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PART - A
TABLE 2.
RESPONDENTS' CLASSIFICATION ACCORDING TO AGE
Age ( In Years) Respondents Number Percentage Below 20 โ โ 21 - 30 10 20 31-40 25 50 41-50 8 16 51-60 7 14 Above 60 โ โ Total 50 100 Source - Sample Survey According to table 2.1 shows that 20 percent of respondent are in the age group of 21-30 & 50 percent of respondents are in the age group of 31-40 & 16 percent of respondents are in the age group of 41-50 & 14 percent of respondents are in the age group of 51-
ACCORDING TO AGE 0 20 50 16 14 0 0 10 20 30 40 50 60 Below 20 31-40 51- Age Percentage of Respondents
RESPONDENTS' CLASSIFICATION ACCORDING TO SEX
Sex Respondents Number Percentage Male 40 80 Female 10 20 Total 50 100 Source - Sample Survey It is clear from table 2.2 that 80percent to the respondents are male & 20percent are female. ACCORDING TO SEX 20 80 0 10 20 30 40 50 60 70 80 90 Male Female Sex Percentage of Respondents Male Female
RESPONDENTS' CLASSIFICATION ACCORDING TO
EDUCATIONAL QUALIFICATIONS
Educational Qualifications Respondents Number Percentage Illiterate 2 4 Below Matric 4 8 Matric 3 6 Graduate 26 52 Post Graduate 10 20 Any other 5 10 Total 50 100 Source - Sample Survey According to table 2.4 shows that 4percent of the respondents are illiterate 8percent of the respondents below matric 6percent responds are matric 52percent respondents are graduate 20percent responds are post graduate 10percent of the respondents have other qualification. Educational Qualificatons 10 20 52 4 8 6 0 10 20 30 40 50 60 Illiterate Below Matric Matric Graduate Post Graduate Any other Percentage of Respondents
RESPONDENTS' CLASSIFICATION ACCORDING TO NATURE
OF JOB
Nature of Job Respondents Number Percentage Temporary 23 46 Permanent 27 54 Total 50 100 Source - Sample Survey Table 2.5 shows that 46percent of the respondents are temporary and 54percent of the respondents are permanent. So we conclude that the maximum no. of respondents are permanent. Nature of Job 46 54 42 44 46 48 50 52 54 56 Temporary Permanent Percentage of Respondents Temporary Permanent
INSURANCE SECTOR
From which sector you Insured.? Respondents Number Percentage Public 31 62 Private 19 38 Total 50 100 Source - Sample Survey Table 4.2 reveals that 62percent of the respondents are insured from public sector and 38percent of the respondents are insured from private sector. Insurance Sector 38 62 0 10 20 30 40 50 60 70 Public Private Percentage of Respondents Public Private
PRIVATE INSURANCE COMPANY
From which private insurance company you are insured? Respondents Number Percentage ICICI 9 48 Bajaj Allianz 5 26 HDFC standard 5 26 Any other โ โ Total 19 100 Source - Sample Survey According to table 4.3 shows that 48percent of the respondents are insured from ICICI prudential 26percent of the respondents are insured from Bajaj Allianz 26percent of the respondents are insured from HDFC standard. Private Insurance Company 0 20 26 48 0 10 20 30 40 50 60 ICICI Bajaj Allianz HDFC standard Any other Percentage of the Respondents
NUMBER OF INSURANCE POLICIES
How many insurance policies you have? Respondents Number Percentage Up to 3 42 84 More than 6 5 10 4 to 6 3 6 Total 50 100 Source - Sample Survey Table 4.5 proves that 84percent of the respondents have upto 3 insurance 10percent of the respondents have more than 6 insurance policy and 6percent of the respondents have 4 to 6 insurance policy Number of Insurance Policies 6 10 84 0 10 20 30 40 50 60 70 80 90 Up to 3 More than 6 4 to 6 Percentage of Respondents
MOTIVE BEHIND THE INSURANCE
