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TURÁRIO banking is anything but simple. Every transaction — from cashing a check to taking out a loan — requires careful re cord keeping. Behind the scenes in every bank or savings and loan association there are dozens of bank clerks, each an expert at keeping one area of the bank’s business run ning smoothly. answer questions for customers. Interest clerks record interest due to savings account customers, as well as the interest owed to the bank on loans and other investments. Exchange clerks, who work on international accounts, translate foreign currency values into dollars and vice ver sa. Loan clerks sort and record information about loans. Statement clerks are responsible for preparing the mon thly balance sheets of checking account customers. Secu rities clerks record, file, and maintain stocks, bonds, and other investment certificates. They also keep track of divi dends and interest on these certificates.^ 1-CESGRANRIO - 2018 - BANCO DO BRASIL - ESCRI Banks simplify people’s lives, but the business of New account clerks open and close accounts and Definition and Nature of the Work Bank Clerk Job Description^ LÍNGUA INGLESA^ - - ----- modern banks rely. Proof operators sort checks and re cord the amount of each check. Bookkeeping clerks keep records of each customer’s account. In addition to these specialists, banks need general clerical help — data entry keyers, file clerks, mail handlers, and messengers — just as any other business does. an emphasis on basic skills in typing, bookkeeping, and business math. Knowledge of computers and business ma chines is also helpful. Prospective bank workers may be tested on their clerical skills when they are interviewed. Most banks provide new employees with on-the-job trai ning. for future employees. High school placement offices can tell students whether this is the practice at their school. If not, prospective bank workers can apply directly to lo^ Other clerks operate the business machines on which Bank clerks usually need a high school education with Sometimes bank recruiters visit high schools to look Education and Training Requirements Getting the Job - ---
cal banks through their personnel departments. Bank jobs may be listed with state and private employment agen cies. Candidates can also check Internet job sites and the classified ads in local newspapers as well. hire new workers for jobs that require experience. Clerks frequently become tellers or supervisors. Many banks en courage their employees to further their education at ni ght. ployment of bank clerks was expected to decline through the year 2014, because many banks are electronically au tomating their systems and eliminating paperwork as well as many clerical tasks. Workers with knowledge of data processing and computers will have the best opportuni ties. In addition to jobs created through expansion, ope nings at the clerical level often occur as workers move up to positions of greater responsibility. mosphere, clerks often work alone, at times performing repetitive tasks. Bank clerks generally work between thir ty-five and forty hours per week, but they may be expec Advancement Possibilities and Employment Outloo Banks prefer to promote their employees rather than According to the U.S. Bureau of Labor Statistics, em Although banks usually provide a pleasant working at Working Conditions k---------- ted to take on evening and Saturday shifts depending on bank hours. the size and location of the bank and the clerk’s experien ce. According to the Bureau of Labor Statistics, median sa laries ranged from $23,317 to $27,310 per year in 2004 depending on experience and title. Generally, loan clerks are on the high end of this range, whereas general office clerks are on the lower end. fits. Besides paid vacations and more than the usual num ber of paid holidays, employees may receive health and life insurance and participate in pension and profit-sharing plans. Some banks provide financial aid so that workers can continue their education. ral clerical help” (lines 25-27), the phrase these specialists refers to The salaries of bank clerks vary widely depending on Banks typically offer their employees excellent bene In “In addition to these specialists, banks need gene A “messengers” (line 28) B “mail handlers” (lines 27-28) Earnings and Benefit s -----
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(lines 24-25) TURÁRIO banking is anything but simple. Every transaction — from cashing a check to taking out a loan — requires careful re cord keeping. Behind the scenes in every bank or savings and loan association there are dozens of bank clerks, each an expert at keeping one area of the bank’s business run ning smoothly. answer questions for customers. Interest clerks record interest due to savings account customers, as well as the interest owed to the bank on loans and other investments. Exchange clerks, who work on international accounts, translate foreign currency values into dollars and vice ver sa. Loan clerks sort and record information about loans. Statement clerks are responsible for preparing the mon thly balance sheets of checking account customers. Secu rities