superintendent of Documents, U. S. Government
Printing Office, Washington, D. C. 20402 (Stock
Number 1780-01284, $17.75 for 5 volume set)
EDPS PRICE MF-$0.75 HC-$5.40 ?LUS POSTAGE
DESCRIPTORS Adult Students; Behavioral Objectives; *Consumer
Education; *Course Content; *Curriculum Guides;
*Decision Making; High School Students; Performance
Criteria; *Spiral Curriculum; Teaching Techniques
IDENTIFIERS North Dakota
ABSTRACT The Decision Process curriculum module is part of a
consumer education series (grades 9-14; adults, including elderly)
that emphasizes a process approach with a spiral organization. The
process approach helps the student in a changing consumer world to
function rationally and in a manner consistent with personal values,
while the spiral organization emphasizes recurring experiences with
the same basic processes as well as progressive process development
and expansion. Eight pages of decision process assessment items are
included for teachers to use for student pre-assessment and lesson
planning. The decision process module involves six objectives: (1)
recognizing a decision-problem, (2) considering alternatives, (3)
clarifying alternatives, (4) predicting consequences, (5) analyzing
alternatives, and (6) ordering alternatives, A section in the guide
is devoted to each of these six objectives and clarifies the
objectives and consumer competency with sample teacher-learner
dialogue that includes both suggested teacher response and possible
learner response. Teachers may decide to administer a post-assessment
which is identical to the pre-assessment. (EA)
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Download Consumer Education Curriculum Modules: A Spiral-Process Approach and more Slides Economics in PDF only on Docsity!

ED 095 270
AUTHOR

TITLE

INS1.:UTION

SPONS AGENCY PUB DATE CONTRACT NOTE

AVAILABLE FROM

DOCUMENT RESUME
95 CE^001

Murphy, Patricia D.; And Others Consumer Education Curriculum Modules: A Spiral-Process Approach. 3. Decision Process. North Dakota State Univ., Fargo. Coll. of Home Economics. Office of Education (DHEW), Washington, D.C. 74 OEC-0-72- 113p.; For related documents, see CE 001 793-5; CE 001 797 Superintendent of Documents, U. S. Government Printing Office, Washington, D. C. 20402 (Stock Number 1780-01284, $17.75 for 5 volume set)

EDPS PRICE MF-$0.75^ HC-$5.40^ ?LUS^ POSTAGE

DESCRIPTORS Adult^ Students;^ Behavioral^ Objectives;^ *Consumer Education; *Course Content; *Curriculum Guides; *Decision Making; High School Students; Performance Criteria; *Spiral Curriculum; Teaching Techniques IDENTIFIERS North^ Dakota

ABSTRACT The Decision Process curriculum module is part of a consumer education series (grades 9-14; adults, including^ elderly) that emphasizes a process approach with a spiral organization. The process approach helps the student in a changing consumer world^ to function rationally and in a manner consistent with personal values, while the spiral organization emphasizes recurring experiences with the same basic processes as well as progressive process development and expansion. Eight pages of decision process assessment items^ are included for teachers to use for student pre-assessment and lesson planning. The decision process module involves six objectives: (1) recognizing a decision-problem, (2)^ considering^ alternatives,^ (3) clarifying alternatives, (4)^ predicting^ consequences,^ (5)^ analyzing alternatives, and (6) ordering alternatives, A section in the guide is devoted to each of these six objectives and clarifies the objectives and consumer competency with sample teacher-learner dialogue that includes both suggested teacher response and possible learner response. Teachers may decide to administer a post-assessment which is identical to the pre-assessment. (EA)

CONSUMEREDUCATION

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PatriciaD.Murphy,Director HelenPyleCavanaugh CarolGeer JanePlihal LaVonneElsbemd MaxineNorman

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DevelopedanddisseminatedpursuanttograntNo.OEC-0-72- withtheU.S.OfficeofEducation

underPartI CurriculumDevelopmentinVocationalandTechnicalEducation

VocationalEducationAmendmentsof1968,PublicLaw90- bythe CollegeofHomeEconomics NorthDakotaStateUniversity Fargo,NorthDakota 1974

