FDCPA Test – Study Guide and Practice
Questions
any debt collector not communicating directly with the consumer shall -
ANS✔✔ A. Identify himself and is confirming location information concerning
the consumer
B. May tell debt collectors information
C. Communicate by postcard
When can a debt collector communicate with a consumer in connection with
collection of any debt? - ANS✔✔ A. 12 am- 6pm
B. 8am and before 9pm local time at consumers location
C. At consumers place of employment if debt collector knows employer
prohibits consumer from receiving communication
If a consumer notifies a debt collector in writing that the consumer refuses to
pay a debt or consumer wishes that color seats for the communication you
shall not communicate further except for - ANS✔✔ A. To tell consumer that
debt collector will call the police
B. Notify consumer that debt collectors further efforts are being terminated
C. Notify consumer that their property will be taken
What is considered harassment and abuse as a debt collector? - ANS✔✔ A.
Telling them to have a nice day
B. After verifying name, verify DOB
C. Advertising for sale of any sent to fierce payment of the debt
T or F you may implicate that any individual is an attorney or that any
communication is from an attorney - ANS✔✔ F