clerks record, file, and maintain stocks, bonds, and^ C “proof operators” (line 23) and “bookkeeping clerks” D “data entry keyers” (line 27) E “file clerks” (line 27) 2-CESGRANRIO - 2018 - BANCO DO BRASIL - ESCRI Banks simplify people’s lives, but the business of New account clerks open and close accounts and Definition and Nature of the Work Bank Clerk Job Description - - ---- other investment certificates. They also keep track of divi dends and interest on these certificates. modern banks rely. Proof operators sort checks and re cord the amount of each check. Bookkeeping clerks keep records of each customer’s account. In addition to these specialists, banks need general clerical help — data entry keyers, file clerks, mail handlers, and messengers — just as any other business does. an emphasis on basic skills in typing, bookkeeping, and business math. Knowledge of computers and business ma chines is also helpful. Prospective bank workers may be tes ted on their clerical skills when they are interviewed. Most banks provide new employees with on-the-job training. for future employees. High school placement offices can tell students whether this is the practice at their school. Other clerks operate the business machines on which Bank clerks usually need a high school education with Sometimes bank recruiters visit high schools to look Education and Training Requirements Getting the Job - ---
If not, prospective bank workers can apply directly to lo cal banks through their personnel departments. Bank jobs may be listed with state and private employment agen cies. Candidates can also check Internet job sites and the classified ads in local newspapers as well. hire new workers for jobs that require experience. Clerks frequently become tellers or supervisors. Many banks en courage their employees to further their education at ni ght. ployment of bank clerks was expected to decline through the year 2014, because many banks are electronically au tomating their systems and eliminating paperwork as well as many clerical tasks. Workers with knowledge of data processing and computers will have the best opportuni ties. In addition to jobs created through expansion, ope nings at the clerical level often occur as workers move up to positions of greater responsibility. mosphere, clerks often work alone, at times performing repetitive tasks. Bank clerks generally work between thir Advancement Possibilities and Employment Outloo Banks prefer to promote their employees rather than According to the U.S. Bureau of Labor Statistics, em Although banks usually provide a pleasant working at Working Conditions k---------- ty-five and forty hours per week, but they may be expec ted to take on evening and Saturday shifts depending on bank hours. the size and location of the bank and the clerk’s experien ce. According to the Bureau of Labor Statistics, median sa laries ranged from $23,317 to $27,310 per year in 2004 depending on experience and title. Generally, loan clerks are on the high end of this range, whereas general office clerks are on the lower end. fits. Besides paid vacations and more than the usual num ber of paid holidays, employees may receive health and life insurance and participate in pension and profit-sharing plans. Some banks provide financial aid so that workers can continue their education. on the high end of this range,whereas general office clerks are on the lower end” (lines 78-80), the word whereas The salaries of bank clerks vary widely depending on Banks typically offer their employees excellent bene In the sentence of the text “Generally, loan clerks are Earnings and Benefit s -----
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TURÁRIO is anything but simple. Every transaction — from cashing a check to taking out a loan — requires careful record keeping. Behind the scenes in every bank or savings and loan associa tion there are dozens of bank clerks, each an expert at ke eping one area of the bank’s business running smoothly. answer questions for customers. Interest clerks record interest due to savings account customers, as well as the interest owed to the bank on loans and other investments. Exchange clerks, who work on international accounts, translate foreign currency values into dollars and vice ver sa. Loan clerks sort and record information about loans. Statement clerks are responsible for preparing the mon thly balance sheets of checking account customers. Secu rities clerks record, file, and maintain stocks, bonds, and^ A expresses a contrast.^ B highlights a problem.^ C imposes a condition.^ D introduces an example.^ E points out a solution.^ 3-CESGRANRIO - 2018 - BANCO DO BRASIL - ESCRI Banks simplify people’s lives, but the business of banking New account clerks open and close accounts and Definition and Nature of the Work Bank Clerk Job Description^ - - ---- other investment certificates. They also keep track of divi dends and interest on these certificates. modern banks rely. Proof operators sort checks and re cord the amount of each check. Bookkeeping clerks keep records of each customer’s account. In addition to these specialists, banks need general clerical help — data entry keyers, file clerks, mail handlers, and messengers — just as any other business does. an emphasis on basic skills in typing, bookkeeping, and busi ness math. Knowledge of computers and business machines is also helpful. Prospective bank workers may be tested on their clerical skills when they are interviewed. Most banks provide new employees with on-the-job training. for future employees. High school placement offices can tell students whether this is the practice at their school. Other clerks operate the business machines on which Bank clerks usually need a high school education with Sometimes bank recruiters visit high schools to look Education and Training Requirements Getting the Job - --