ForsalebytheSuperintendentofDocuments,

. U.S.GovernmentPrintingOffice Washington,D.C. Pric4$17.75perset Stockno.1780-

ii

BESTCOPY AVAIIABLE

ACKNOWLEDGMENTS

Theprojectstaffexpressesappreciationforthevaluablecontributionsmadebymanyindividuals tothisproject.Thecommentsandsuggestionsoftheseindividualsinfluencedrevisionswithin themoduleswhichmakethematerialsrelevantforuseinvariousteaching-learningsituations.

Weareespeciallygratefultothemanyteacherswhogavegenerouslyoftheirtimetoparticipate inthefieldtestingofthematerials.Withouttheparticipationoftheseteachersandtheirlearners, thefieldtestingcouldnothavebeenmeaningful.Theinfluenceofthefieldtestingbyt;Iese dedicated,professionalteachersinsuredtheappropriatenessof thematerialsforthelverse situationsinwhichconsumersareeducated.Theirparticipationwas absolutelyessentialto theproject.

WeappreciatethesupportfortheprojectgivenbytheState Supervisorsandtheirsuggestions ofteachersforthefieldtesting.Wealsoappreciatethecomments madebytheeducators, teachersandsupervisorswhoreviewedandcritiquedthe materials.

Thesupportandadvicegivenbymembersofthenational-levelAdvisoryCommitteeisgreatly appreciated.MembersoftheAdvisoryCommitteemadedetailedreviewsofthematerialsand assistedinmanyways.Theyprovidedabroadviewpoint andvariedexpertiseonconsumer education.Wewishtoexpressspecialgratitudetothe membersoftheAdvisoryCommittee fortheircontributions.

Dr.BarbaraChandler,ProgramOfficer OfficeofAdultVocationalTechnic& ManpowerEducation BureauofOccupationalAdultEducation U.S.OfficeofEducation Washington,D.C.

Dr.RuthDeacon,Head FamilyEconomicsandHomeManagement OhioStateUniversity Columbus,Ohio

TerryFinlayson,Director ConsumerInformationServices Sears,RoebuckandCompany Chicago,Illinois

MamieHardy,CurriculumConsultant ChangingTimesEducationService Washington,D.C.

RosemaryHarzmann,Directorand StateSupervisor HomeEconomicsEducationand ConsumerEducation StateDepartmentofEducation Trenton,NewJersey

Dr.RuthP.Hughes,Head HomeEconomicsEducation IowaStateUniversity Ames,Iowa

LouisaLiddell,AssociateDirector FutureHomemakersofAmerica Washington,D.C.

Dr.LeeRichardson DirectorforEducation&Finance OfficeofConsumerAffairs DepartmentofHealth,Education,&Welfare and DirectorforConsumerEducation President'sCommitteeonConsumerAffairs Washington,D.C.

SatenigS.St.Marie DirectorofConsumerAffairs EducationalandConsumerRelations J.C.PenneyCompany,Inc. NewYork,NewYork

Dr.HelenThal,Director EducationServices InstituteofLifeInsurance NewYork,NewYork

90' WethankBerthaG.King,EducationProgramSpecialistforHome EcuilomicsEducation,U.S. OfficeofEducation,whoservedastheUSOEmonitorforthe project.Wegreatlyappreciate hercounselandencouragementwhichfacilitatedtheprogressoftheproject.

Theprojectstaffrecognizesthevaluablecontributionsofadvisors andconsultantsfromthe threestatesofMinnesota,NorthDakotaandWisconsininthe developmentandevaluationof thesematerials.MembersoftheTri-StateCouncilincluded: LylaMallough,JaniceTemplin, AudreyGrote.andFlorenceStater.MinnesotaStateDepartmentofEducation;MajoieLovering andKarenBotine,NorthDakotaBoardforVocational Education;FlorenceLauscherandHelen Sheve.WisconsinDepartmentofPublicInstruction;Christine NickelandMargaretApel,Wis- consinBoardforVocationalEducation;Dr.FernHorn,UniversityofWisconsin-StevensPoint; andDr.ElizabethA.Monts,UniversityofWisconsin-Madison.Dr.DouglasAnderson,educa- tionalstatistician,UniversityofMinnesota,servedasthestatisticalconsultant.

