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E-Banking
Business Requirements Specifications v1.
Document Name Version Number
Start Date
Prepared By Reviewed By Modified Date Present Status
BRS-KeximBank/ Rel1.
1.0 14/11/13 sreekanth Suresh v Completed
Introduction:
KEXIM Bank UK is a full service bank offering retail and corporate and investment banking services in the UK and Europe. The Bank delivers its products and services through five branches located in the UK and one branch in Antwerp, Belgium as well as through Internet and telephone banking.
The Bank was incorporated in England and Wales on 11 February 2003 as a private company with the name KEXIM Bank UK Ltd. and on 30 October 2006 converted to being a public limited company. The
Bank's registered office is 21 Knightsbridge, London SW1X 7LY. The Bank is regulated by the Financial Services Authority (the FSA ) and is a member of the Financial Services Compensation Scheme established under the Financial Services and Markets Act 2000. The Bank has a long-term foreign currency credit rating of Baa1 from Moody's, which is one notch higher than the UK sovereign rating.
About Kexim Bank
As at 30 September 2006, the Parent is UK's largest bank in the private sector with total consolidated assets of approximately US$ 61.5 billion and is the second largest company in UK including all public and private enterprises. The Parent and its subsidiaries offer not only comprehensive banking services in UK, but also life insurance, general insurance, asset management, investment banking and private equity/ venture capital. The Parent has a presence, through its subsidiaries, branches and representative offices, in 16 countries in North America, the UK and Continental Europe, the Middle East, South Africa, South Asia and Hong Kong.
In 2000, the Parent was the first UK banking company and the second bank from Asia to list on the New York Stock Exchange and currently has a financial strength rating of C- from Moody's Investors Service Limited ( Moody's ) and a long-term foreign currency credit rating of Baa2 from Moody's and BB+ from Standard & Poor's.
KEXIM Bank is UK's foremost technology bank and has pioneered Internet banking in UK.
SRSS will design and develop the following key business modules:
KEXIM Bank is a web based and offers a full service such as personal, corporate and International Banking Services in the UK and Europe. The Bank delivers its products and services through five branches located in the UK and one branch in Antwerp, Belgium as well as through Internet.
The system would involve the following modules Admin, Banker, Personal, Corporate and International Banking Services But as part of the first release we would only concentrate on the following features.
Admin Tasks, Banker Tasks and Customer Tasks for personal banking.
Admin
Admin Tasks:
This module allows admin to define and manage master data such as Branches, Roles, Users and Employee of the Kexim Bank.
1.0 Branches:
Branches Feature allows admin to define a new branch for Kexim Bank and also he can modify or delete any Kexim Bank branches.
2.0 Roles
Roles feature allows admin to define a new role for Kexim Bank and also he can modify or delete any Kexim Bank roles.
3.0 Users:
Smart Money Order is a unique service that allows you to send a money order anytime and to any destination in UK.
Sending a Smart Money Order is very simple. Just login to KEXIMIBank.com and give the address of the person (receiver) and amount of money to be sent. You can then sit back & relax while your near & dear ones receive money conveniently at their door-step.
11.0 Bills Pay
Kexim Bank has tied up with major organizations across the country to facilitate payment of bills for Utility Companies (Electricity and Telephone) Bills, Kexim Bank credit card, Mobile Phone and Insurance Premium bills.
To pay your bills, all you need to do is complete a simple one time registration for each biller. You can also
set up standing instructions online to pay your recurring bills, automatically.
12.0 Request for Cheque Book:
This feature allows the valid user to place an online checkbook request.
High Level Business Requirements:
- Access banking, 24 hours a day, 7 days a week from anywhere in the world;
- View balances of accounts and transaction history;
- (^) Transfer funds between own accounts;
- Transfer funds to any other bank account
- Ability to pay utility bills
- Printout and export transaction history to own computer;
- Request overseas payments (telegraphic transfers);
- Send and receive messages to and from the Bank;
Security features which allow businesses to designate initiator users and authoriser users.
High Level System Architecture:
