




























































































Study with the several resources on Docsity
Earn points by helping other students or get them with a premium plan
Prepare for your exams
Study with the several resources on Docsity
Earn points to download
Earn points by helping other students or get them with a premium plan
A curriculum module for teaching consumer education, developed to help teachers emphasize the necessary processes for developing competent consumers. It includes a spiral-process approach, competencies for consumer education, and a model for decision-making process. The curriculum also covers topics such as recognizing decision-problems, considering alternatives, clarifying alternatives, predicting consequences, analyzing alternatives, and ordering alternatives.
Typology: Slides
1 / 114
This page cannot be seen from the preview
Don't miss anything!





























































































TITLE
INS1.:UTION
SPONS AGENCY PUB DATE CONTRACT NOTE
AVAILABLE FROM
Murphy, Patricia D.; And Others Consumer Education Curriculum Modules: A Spiral-Process Approach. 3. Decision Process. North Dakota State Univ., Fargo. Coll. of Home Economics. Office of Education (DHEW), Washington, D.C. 74 OEC-0-72- 113p.; For related documents, see CE 001 793-5; CE 001 797 Superintendent of Documents, U. S. Government Printing Office, Washington, D. C. 20402 (Stock Number 1780-01284, $17.75 for 5 volume set)
DESCRIPTORS Adult^ Students;^ Behavioral^ Objectives;^ *Consumer Education; *Course Content; *Curriculum Guides; *Decision Making; High School Students; Performance Criteria; *Spiral Curriculum; Teaching Techniques IDENTIFIERS North^ Dakota
ABSTRACT The Decision Process curriculum module is part of a consumer education series (grades 9-14; adults, including^ elderly) that emphasizes a process approach with a spiral organization. The process approach helps the student in a changing consumer world^ to function rationally and in a manner consistent with personal values, while the spiral organization emphasizes recurring experiences with the same basic processes as well as progressive process development and expansion. Eight pages of decision process assessment items^ are included for teachers to use for student pre-assessment and lesson planning. The decision process module involves six objectives: (1) recognizing a decision-problem, (2)^ considering^ alternatives,^ (3) clarifying alternatives, (4)^ predicting^ consequences,^ (5)^ analyzing alternatives, and (6) ordering alternatives, A section in the guide is devoted to each of these six objectives and clarifies the objectives and consumer competency with sample teacher-learner dialogue that includes both suggested teacher response and possible learner response. Teachers may decide to administer a post-assessment which is identical to the pre-assessment. (EA)
..
BESTCOINAVAILABLE
-!SQcDAR*MF[[00 VEAL 14 F DU' T'ON tNW-ARE 4AT'74Ai..41',V.ITEQV FDIJCArION r, rwA,. (^) A! *r.r. ,r .4" 0.^4"ort.,.. ,^ NO. f.
BES1COPYAVAILABLE
III.DECISIONPROCESS
0-? "."'
...
PatriciaD.Murphy,Director HelenPyleCavanaugh CarolGeer JanePlihal LaVonneElsbemd MaxineNorman
ts
DevelopedanddisseminatedpursuanttograntNo.OEC-0-72- withtheU.S.OfficeofEducation
underPartI CurriculumDevelopmentinVocationalandTechnicalEducation
VocationalEducationAmendmentsof1968,PublicLaw90- bythe CollegeofHomeEconomics NorthDakotaStateUniversity Fargo,NorthDakota 1974
ForsalebytheSuperintendentofDocuments,
. U.S.GovernmentPrintingOffice Washington,D.C. Pric4$17.75perset Stockno.1780-
ii
BESTCOPY AVAIIABLE
Theprojectstaffexpressesappreciationforthevaluablecontributionsmadebymanyindividuals tothisproject.Thecommentsandsuggestionsoftheseindividualsinfluencedrevisionswithin themoduleswhichmakethematerialsrelevantforuseinvariousteaching-learningsituations.