If not, prospective bank workers can apply directly to lo cal banks through their personnel departments. Bank jobs may be listed with state and private employment agen cies. Candidates can also check Internet job sites and the classified ads in local newspapers as well. hire new workers for jobs that require experience. Clerks frequently become tellers or supervisors. Many banks en courage their employees to further their education at ni ght. ployment of bank clerks was expected to decline through the year 2014, because many banks are electronically au tomating their systems and eliminating paperwork as well as many clerical tasks. Workers with knowledge of data processing and computers will have the best opportuni ties. In addition to jobs created through expansion, ope nings at the clerical level often occur as workers move up to positions of greater responsibility. mosphere, clerks often work alone, at times performing repetitive tasks. Bank clerks generally work between thir Advancement Possibilities and Employment Outloo Banks prefer to promote their employees rather than According to the U.S. Bureau of Labor Statistics, em Although banks usually provide a pleasant working at Working Conditions k---------- ty-five and forty hours per week, but they may be expec ted to take on evening and Saturday shifts depending on bank hours. the size and location of the bank and the clerk’s experien ce. According to the Bureau of Labor Statistics, median sa laries ranged from $23,317 to $27,310 per year in 2004 depending on experience and title. Generally, loan clerks are on the high end of this range, whereas general office clerks are on the lower end. business of banking is anything but simple” (lines 2-3) me ans that banking is a(n) The salaries of bank clerks vary widely depending on The fragment “Banks simplify people’s lives, but the A ordinary occupation B elementary job C complex activity D trivial profession E easy business Earnings and Benefit s ----
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TURÁRIO banking is anything but simple. Every transaction — from cashing a check to taking out a loan — requires careful re cord keeping. Behind the scenes in every bank or savings and loan association there are dozens of bank clerks, each an expert at keeping one area of the bank’s business run ning smoothly. answer questions for customers. Interest clerks record interest due to savings account customers, as well as the interest owed to the bank on loans and other investments. Exchange clerks, who work on international accounts, translate foreign currency values into dollars and vice ver sa. Loan clerks sort and record information about loans. Statement clerks are responsible for preparing the mon thly balance sheets of checking account customers. Secu rities clerks record, file, and maintain stocks, bonds, and other investment certificates. They also keep track of divi dends and interest on these certificates. modern banks rely. Proof operators sort checks and re^ 4-CESGRANRIO - 2018 - BANCO DO BRASIL - ESCRI Banks simplify people’s lives, but the business of New account clerks open and close accounts and Other clerks operate the business machines on which Definition and Nature of the Work Bank Clerk Job Description^ - - ------ cord the amount of each check. Bookkeeping clerks keep records of each customer’s account. In addition to these specialists, banks need general clerical help — data entry keyers, file clerks, mail handlers, and messengers — just as any other business does. an emphasis on basic skills in typing, bookkeeping, and bu siness math. Knowledge of computers and business machi nes is also helpful. Prospective bank workers may be tes ted on their clerical skills when they are interviewed. Most banks provide new employees with on-the-job training. for future employees. High school placement offices can tell students whether this is the practice at their school. If not, prospective bank workers can apply directly to lo cal banks through their personnel departments. Bank jobs may be listed with state and private employment agen cies. Candidates can also check Internet job sites and the classified ads in local newspapers as well. Bank clerks usually need a high school education with Sometimes bank recruiters visit high schools to look Education and Training Requirements Getting the Job - ---- hire new workers for jobs that require experience. Clerks frequently become tellers or supervisors. Many banks en courage their employees to further their education at ni ght. ployment of bank clerks was expected to decline through the year 2014, because many banks are electronically au tomating their systems and eliminating paperwork as well as many clerical tasks. Workers with knowledge of data processing and computers will have the best opportuni ties. In addition to jobs created through expansion, ope nings at the clerical level often occur as workers move up to positions of greater responsibility. mosphere, clerks often work alone, at times performing repetitive tasks. Bank clerks generally work between thir ty-five and forty hours per week, but they may be expec ted to take on evening and Saturday shifts depending on bank hours.