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Define Functional Literacy Literacy is usually defined as the ability to read, write, and do math. But what do we mean by reading? People may be able to read the words in a document, but can they grasp its arguments or analogies? How about writing? Students may be able to write or type sentences, but can they express complete, cogent thoughts? Then there’s math. Workers may be able to count numbers, but do they know how to analyze graphs, interpret statistics, or plan budgets? These are s
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Art literacy help students develop design thinking and critical thinking -all skills and to be important for the future workforce. They use arts- specific vocabulary, metaphors, embodiment and other more demanding ways to express themselves through using their art.
Artistic literacy is a human right and a teachable skill. It is the ability to connect both personally and meaningfully to works of art and, through this process, to forge connections to our humanity and the humanity of others.
A couple quick examples: Holding crayons helps develop fine motor skills later used for writing. Drawing is a way to visually represent ideas and stories. Kids can build entire stories around a single object they drew. Scribble has meaning to them, too. Singing songs (especially rhyming ones) reinforce letter sounds and build vocabulary.
2 .Never share your Password
3. Never share your Reset password link Your reset password link is a powerful tool for fraudsters who have secured your email ID through nefarious means like phishing or vishing. Please ensure the security questions for your account are strong and consistent.
4. Don’t make financial transactions on open public networks Most public hotspots in public areas like airports, hotels and restaurants lower their security standards so it becomes easier for guests and travellers to access and use these networks. That makes it easier for fraudsters to eavesdrop on these unsecured Wi-Fi networks and try to intercept your information.
5. Set strong and unique passwords for every account Great password security is one of the easiest ways to protect your account. Use strong passwords and PINs that contain both numbers, letters and symbols. Create a unique password for every account. That way, one data breach won’t put all your accounts at risk.
Ways to prepare and avoid financial crisis
1. Maximize Your Liquid Savings This means you can take your money out at any time without incurring a financial loss. Also, unlike retirement accounts, you won’t face early withdrawal penalties or incur tax penalties when you withdraw your money, except for CDs, which usually require you to forfeit some of the interest you’ve earned if you close them early.
2. Make a Budget If you don’t know exactly how much money you have coming in and going out each month, you won’t know how much money you need for your emergency fund. And if you aren’t keeping a budget, you also have no idea whether you’re currently living below your means or overextending yourself. A budget is not a parent—it can’t and won’t force you to change your behavior —but it is a useful tool.
5. Take Stock of Your Non-Cash Assets and Maximize Their Value Being prepared might include identifying all of your options. Do you have frequent flyer miles you can use if you need to travel? Do you have extra food in your house that you can plan meals around to lower your grocery bills? Do you have any gift cards you can put toward entertainment or sell for cash?
6. Pay Down Your Credit Card Debt If you have credit card debt, the interest charges you’re paying every month probably take up a significant portion of your monthly budget. If you make it a point to pay down your credit card debt, you will reduce your monthly financial obligations and put yourself in a position to start building a better nest egg. Getting rid of interest payments frees you to put your money toward more important things.