Weareespeciallygratefultothemanyteacherswhogavegenerouslyoftheirtimetoparticipate inthefieldtestingofthematerials.Withouttheparticipationoftheseteachersandtheirlearners, thefieldtestingcouldnothavebeenmeaningful.Theinfluenceofthefieldtestingbyt;Iese dedicated,professionalteachersinsuredtheappropriatenessof thematerialsforthelverse situationsinwhichconsumersareeducated.Theirparticipationwas absolutelyessentialto theproject.
WeappreciatethesupportfortheprojectgivenbytheState Supervisorsandtheirsuggestions ofteachersforthefieldtesting.Wealsoappreciatethecomments madebytheeducators, teachersandsupervisorswhoreviewedandcritiquedthe materials.
Thesupportandadvicegivenbymembersofthenational-levelAdvisoryCommitteeisgreatly appreciated.MembersoftheAdvisoryCommitteemadedetailedreviewsofthematerialsand assistedinmanyways.Theyprovidedabroadviewpoint andvariedexpertiseonconsumer education.Wewishtoexpressspecialgratitudetothe membersoftheAdvisoryCommittee fortheircontributions.
Dr.BarbaraChandler,ProgramOfficer OfficeofAdultVocationalTechnic& ManpowerEducation BureauofOccupationalAdultEducation U.S.OfficeofEducation Washington,D.C.
Dr.RuthDeacon,Head FamilyEconomicsandHomeManagement OhioStateUniversity Columbus,Ohio
TerryFinlayson,Director ConsumerInformationServices Sears,RoebuckandCompany Chicago,Illinois
MamieHardy,CurriculumConsultant ChangingTimesEducationService Washington,D.C.
RosemaryHarzmann,Directorand StateSupervisor HomeEconomicsEducationand ConsumerEducation StateDepartmentofEducation Trenton,NewJersey
Dr.RuthP.Hughes,Head HomeEconomicsEducation IowaStateUniversity Ames,Iowa
LouisaLiddell,AssociateDirector FutureHomemakersofAmerica Washington,D.C.
Dr.LeeRichardson DirectorforEducation&Finance OfficeofConsumerAffairs DepartmentofHealth,Education,&Welfare and DirectorforConsumerEducation President'sCommitteeonConsumerAffairs Washington,D.C.
SatenigS.St.Marie DirectorofConsumerAffairs EducationalandConsumerRelations J.C.PenneyCompany,Inc. NewYork,NewYork
Dr.HelenThal,Director EducationServices InstituteofLifeInsurance NewYork,NewYork
90' WethankBerthaG.King,EducationProgramSpecialistforHome EcuilomicsEducation,U.S. OfficeofEducation,whoservedastheUSOEmonitorforthe project.Wegreatlyappreciate hercounselandencouragementwhichfacilitatedtheprogressoftheproject.
Theprojectstaffrecognizesthevaluablecontributionsofadvisors andconsultantsfromthe threestatesofMinnesota,NorthDakotaandWisconsininthe developmentandevaluationof thesematerials.MembersoftheTri-StateCouncilincluded: LylaMallough,JaniceTemplin, AudreyGrote.andFlorenceStater.MinnesotaStateDepartmentofEducation;MajoieLovering andKarenBotine,NorthDakotaBoardforVocational Education;FlorenceLauscherandHelen Sheve.WisconsinDepartmentofPublicInstruction;Christine NickelandMargaretApel,Wis- consinBoardforVocationalEducation;Dr.FernHorn,UniversityofWisconsin-StevensPoint; andDr.ElizabethA.Monts,UniversityofWisconsin-Madison.Dr.DouglasAnderson,educa- tionalstatistician,UniversityofMinnesota,servedasthestatisticalconsultant.
WegivespecialthankstoNorthDakotaStateUniversity, especiallythefacultyandstaffin theCollegeofHomeEconomics,whosharedtheirmaterialsandtalents;toDr.MaryWallum, editor.forhercommentsandsuggestions;toElliottHaugen andJamesNelson,systems analysts,fortheirexpertiseinassemblingthestatisticaldata;toPatrickBurkhart, artstudent, fordesigningthecovers;toPeterMunton,chairman,DesignDepartment,for designingthe model:andtothepre-serviceteacherswhovolunteeredtoexperimentwithsomeofthelearn- ingsinthemodules.
