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[This question paper contains 4 printed pages.] Your Roll NO.---eerer""""* Sr. No. of Question Paper : 3943 I Unique Paper Code : 2416000002 and 2416001002 Name of the Paper | : Finance for Everyone Name of the Course : Common Prog Group (UGCF) Semester _ : J Duration : 1 Hour Maximum Marks : 30 Instructions for Candidates 1. Write your Roll No. on the top immediately on receipt of this question paper. 2. All questions carry equal marks. 3. Attempt all questions. Answers may be written either in English or Hindi; but the same medium should be used throughout the paper. prat & fe Fre | wa wet-va & fot a oo fey ay Pui ea HT rae ferear | wired Berea TRIGA KALINDI COLLEGE LIBRARY, Th 1 1. 2 3943 2 ast wel S Hen aa eB 3 at wet STAT TI 4 FAVE TA ST TA HT TT EA A TH oT F Se, char aot sad ar wea va Ht att UTeT | | (a) What is a family budget? Discuss the advantages of maintaining a family budget. OR (b) An effective customer grievance redressal mechanism is an essential for building trust on any business. Keeping in view of this, Reserve Bank of India introduced the Banking Ombudsman Scheme from the year 1995. State the grounds on which complaint can, be lodged by the customer and state its procedure. (&%) uftaftes ane en 2? uae aac wae wat S at ™ wat afer | at SilereY Ferenc: Te tALINDI COLLEGE LIBRARY 3943 4 (b) NEFT te Sukanya Samriddhi Yojna (d) Education Loans . ford at we va aera fot fafa: (@) Tat Ge TM Aq ad (@) wernt (4) Gara eae ator (a) fren az _ eprferrdt arenidenera YRrotees PALINDI COLLEGE LIBRARY ; (4000) [This question paper contains 4 printed pages.] Your Roll No.......fecce0e Sr. No. of Question Paper: 3977 I Unique Paper Code - ; 2416000002 and 2476001002 Name of the Paper —_—:_:*Finance for Everyoye ‘Name of the Chiulisas. : Common Prog. Group (UGCF) Semester ‘ : I Duration : 1 Hour. Maximum Marks : 30 | ‘ a“ ra Instructions for Candidates’ - ff 1. Write your Roll No. on the top immedi on receipt _ of this question paper. 2. Attempt all questions. 3. All questions carry equal marks. 4.7 Answers. may be written either-in English or Hindi; but the same medium should be used throughout the paper. Bai af fee L we wea @ fed Wwe fey ae Pulitt we we aT arpa fee | apart ARAMA FOTSTAT KALINDI COLLEGE UBRARY 1.0. 3977 3 2, (a) What are the implications of adopting digital wallets for everyday transactions in India? Discuss the benefits: and potential risks. OR (b) Define a ‘mutual fund’ and explain the different . categories of mutual funds available to investors. (s) wea toent SF aa-ta S fae Kies sae aT Say Parl 87 ont sk wee eet we ae Cais de to at (=) “saga we’ a vite sae ike bbe | Baerer eyqaret He at fahter Ara st eT 3. Write a short note on ANY Two (a) Kyc (b) Credit cards vs, Debit cards (c) Systematic Investment Plans (SIPs) wiferre) HETHAEACTS TRIHTSTE (©) Initial Public Offer RAL WD COLLEGE LIBRARY P.T.O. 3977 4 feed Aon eH ale Pont Afar: : (*) Sart (@) BRe ae wae Bae ae (4) srafera Ree aorny (vars) (3) Seer we SENT - (4000) 885 2 o, ferti Uta weit S sax Aire | 3 ait wet a ae are 4 FANT ae HT oT RA AA VR HT A Aare, aa at Sead ar areas vas Ht Brat UT | 1. (a) Explain the concept of ‘Brick and Mortar’ business. Explain advantages and disadvantages of this business format. -_ , (9) (b) ‘Coordination is a binding force’, in the light of this statement, discuss the importance and limitations of coordination as a function of management. } ~ Q) OR (a) Define franchising. Why it is getting popular in India? (9) (b) What considerations should be kept in mind while choosing a form of Business Organisation? (9) 2. (a) What are the problems of small scale sector? Discuss the steps taken by the government