Name Date
4
Lesson 5—Handout 1
Guided Notes
NYSENYSE
Vocabulary
Financial system—A system that channels funds from people who save money to people, firms and
governments that borrow money.
Financial market—A marketplace that facilitates the buying and selling of securities such as stocks
and bonds.
Financial institution—An institution that acts as the intermediary between savers and investors
who participate in financial markets.
Emergency savings—Money set aside for unforeseen events.
Brainstorm and write down answers to the question of who benefits when financial markets match
savers to investors.
$
$
$
$
BOND
STOCK
Increasing R isk
Decreasing R isk
Financial Plan
Goals
Budget
Financial
Records
Net Worth
Life
Disability
Health
Propert y and
Liability
Insurance
Money that might be ne eded within the next thre e
years or that must be ea sily accessed
Money that won’t be nee ded
for three to five years
Five years or
longer
High
Stakes
Long-Term Hold
Medium-Term Hold
Short-Term Hold
Financial Foundation
Saving Investing
Risk
Return
Access to cash
Time period
Fill in the blanks