Wefurtherwishtoacknowledgetheinvaluablecontributionsofthe projectsecretaries,Diane JaskenandLornaDanvers,whotypedthemanydraftsandrevisionsofthematerials; andto ourstudentaides,SueBrudvik,LaurieLeier,LynnRerick,AndreaSheldon,andCynthia Wallacewhotrackeddownreferences,cataloguedresources,scoredassessmentitems,and preparedillustrations.
vi
BEST COPYAVAIIABLE
ConsumerEducationCurriculumModules:ASpiral-ProcessApproachhasbeendeveloped tomeetaneedexpressedbyteachers.Theneedisforcurriculummaterialsthatleadlearners tofunctionasquestioning,creative,andcriticalconsumers.Thissetofmodulesisdirected towarddevelopingthesequalitiesbyfocusinguponthecrucialroleoftheprocessesbywhich informationisacquired,valuesareexplored,decisionsaremade,andactionistaken.The modulescontainlearningswhichguidelearnerstowardinternalizingandmasteringthese processes.
Theprocessapproachisnewinci.onsumereducation.Itfacilitateslearningwhichenables thestudentinachangingconsumer'worldtofunctionrationallyandinamannerconsistent withhisvalues.Thespiralorganizationemphasizesrecurringexperienceswiththesamebasic processes.Theprocessesarefurtherdevelopedandexpandedastheyappearagainandagain.
Manymodelsanddefinitionsofconsumereducationhavebeenproposed.ItisgenerkAilyagreed thatconsumereducationhasavalueorientation.Itisoftenimpliedthatthegoalistodevelop "goodconsumers."However,whatismeantby"good"isnotusuallydefined.Isthe"good consumer"theonewhodoesthebestjobofstlisfyingpersonalandfamilyneedsandwants. oristhe"goodconsumer"theonewhooperatesinsuchawayastofurthertheeconomic healthofsociety,orarethereyetothercharacteristicsofthe"goodconsumer"?
Becausethefactualcontentofconsumereducationincreasesgreatlyandchangesrapidly,it isnotpossibletoteachconsumers"everythingtheyneedtoknow."Inorderforconsumersto usethevastamountofavailableinformation,theyneedtobeawareofandskilledinthose processesthatassistconsumersinsorting,interpreting,andanalyzingthisinformation.As consumersinternalizetheprocessesofinquiry,valuing,decision,andconsumeraction,they developintegratedconsumerbehavior.
Merelyexposingthelearnertoavarietyofprocessesisnotsufficient.Hemustlearnthenature oftheprocess,knowwhereandhowitcanandhasbeenused,andbeinvolvedhimselfin usingtheprocess.Thecurriculummustprovideepisodesforinferring,forsynthesizing,for judging,fortheconfrontationwithissues,andforassessingandpredictingconsequences. Whatismostimportantisnotwhatfactsthestudentslearnbutrathertheprocessestheylearn tousetodeveloptheirideas.Thus,thedecisionwasmadetodevelopmodulesthatfocused onprocessratherthanontheacquisitionofinformationorcontent.
Extensivereviewofcurriculummaterialsinconsumereducationprovidedthebackgroundfor thedevelopmentofaframeworkforteachingconsumereducation.Theframeworkspecifies valueorientationsandidentifiesconsumerproficiences. Itcanbeobservedthatconsumers displayavarietyofdifferentbehaviors.Thesebehaviorsaregroupedalongacontinuumfrom egocentrictoother-centered.Thecontinuumisdividedintolevelstoaidinidentifyingthe learner'sprogress.Theframeworkservesasanorganizationaltoolandisnotintendedto representmutuallyexclusivestages.Consumerbehaviormaturesanddevelopswiththe assistanceoftheprocesswecalleducation.(Theentireframeworkisfoundonpagexii.)The followingisasummaryoftheframework.
ix
Theprocessofvaluingincludes:
1.recognizingvaluecomponentsofasituation 2.consideringvalue-relevantbehavior 3.clarifyingvaluesexemplifiedandidentifyingconflictingvalues 4.hypothesizingaboutvaluesourcesandsupportingthehypothesis 5.analyzingvaluealternativesandhypothesizingaboutpossibleconsequences 6.examiningvaluepreferences
Theprocessofdecisionbringstogethertheresultsof,!leinquiryandvaluingmodulesendfurther includes: 1.recognizingadecision-problem 2.consideringalternatives '3. clarifyingalternatives 4.predictingconsequences 5.analyzingalternatives 6.orderingalternatives
Theprocessofconsumeractionrepresentsaculminationoftheothersandincludes: 1.recognizingissues 2.consideringevidenceandalternativeactions 3.clarifyingconsumeractions 4.organitngevidenceandselectingactions 5.analyzingactionsandacceptingconsequences 6.initiatingandevaluatingactions
Thesetofmodulesisdesignedtoteachproficiencyinperformingprocessesessentialto intelligentconsumerbehavior.
Recognizingthatcurriculummaterialsaremoreeffectivewhenadaptedbytheteacherfor specificgroupsoflearners,themoduleshavebeendevelopedforteacheruse.Themodules areintendedforflexibleuseandareappropriateforlearnersfromgrade9throughadults, in classornon-classsituationsandwithvocationalyouthgroups.Manyoftheactivitiescanbe adaptedbytheteacherforindependentlearningandindividualizedinstructionsituations.
Pre-andpost-assessmentdevicesareincludedtoassistinmeasuringlearning.Thematerials arecompetency-basedandincludeinstructionalobjectivesandlearningactivities. Resources andrelatedreadingsarealsoincluded.
Eachlearningexperienceisbuilttoteachaprocessorportionthereof.Infiniteadaptationsare possible.Experiencesmaybeused"asis"toteachconsumerproficienciesoradaptedand supplementedwithotherlearnings.Forinstance,alessonmayincludeasituationaboutthe consumerproblemsofanautomobilepurchaser.Thesituationcouldbereplacedwithone abouttheconsumerproblemsofgroceryshoppers.
ConsumerEducationCurriculumModules:ASpiral-ProcessApproachisnotdesignedto replaceexistingcurriculummaterials.Rather,itistohelptheteacheralterthefocusofpresent instructioninconsumereducationbyprovidingthemeansforemphasizingtheprocesses necessaryforthedevelopmentofcompetentconsumers.
xi
TheConsumerEducationCurriculum"'modules:ASpiral-ProcessApproachwasdevelopedto helpanindividualassumeresponsibilityforgainingsatisfactionandanimprovedwell-beingfor himselfandothersinpresentandfuturegenerationsbydevelopingconsumercapabilities,skills andunderstandings.Consumerwell-beingisastateofexistence(life)characterizedbytherational approachtotheconsumptionofgoodsandservicesinamannerconsistentwithvaluesinfluenced byaconcernforone'sfellowmanandthepreservationoftheenvironment.Oustersofobservable behaviorandimpliedatts.udeshavebeendescribedtodelineateconsumergrowth.Thelevelsare seenasbuildingupononeanotheruntiltheconsumerultimatelyshowsinvolvementandcommit- mentthroughhisbehavior.Theactivitiesofthemoduleshavebeendesignedtofacilitategrowth towardLevel!V.
LevelIconsumerschoose,buy,anduseaccordingtotheirpresentneedsand wants.Theyhaveonlyasketchyideaoftheirrolesasconsumersandahazy notionoftheirrealneedsandwants.Theytendtobeimpulsive,unawareof conditionsthatinfluencetheirbehavior,andsecurewiththeirpastpatternsfor acquiring.Inshort,thereislittleevidenceofcriticalthinkingemployedatthis stage.
LevelIIconsumersarepartofthecurrentconsumermovement.Theyhave knowledgeofthedecisionprocesswhencarryingoutmanyoftheircomsumer activities.Theyhaveapseudosophisticationinthemarketplace.Theirwell- intendedinvolvementinbetteringtheenvironmentandsocialwell-beingforall mayresultindemandsbaseduponhalf-truthswhichdisregardthelong-range implicationsoftheiractions.Valueclarificationisjustbeginningatthislevel.
LevelHIconsumers'behaviorshowstheresultsoftheintegrationoftheirper- sonalvalueswithjudgmentsbaseduponfacts.Theyattempttoassessthe effectsofspin-offsbeforecarryingoutdecisions.Theyarestronglyinfluenced bythetotalenvironment bothpresentandpredicted.
LevelIVconsumerssetprioritiesandexercisetheirinfluenceuponthepublic andprivatesectorsoftheeconomytoimproveconditionsforpresentandfuture generations.Theyarethe"superstars"amongconsumers,promotingchangeor thestatusquointheinterestofcontinuedandimprovedwell-beingofall.They aretrulyinvolvedintheroleofpublicdecision-maker.
xii
CONSUMERCOMPETENCY:
consumerbehavior.
CONSUMERCOMPETENCY:
consumerbehavior.
CONSUMERCOMPETENCY:
Theconsumerwilluseatalevelofmas-
consumerbehavior.