WegivespecialthankstoNorthDakotaStateUniversity, especiallythefacultyandstaffin theCollegeofHomeEconomics,whosharedtheirmaterialsandtalents;toDr.MaryWallum, editor.forhercommentsandsuggestions;toElliottHaugen andJamesNelson,systems analysts,fortheirexpertiseinassemblingthestatisticaldata;toPatrickBurkhart, artstudent, fordesigningthecovers;toPeterMunton,chairman,DesignDepartment,for designingthe model:andtothepre-serviceteacherswhovolunteeredtoexperimentwithsomeofthelearn- ingsinthemodules.

Wefurtherwishtoacknowledgetheinvaluablecontributionsofthe projectsecretaries,Diane JaskenandLornaDanvers,whotypedthemanydraftsandrevisionsofthematerials; andto ourstudentaides,SueBrudvik,LaurieLeier,LynnRerick,AndreaSheldon,andCynthia Wallacewhotrackeddownreferences,cataloguedresources,scoredassessmentitems,and preparedillustrations.

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  • SupportSystemfortheDecisionProcess - 101flavorstoomany - Headlines - There'smorethanoneway - Sketchesforslides - Interview - Signboard - Geniebottleforsale - Who'sintheright? - HowsatisfiedamIwithchoicesI'vemade - Relocationgameboard - Movers'scoresheetandprofiles - Rulesforrelocationgame - Alternativecards - Playmoney - Yes!No! - Situationsandalternatives - Whatshouldbedone? - TheJohansons - Whatmighthappen?
    • Resources
    • RelatedReadings

BEST COPYAVAIIABLE

THETEACHINGOFCONSUMEREDUCATION

ConsumerEducationCurriculumModules:ASpiral-ProcessApproachhasbeendeveloped tomeetaneedexpressedbyteachers.Theneedisforcurriculummaterialsthatleadlearners tofunctionasquestioning,creative,andcriticalconsumers.Thissetofmodulesisdirected towarddevelopingthesequalitiesbyfocusinguponthecrucialroleoftheprocessesbywhich informationisacquired,valuesareexplored,decisionsaremade,andactionistaken.The modulescontainlearningswhichguidelearnerstowardinternalizingandmasteringthese processes.

Theprocessapproachisnewinci.onsumereducation.Itfacilitateslearningwhichenables thestudentinachangingconsumer'worldtofunctionrationallyandinamannerconsistent withhisvalues.Thespiralorganizationemphasizesrecurringexperienceswiththesamebasic processes.Theprocessesarefurtherdevelopedandexpandedastheyappearagainandagain.

Rationale

Manymodelsanddefinitionsofconsumereducationhavebeenproposed.ItisgenerkAilyagreed thatconsumereducationhasavalueorientation.Itisoftenimpliedthatthegoalistodevelop "goodconsumers."However,whatismeantby"good"isnotusuallydefined.Isthe"good consumer"theonewhodoesthebestjobofstlisfyingpersonalandfamilyneedsandwants. oristhe"goodconsumer"theonewhooperatesinsuchawayastofurthertheeconomic healthofsociety,orarethereyetothercharacteristicsofthe"goodconsumer"?

Becausethefactualcontentofconsumereducationincreasesgreatlyandchangesrapidly,it isnotpossibletoteachconsumers"everythingtheyneedtoknow."Inorderforconsumersto usethevastamountofavailableinformation,theyneedtobeawareofandskilledinthose processesthatassistconsumersinsorting,interpreting,andanalyzingthisinformation.As consumersinternalizetheprocessesofinquiry,valuing,decision,andconsumeraction,they developintegratedconsumerbehavior.