to solve these problems. (9) 885 3 (b) What is the importance of identification of busines® opportunity? How are business opportunities identified by the entrepreneurs? (9) OR (a) “A business owes certain obligations towards different groups.” Identify those groups and explain the obligations of business towards those groups- (9) _ (b) Explain the term business environment. How does Social and political environment influence the working of a business? (9) 3. (a) What is strategic planning?. What are the steps involved in strategy formulation? (9) (b) What is decision making? Explain the qualitative techniques of decision making. (9): OR (a) What ae the causes of creation of informal groups? How should a manager handle these groups? (9) P.T.O, 885 5 (d) Flexi-time and Work Life balance (e) Learnings from ‘Ramayana and Gita’ for effective | (9%2) management 1: (*) ‘qnafte’ wae St aauem at ene aie Fe Saad wer S wae He FHI H at A Ay! —_ | (9) (@) ‘eraa ve aeaant aa 2’, ge He SB cat F Tat By, weer So ee wart S eo FY aaa S weg we aris a sat afer (9) arora (a) Bareftia a aftenta after area H ged ener Bt Sa SRT 8? , (9) (8) seater arom aT eT AR we Pe at aT TT ear ae wR? a) 2. (a) ag sar aa A areng aa 8? ge eres B wat @ fy WER se sow ae Hat at faster afer (9) KALINDI COLLEGE UBRARY —s«P--0- 885 6 (@) Sra ae saat A year at FT Hees 3? salsa are ara & Haat A waa oa at uit 8? = (9) awat (%) “Ter arama S fair wal S wT Bo ates wa 1” ST wal a aearr Aare aT Ta wal F gfe aaea @ afte st aren aA (9) (@) sreenfte arate wer at care Sie! antares weirs aaa et aaa A area a ae wafta seat 2? (9) 3. (@) write arr am et 2? wrift dae ae F aia-8 wer ater et 2? (9) (a) feiar sar erat 2? Polar at qureren aartay at ease afar! (9) waar (&) atria at & Fatt a ar ant 8? wae wae; a et wag at HI Ae uke? (9) aniferdy FEATS TRTeTTT KALINDI COLLEGE LIBRARY 885 4 (1) Fen er sar aac (a) Weht-cer ait af aren acta (=) werd wert & fae ‘Tara ste a’ Bde (9x2) qtr menRenere kK. LINDI COLLEGE LIBRARY . (30,000) Thi ; This Westion paper contains 4 printed pages-] Your Roll NoOq-cosrrrseerrs Sr. No. of Question Paper: 3872 I Unique Paper Code - 2416000002 and 2416001002 Name of the Paper : Finance for Everyone Name of the Course : Common Prog Group , (UGCF) Semester : Hl Duration : 1 Hour Maximum Marks : 30 Instructions for Candidates 1. Write your Roll No. on the top immediately on receipt of this question paper. 2. All questions carry equal marks. 3. Attempt all questions. 4. Answers may be written either in English or Hindi; but the same medium should be used throughout the paper. prat_ & fay fda Le wero S Ree A a RE Ae AUR en a ore sr Fete | = aa HETENAS FRTRTCAA y VALINDI COLLEGE LIBRARY P.T.O. 3872 3 2: (a) “Life insurance has become an inevitable need in our lives nowadays.” Do you agree? Why do you think it is important to take a life insurance policy? What are the different types of life insurance available in India? OR (b) “A mortgage is critically important part of home loans.” In light of the above statement, explain the meaning and importance of mortgage. Distinguish between Hypothecation, mortgage, and pledge. (a) “ster Ser srarenet SAR vier St Vee aafert HraeteTeT wat aE Bi” aa ay Mea 2? aT at cre 2 fH tart Stan goa Sar Aer 27 wa Y saeer vert Ser & fairer ya sat F? at (&) “aren qe ae ar aecayt fee 81” sate Se Ss wares %, aren ar at st HOT EN afte gkaere, dae ott fret Fae siee TTT prea mentees GRETA KALINDI COLLEGS LIBRARY BAT Os 3872 4 3: Write a short. note on ANY TWO: (a) Short Term Capital Gain (b) Property Insurance (c) Kisan Vikas Patra (d) FPO ferdt at w afta Ronit fae: (@) aerate yoitrt ari (@) af ahr (1) fear feere oa (4) wrist arid? TEEN YRIHToa KALINDI COLLEGE LIBRARY : (2000) 
