Personal Finance Formulas, Study Guides, Projects, Research of Finance

Download Personal Finance Formulas and more Study Guides, Projects, Research Finance in PDF only on Docsity! Personal Finance Formulas ANOTHER Great Tool To Help You Study! Annual Interest Principal x Annual Interest Rate = Interest earned for one year Net Worth Assets – Liabilities = Net Worth Net Cash Flow Income – Expenses = Net Cash Flow Unit Pricing ___Total Price___ = Unit Price Unit of Measure Rate of Return Total Interest Earned = Rate of Return Original Deposit Interest Compounded Monthly 1st-> Principal x Annual Interest Rate = Interest Earned for 1st Month 12 2nd -> (Principal + Previously Earned Interest) x APR = Interest Earned for 2nd Month 12 Debt Payments – To – Income Ratio (DPR) Monthly Debt Payments = DPR Monthly Net Income Simple Interest on a Loan Principal x Interest Rate x Amount of Time = Simple Interest Total Return Current Return + Capital Gain = Total Return Current Return Dividend x Number of Shares x Years Held = Current Return Capital Gain (Selling Price per Share – Purchase Price per Share) x # of Shares Held = Capital Gain