For what you have insured your self? Respondents Number Percentage For saving 7 14 For covering risk to life 5 10 For tax benefits 2 4 For security of family 11 22 All of the above 25 50 None of the above โ โ Total 50 100 Source - Sample Survey According to table 4.6 shows that 14 percent of the respondents take insurance policy for saving 10 percent of the respondent are take insurance policy for covering risk to life 4 percent of the respondent are take insurance policy for tax benefits 22 percent of the respondent are take insurance policy for security to family 50 percent of the respondent take insurance policy for all the benefits. M otive Behave the Insurance 0 50 22 4 10 14 0 10 20 30 40 50 60 For saving F or coverin g risk to life For tax ben efits For security of fam ily All of the ab ove N one of the above Percentage of Respondents
TERM OF THE POLICY
What is the term of the policy? Respondents Number Percentage Up to 5 years 11 22 6 to 10 years 25 50 11 to 15 years 10 20 16 to years 4 8 Above 20 years โ โ Total 50 100 Source - Sample Survey It is clear from table 4.8 that 22 percent of the respondents are take up to 5 years term policy 50 percent of the respondents are take 6-10 years term policy 20 percent of the respondents are take 11-15 years term policy 8 percent of the respondents are take 16- 20 years term policy. Term of the Policy 22 50 20 8 0 0 10 20 30 40 50 60 Up to 5 years 6 to 10 years 11 to 15 years 16 to years Above 20 years Percentage of Respondents
SURVIVAL BENEFIT - AGAINST MONEY BACK POLICY
Have you received survival benefits so for against money back policy? Respondents Number Percentage Yes 11 22 No 39 78 Total 50 100 Source - Sample Survey Table 4.9 show that 22percent of the respondents are agree and 78percent of the respondents are not agree that they received survival benefits so for against money back policy. Survival Benifit - Against Money Back Policy 22 78 0 10 20 30 40 50 60 70 80 90 Yes No Percentage of Respondents Yes No
MODE OF THE PAYMENT OF PREMIUM
How would you like to pay premium? Respondents Number Percentage Monthly 1 2 Quarterly 14 28 Half yearly 22 44 Yearly 13 26 Total 50 100 Source - Sample Survey Table 4.11 show that 2 percent of respondents are pay monthly premium 28 percent of respondents are pay quarterly premium 44 percent of respondents are pay half yearly premium 26 percent of respondents are pay yearly premium. M ode of the Paym ent of Prem ium 26 44 28 2 0 5 10 15 20 25 30 35 40 45 50 Monthly Q uarterly Half yearly Yearly Percentage of Respondents
REGULARITY IN PAYMENT OF PREMIUM
Are you regularly paying the premium? Respondents Number Percentage Yes 48 96 No 2 4 Total 50 100 Source - Sample Survey It proves from table 4.12 that 96percent of the respondents regular pay the premium and 4percent of the respondents are not regular pay the premium. Regularity in Payment of Premium 4 96 0 20 40 60 80 100 120 Yes No Percentage of Respondents Yes No
INCENTIVE FROM INSURANCE AGENT
Have you received any incentive from insurance agent on insurance premium? Respondents Number Percentage Yes 13 26 No 37 74 Total 50 100 Source - Sample Survey Table 4.14 reveals 26percent of the respondents receive the incentive and 79percent of the respondents are not receive the incentive from insurance agent on insurance premium. Incetive from Insurance Agent 26 74 0 10 20 30 40 50 60 70 80 Yes No Percentage of Respondents Yes No
PERCENTAGE OF INCENTIVE
If yes, upto what percentage? Respondents Number Percentage 10 8 62 20-50 5 38 Above 50 โ โ Total 13 100 Source - Sample Survey Table 4.15 show that 54 percent of the respondents are receive incentive up to 10 percent 34 percent of the respondents are receive incentive 26-50 percent & 13 percent of the respondents are receive incentive above 50 percent. PERCENTAGE OF INCENTIVE 62 38 0 0 10 20 30 40 50 60 70 10 20-50 Above 50 Percentage of Respondents
