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Pananaliksik Sa Kasanayan Ng Paggamit Ng Wikang Filipino
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QUESTION: In your estimation, how much is your debt now? ANSWER: I compute it to be around 220,000 to 230,000 pesos. QUESTION: How many times do you make debt payments in a day? ANSWER: At the lowest, four times, it takes a while to finish. I really don't know; I'll just see where it takes me. QUESTION: What crossed your mind when you agreed to be a guarantor? ANSWER: I also wanted to help them with their needs. These are neighbors, acquaintances, friends, and the like. I don't want to turn them away when they come to me for help. QUESTION: Why do you have so many booklets with you? ANSWER: Well, sir, it seems like they asked me to gather people so that they can collect payments from them. QUESTION: How much do you owe them? ANSWER: My debt to them is a hundred thousand. I'm supposed to pay 2,000 a day, but it's only been around 10 days, and I'm already struggling. QUESTION: So, 2,000 a day, how long is your commitment? ANSWER: Two months, around 60 days. TEDDY FLORENDO (MANGINGISDA) QUESTION: How about the money you borrowed for fishing last night? ANSWER: That's another problem, sir. We haven't recovered that. QUESTION: How about the debts you need to pay today? ANSWER: I'll just talk to them, sir, because honestly, I don't have anything. QUESTION: Do you incur losses every time you go out? ANSWER: Yes, we incur losses. There's really nothing we can do, sir, no matter how hard we try to make a living. If you can't see the depth of the sea, then right now, sir, there's really nothing. QUESTION: Currently, how much is your debt? ANSWER: Right now, sir, my debts are probably over 50,000 plus. I borrowed money when the kids started school, I spent it. During the typhoon last year, I used the remaining money to fix the house. QUESTION: How many times are you being asked to pay in a day? ANSWER: Twice, twice a day. In a week, we have a larger amount to pay, which is 900. RODEO NATIVIDAD (CITY ENGINEER) QUESTION: How are you doing? ANSWER: Uhm, really not okay. QUESTION: How do you pay for that? In installments? ANSWER: Yes, in installments, gradually. QUESTION: Will this last for how many days? ANSWER: I still need to provide for my family, my child got sick, and I also have to pay for water and electricity. QUESTION: How much is left now? ANSWER: Honestly, as of now, I think there's only around three thousand left. QUESTION: How much are they demanding to make such threats? ANSWER: This? If it's just through an online app, it's around two thousand pesos.
QUESTION: What goes through your mind every time you harvest onions? ANSWER: I hope the yield is good and that the prices will decrease. QUESTION: What are your expenses? ANSWER: Onion seeds, fertilizer, insecticide, and the rent for the land. QUESTION: How much is your current debt? ANSWER: It's probably around 700,000 or more. QUESTION: How did your debt reach seven hundred thousand here in the cooperative? ANSWER: I used it to buy farming equipment, insecticides, onion seeds, and other necessities for farming. EMELDA FLORES (LABANDERA) QUESTION: How much is your debt now? ANSWER: It's already THIRTY THOUSAND, sir, including the interest. QUESTION: How does it feel to be in so much debt? ANSWER: We can't sleep, sir, and I'm not eating because I have no appetite. QUESTION: Whose house is this? ANSWER: It's my son's house. QUESTION: What is his job? ANSWER: He worked in Saudi, sir, and he was able to save some money. He gives a little, but it's still not enough. JUANITO FLORES (MANGGAGAWA) QUESTION: What happened to your land? ANSWER: The mortgage on it kept increasing until it was eventually fully sold. WENNIELYN SAWALAN (ASAWA NI TEDDY FLORENDO) QUESTION: How is your life now, especially with the difficulties in fishing? ANSWER: It's really tough, sir, extremely difficult. LALAINE LAID (GUARANTOR SA UTANG NI JOVINAL) QUESTION: How does it feel to be a guarantor? ANSWER: I am burdened with the responsibility to pay in case the borrower fails, and it's really tough if they can't pay. RAMONA PAPA (PINAGKAKAUTANGAN NI JOVINAL) QUESTION: Why do you lend money to Tatay even in small amounts like that? ANSWER: Trust, because we're friends. It's just like that. QUESTION: Does he repay the money? ANSWER: Yes, he does repay, he's good at keeping up with payments. QUESTION: Are you not gaining any interest? ANSWER: No, if it's with me, it's okay if there's no interest, as long as I have extra.