^ Advancement Possibilities and Employment Outloo^ Banks prefer to promote their employees rather than According to the U.S. Bureau of Labor Statistics, em Although banks usually provide a pleasant working at Earnings and Benefit Working Conditions s k--------- the size and location of the bank and the clerk’s experien ce. According to the Bureau of Labor Statistics, median sa laries ranged from $23,317 to $27,310 per year in 2004 depending on experience and title. Generally, loan clerks are on the high end of this range, whereas general office clerks are on the lower end. the classified ads in local newspapers as well” (lines 45- 47), the modal verb can is replaced, without change in meaning, by^ The salaries of bank clerks vary widely depending on In “Candidates can also check Internet job sites and A should B must C will D may E need --
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clique aqui “the efficient allocation of economic resources” (lines 6-7) is: services in limited amounts services in unlimited amounts amounts services in the most desirable amounts TURÁRIO mic resources to supply those needs are limited. Therefo re, the greatest benefit of an economy is to provide the most desirable consumer goods and services in the most desirable amounts - what is known as the efficient alloca tion of economic resources. To produce these consumer goods and services requires capital in the form of labor, land, capital goods used to produce a desired product or service, and entrepreneurial ability to use these resources According to the text, a definition for the expression A provision of the most desirable consumer goods and B provision of the most desirable consumer goods and C production of economic resources in unlimited ways D E provision of the most desirable consumer goods and 8-CESGRANRIO - 2015 - BANCO DO BRASIL - ESCRI^ Available at:. Retrieved on: July 27th, 2015. Adapted. People have virtually unlimited needs, but the econo production of (^) Financial System economic resources in sufficient - - -- together to the greatest efficiency in producing what con sumers want most. Real capital consists of the land, labor, tools and machinery, and entrepreneurial ability to produ ce consumer goods and services, and to acquire real capi tal costs money. ans to collect money from the people who have it and dis tribute it to those who can use it best. Hence, the efficient allocation of economic resources is achieved by a financial system that allocates money to those people and for those purposes that will yield the greatest return. services provided by financial institutions, which include banks, insurance companies, pension funds, organized exchanges, and the many other companies that serve to facilitate economic transactions. Virtually all economic transactions are effected by one or more of these finan cial institutions. They create financial instruments, such as stocks and bonds, pay interest on deposits, lend money to creditworthy borrowers, and create and maintain the payment systems of modern economies. following fundamental objectives of any modern financial system: The financial system of an economy provides the me The financial system is composed of the products and These financial products and services are based on the • to provide a payment system; ------ or to compensate risk-taking for desirable objectives; most efficient allocation of economic resources; prices, which indicates how well investments are perfor ming, which also determines the subsequent allocation of resources, and to maintain economic stability. clique aqui economic resources is achieved by a financial system that allocates money to those people and for those purposes that will yield the greatest return” (lines 19-22), the verb form yield can be replaced, without change in meaning, by TURÁRIO^ • to give money time value;^ • to offer products and services to reduce financial risk • to collect and disperse information that allows the • to create and maintain financial markets that provide In the fragment of the text “the efficient allocation of A produce B slow down C cut D interrupt E diminish 9-CESGRANRIO - 2015 - BANCO DO BRASIL - ESCRI Available at:. Retrieved on: July 27th, 2015. Adapted. People have virtually unlimited needs, but the econo Financial System - - - mic resources to supply those needs are limited. Therefo re, the greatest benefit of an economy is to provide the most desirable consumer goods and services in the most desirable amounts - what is known as the efficient