CONSUMERCOMPETENCY:
Theconsumerwilluseatalevelofmas- terytherationalconsumerActionProcess inrelationtoconsumerbehavior.
xiv
OBJECTIVE:
Havingcompletedtheplannedlearnings
masteryby: 1)recognizingaproblem 2)consideringtentativesolutions 3)clarifyingterms 4)collectingdata 5)analyzingdata 6)applyingconclusion
OBJECTIVE:
Havingcompletedtheplannedlearnings
masteryby: 1)recognizingvaluecomponents 2)consideringvalue-relevantbehavior 3)clarifyingvaluesexemplified 4)hypothesizingaboutvaluesources 5)analyzingvaluealternatives 6)examiningvaluepreferences
OBJECTIVE:
Havingcompletedtheplanned!earnings
masteryby: 1)recognizingadecision-problem 2)consideringalternatives 3)clarifyingalternatives 4)predictingconsequences 5)analyzingalternatives 6)orderingalternatives
OBJECTIVE:
Havingcompletedtheplanned!earnings
processatalevelofmasteryby: 1)recognizingissues
actions 3)clarifyingconsumeractions 4)organizingevidenceandselectingactions 5)analyzingactionsandacceptingconse- quences 6)initiatingandevaluatingactions
US? CON AVAILABLE
A% rts^0 V°
MODELFOR
SPIRAL-PROCESSCONSUMEREDUCATION
-.01111,1111m
0
INQUIRY
et.si
AvAILABLE
Thedecisionsthatconsumersmustmakeduringthisdecadewillnotnecessarilybesimilarto theconsumerdecisionsthatwillbemadeinthenextdecade.Eachcitizen,whetherdepen- dent,unemployed,working,orretired,mustmakepublicandpersonaldecisionswhichaffect notonlytheindividual'slifebutalsothecommunityandthewelfareoffuturegenerations.
Thedecisionprocessbringstogethertheresultsoftheinquiryprocessandthevaluingproc- ess.Inorderfortheconsumertofunctionatthehigherlevelsofconsumerbehavior,decision skillsmustbemastered.Theseskillsincluderecognizingadecision-problem,considering alternativesintermsofvaluesandknowledge,predictingconsequencesofalternativesand supportingthepredictions,analyzingalternativesintermsofthepredictedconsequences,and orderingalternativesonthebasisofvalueprioritiesandacceptabilityofconsequences.For additionalinformationabouttheprocessofdecisionthereaderisreferredtoRelatedread- ings,page127.
Leamingsareincludedwhichinvolvestudentsinbothindividualandgroupdecisionskills.The mainobjectiveofalllearningswhichfollowistohelpconsumersgainalevelofmasteryinthe processofdecision.Becausetopicschosenserveasavehicletoteachaprocess,theteacher shouldadaptthelearningsbysubstitutingissuesofinteresttothestudents.
BeforebeginningtousethelearningexperienceswithinDecisiontheteachermaywishto administeragroupofpre-assessmentquestionsfromamongthosepresentedintheDecision
items,page75,maybeusedasaguideinselectingquestions.
Thispre-assessmentprovidesevidenceregardingeachlearner'sabilitytoperformtheobjec- tivesofthedecisionprocesspriortoparticipatinginthelearningexperiences.Suchevidence isusefulinplanninglessonstomeettheeducationalneedsoflearners.Fromthedecision pre-assessmentresults,theteachercanidentifythoseobjectivesoftheprocesswhichrequire greatestemphasis.
learnerisnotbeingtestedforknowledgeofspecifictopics.Therefore,thetopicsoftheassess- mentquestionsandthetopicsofthelearningexperiencesneednotbethesame.
formforthelearneranswersheethasbeenincludedsincetheteacherwillwanttoselect fromamongthequestionsthosewhichareappropriateforaparticulargroupoflearners.As learnersre-encounterthedecisionprocess,theteachercouldselectmorecomplexassess- mentquestions.
Sincelearnerswilitakethesameevaluativequestionsfollowingthedecisionprocesslearning experiencesselectedbytheteacher,thecopiesofthequestionsmaybereusedforthepost- assessment.Ifthisprocedureisfollowed,theteacherwoulddirectlearnersto respondto questionsonananswersheetoronablanksheetofpaper.
Acomparisonofthelearner'spre-assessmentandpost-assessmentresponses willhelp measurewhetherandtowhatextentthelearnerhasdevelopedthestatedConsumerCompe- tencyforDecision.(Directionsforadministeringthedecisionprocess post-assessmentare foundonpage73.)
2