Merelyexposingthelearnertoavarietyofprocessesisnotsufficient.Hemustlearnthenature oftheprocess,knowwhereandhowitcanandhasbeenused,andbeinvolvedhimselfin usingtheprocess.Thecurriculummustprovideepisodesforinferring,forsynthesizing,for judging,fortheconfrontationwithissues,andforassessingandpredictingconsequences. Whatismostimportantisnotwhatfactsthestudentslearnbutrathertheprocessestheylearn tousetodeveloptheirideas.Thus,thedecisionwasmadetodevelopmodulesthatfocused onprocessratherthanontheacquisitionofinformationorcontent.

TheFramework

Extensivereviewofcurriculummaterialsinconsumereducationprovidedthebackgroundfor thedevelopmentofaframeworkforteachingconsumereducation.Theframeworkspecifies valueorientationsandidentifiesconsumerproficiences. Itcanbeobservedthatconsumers displayavarietyofdifferentbehaviors.Thesebehaviorsaregroupedalongacontinuumfrom egocentrictoother-centered.Thecontinuumisdividedintolevelstoaidinidentifyingthe learner'sprogress.Theframeworkservesasanorganizationaltoolandisnotintendedto representmutuallyexclusivestages.Consumerbehaviormaturesanddevelopswiththe assistanceoftheprocesswecalleducation.(Theentireframeworkisfoundonpagexii.)The followingisasummaryoftheframework.

ix

Theprocessofvaluingincludes:

1.recognizingvaluecomponentsofasituation 2.consideringvalue-relevantbehavior 3.clarifyingvaluesexemplifiedandidentifyingconflictingvalues 4.hypothesizingaboutvaluesourcesandsupportingthehypothesis 5.analyzingvaluealternativesandhypothesizingaboutpossibleconsequences 6.examiningvaluepreferences

Theprocessofdecisionbringstogethertheresultsof,!leinquiryandvaluingmodulesendfurther includes: 1.recognizingadecision-problem 2.consideringalternatives '3. clarifyingalternatives 4.predictingconsequences 5.analyzingalternatives 6.orderingalternatives

Theprocessofconsumeractionrepresentsaculminationoftheothersandincludes: 1.recognizingissues 2.consideringevidenceandalternativeactions 3.clarifyingconsumeractions 4.organitngevidenceandselectingactions 5.analyzingactionsandacceptingconsequences 6.initiatingandevaluatingactions

Thesetofmodulesisdesignedtoteachproficiencyinperformingprocessesessentialto intelligentconsumerbehavior.

UseoftheModules

Recognizingthatcurriculummaterialsaremoreeffectivewhenadaptedbytheteacherfor specificgroupsoflearners,themoduleshavebeendevelopedforteacheruse.Themodules areintendedforflexibleuseandareappropriateforlearnersfromgrade9throughadults, in classornon-classsituationsandwithvocationalyouthgroups.Manyoftheactivitiescanbe adaptedbytheteacherforindependentlearningandindividualizedinstructionsituations.

Pre-andpost-assessmentdevicesareincludedtoassistinmeasuringlearning.Thematerials arecompetency-basedandincludeinstructionalobjectivesandlearningactivities. Resources andrelatedreadingsarealsoincluded.

Eachlearningexperienceisbuilttoteachaprocessorportionthereof.Infiniteadaptationsare possible.Experiencesmaybeused"asis"toteachconsumerproficienciesoradaptedand supplementedwithotherlearnings.Forinstance,alessonmayincludeasituationaboutthe consumerproblemsofanautomobilepurchaser.Thesituationcouldbereplacedwithone abouttheconsumerproblemsofgroceryshoppers.

ConsumerEducationCurriculumModules:ASpiral-ProcessApproachisnotdesignedto replaceexistingcurriculummaterials.Rather,itistohelptheteacheralterthefocusofpresent instructioninconsumereducationbyprovidingthemeansforemphasizingtheprocesses necessaryforthedevelopmentofcompetentconsumers.

xi

FRAMEWORK

TheConsumerEducationCurriculum"'modules:ASpiral-ProcessApproachwasdevelopedto helpanindividualassumeresponsibilityforgainingsatisfactionandanimprovedwell-beingfor himselfandothersinpresentandfuturegenerationsbydevelopingconsumercapabilities,skills andunderstandings.Consumerwell-beingisastateofexistence(life)characterizedbytherational approachtotheconsumptionofgoodsandservicesinamannerconsistentwithvaluesinfluenced byaconcernforone'sfellowmanandthepreservationoftheenvironment.Oustersofobservable behaviorandimpliedatts.udeshavebeendescribedtodelineateconsumergrowth.Thelevelsare seenasbuildingupononeanotheruntiltheconsumerultimatelyshowsinvolvementandcommit- mentthroughhisbehavior.Theactivitiesofthemoduleshavebeendesignedtofacilitategrowth towardLevel!V.

LevelIconsumerschoose,buy,anduseaccordingtotheirpresentneedsand wants.Theyhaveonlyasketchyideaoftheirrolesasconsumersandahazy notionoftheirrealneedsandwants.Theytendtobeimpulsive,unawareof conditionsthatinfluencetheirbehavior,andsecurewiththeirpastpatternsfor acquiring.Inshort,thereislittleevidenceofcriticalthinkingemployedatthis stage.

LevelIIconsumersarepartofthecurrentconsumermovement.Theyhave knowledgeofthedecisionprocesswhencarryingoutmanyoftheircomsumer activities.Theyhaveapseudosophisticationinthemarketplace.Theirwell- intendedinvolvementinbetteringtheenvironmentandsocialwell-beingforall mayresultindemandsbaseduponhalf-truthswhichdisregardthelong-range implicationsoftheiractions.Valueclarificationisjustbeginningatthislevel.

LevelHIconsumers'behaviorshowstheresultsoftheintegrationoftheirper- sonalvalueswithjudgmentsbaseduponfacts.Theyattempttoassessthe effectsofspin-offsbeforecarryingoutdecisions.Theyarestronglyinfluenced bythetotalenvironment bothpresentandpredicted.

LevelIVconsumerssetprioritiesandexercisetheirinfluenceuponthepublic andprivatesectorsoftheeconomytoimproveconditionsforpresentandfuture generations.Theyarethe"superstars"amongconsumers,promotingchangeor thestatusquointheinterestofcontinuedandimprovedwell-beingofall.They aretrulyinvolvedintheroleofpublicdecision-maker.

xii

CONSUMERCOMPETENCY:

Theconsumerwilluseatalevelofmas-

terytheInquiryProcessinrelationto

consumerbehavior.

CONSUMERCOMPETENCY:

Theconsumerwilluseatalevelofmas-

terytheValuingProcessinrelationto

consumerbehavior.

CONSUMERCOMPETENCY:

Theconsumerwilluseatalevelofmas-

terytheDecisionProcessinrelationto

consumerbehavior.

CONSUMERCOMPETENCY:

Theconsumerwilluseatalevelofmas- terytherationalconsumerActionProcess inrelationtoconsumerbehavior.

xiv

OBJECTIVE:

Havingcompletedtheplannedlearnings

inInquiry,thelearnerwilldemonstrate
useoftheinquiryprocessatalevel of

masteryby: 1)recognizingaproblem 2)consideringtentativesolutions 3)clarifyingterms 4)collectingdata 5)analyzingdata 6)applyingconclusion

OBJECTIVE:

Havingcompletedtheplannedlearnings

inValuing,thelearnerwilldemonstrate
useofthevaluingprocessatalevelof

masteryby: 1)recognizingvaluecomponents 2)consideringvalue-relevantbehavior 3)clarifyingvaluesexemplified 4)hypothesizingaboutvaluesources 5)analyzingvaluealternatives 6)examiningvaluepreferences

OBJECTIVE:

Havingcompletedtheplanned!earnings

inDecision,thelearnerwilldemonstrate
useofthedecisionprocessatalevelof

masteryby: 1)recognizingadecision-problem 2)consideringalternatives 3)clarifyingalternatives 4)predictingconsequences 5)analyzingalternatives 6)orderingalternatives

OBJECTIVE:

Havingcompletedtheplanned!earnings

inAction,thelearnerwilldemonstrate

useoftherationalconsumeraction

processatalevelofmasteryby: 1)recognizingissues

2)consideringevidenceandalternative

actions 3)clarifyingconsumeractions 4)organizingevidenceandselectingactions 5)analyzingactionsandacceptingconse- quences 6)initiatingandevaluatingactions

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INTRODUCTIONTOTHEDECISIONPROCESS

Thedecisionsthatconsumersmustmakeduringthisdecadewillnotnecessarilybesimilarto theconsumerdecisionsthatwillbemadeinthenextdecade.Eachcitizen,whetherdepen- dent,unemployed,working,orretired,mustmakepublicandpersonaldecisionswhichaffect notonlytheindividual'slifebutalsothecommunityandthewelfareoffuturegenerations.

Thedecisionprocessbringstogethertheresultsoftheinquiryprocessandthevaluingproc- ess.Inorderfortheconsumertofunctionatthehigherlevelsofconsumerbehavior,decision skillsmustbemastered.Theseskillsincluderecognizingadecision-problem,considering alternativesintermsofvaluesandknowledge,predictingconsequencesofalternativesand supportingthepredictions,analyzingalternativesintermsofthepredictedconsequences,and orderingalternativesonthebasisofvalueprioritiesandacceptabilityofconsequences.For additionalinformationabouttheprocessofdecisionthereaderisreferredtoRelatedread- ings,page127.

Leamingsareincludedwhichinvolvestudentsinbothindividualandgroupdecisionskills.The mainobjectiveofalllearningswhichfollowistohelpconsumersgainalevelofmasteryinthe processofdecision.Becausetopicschosenserveasavehicletoteachaprocess,theteacher shouldadaptthelearningsbysubstitutingissuesofinteresttothestudents.

AdministeringtheDecisionProcessPre-Assessment

BeforebeginningtousethelearningexperienceswithinDecisiontheteachermaywishto administeragroupofpre-assessmentquestionsfromamongthosepresentedintheDecision

processassessmentitems,pages3-17.TheMatrixof decisionprocessassessment

items,page75,maybeusedasaguideinselectingquestions.

Thispre-assessmentprovidesevidenceregardingeachlearner'sabilitytoperformtheobjec- tivesofthedecisionprocesspriortoparticipatinginthelearningexperiences.Suchevidence isusefulinplanninglessonstomeettheeducationalneedsoflearners.Fromthedecision pre-assessmentresults,theteachercanidentifythoseobjectivesoftheprocesswhichrequire greatestemphasis.

Whatisbeingevaluatedisthelearner'sabilitytoperformthedecisionprocess. The

learnerisnotbeingtestedforknowledgeofspecifictopics.Therefore,thetopicsoftheassess- mentquestionsandthetopicsofthelearningexperiencesneednotbethesame.

TheAnswerkeyforthedecisionprocessassessmentitemsisfoundonpage74.No

formforthelearneranswersheethasbeenincludedsincetheteacherwillwanttoselect fromamongthequestionsthosewhichareappropriateforaparticulargroupoflearners.As learnersre-encounterthedecisionprocess,theteachercouldselectmorecomplexassess- mentquestions.

Sincelearnerswilitakethesameevaluativequestionsfollowingthedecisionprocesslearning experiencesselectedbytheteacher,thecopiesofthequestionsmaybereusedforthepost- assessment.Ifthisprocedureisfollowed,theteacherwoulddirectlearnersto respondto questionsonananswersheetoronablanksheetofpaper.

Acomparisonofthelearner'spre-assessmentandpost-assessmentresponses willhelp measurewhetherandtowhatextentthelearnerhasdevelopedthestatedConsumerCompe- tencyforDecision.(Directionsforadministeringthedecisionprocess post-assessmentare foundonpage73.)

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