alloca tion of economic resources. To produce these consumer goods and services requires capital in the form of labor, land, capital goods used to produce a desired product or service, and entrepreneurial ability to use these resources together to the greatest efficiency in producing what con sumers want most. Real capital consists of the land, labor, tools and machinery, and entrepreneurial ability to produ ce consumer goods and services, and to acquire real capi tal costs money. ans to collect money from the people who have it and dis tribute it to those who can use it best. Hence, the efficient allocation of economic resources is achieved by a financial system that allocates money to those people and for those purposes that will yield the greatest return. services provided by financial institutions, which include banks, insurance companies, pension funds, organized exchanges, and the many other companies that serve to facilitate economic transactions. Virtually all economic transactions are effected by one or more of these finan The financial system of an economy provides the me The financial system is composed of the products and--------
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cial institutions. They create financial instruments, such as stocks and bonds, pay interest on deposits, lend money to creditworthy borrowers, and create and maintain the payment systems of modern economies. following fundamental objectives of any modern financial system: or to compensate risk-taking for desirable objectives; most efficient allocation of economic resources; prices, which indicates how well investments are perfor ming, which also determines the subsequent allocation of resources, and to maintain economic stability. clique aqui cation of economic resources” (lines 18-19), the connector Hence conveys an idea of These financial products and services are based on the • to provide a payment system; • to give money time value; • to offer products and services to reduce financial risk • to collect and disperse information that allows the • to create and maintain financial markets that provide In the fragment of the text “Hence, the efficient allo A emphasis B time sequence C contrast D conclusion E addition Available at:. Retrieved on: July 27th, 2015. Adapted.-- CRITURÁRIO mic resources to supply those needs are limited. Therefo re, the greatest benefit of an economy is to provide the most desirable consumer goods and services in the most desirable amounts - what is known as the efficient alloca tion of economic resources. To produce these consumer goods and services requires capital in the form of labor, land, capital goods used to produce a desired product or service, and entrepreneurial ability to use these resources together to the greatest efficiency in producing what con sumers want most. Real capital consists of the land, labor, tools and machinery, and entrepreneurial ability to produ ce consumer goods and services, and to acquire real capi tal costs money. ans to collect money from the people who have it and dis tribute it to those who can use it best. Hence, the efficient allocation of economic resources is achieved by a financial system that allocates money to those people and for those purposes that will yield the greatest return.^ 10-CESGRANRIO - 2015 - BANCO DO BRASIL - ES The financial system of an economy provides the me People have virtually unlimited needs, but the econo Financial System^ - - -------
services provided by financial institutions, which include banks, insurance companies, pension funds, organized exchanges, and the many other companies that serve to facilitate economic transactions. Virtually all economic transactions are effected by one or more of these finan cial institutions. They create financial instruments, such as stocks and bonds, pay interest on deposits, lend money to creditworthy borrowers, and create and maintain the payment systems of modern economies. following fundamental objectives of any modern financial system: or to compensate risk-taking for desirable objectives; most efficient allocation of economic resources; prices, which indicates how well investments are perfor ming, which also determines the subsequent allocation of resources, and to maintain economic stability. clique aqui of an economy provides the means to collect money from^ The financial system is composed of the products and These financial products and services are based on the • to provide a payment system; • to give money time value; • to offer products and services to reduce financial risk • to collect and disperse information that allows the • to create and maintain financial markets that provide From the sentence of the text “The financial system Available at:. Retrieved on: July 27th, 2015. Adapted.-- the people who have it and distribute it to those who can use it best” (lines 16-18), it can be inferred that people who have much money. and distribute money the best way use it best. the same. the money and keep it. CRITURÁRIO - 001 people in the past, but not to today’s millennials. Accor ding to a recent survey by Bankrate of over 1,161 consu mers, 63% of adults ages 18 to 29 live without a credit card of any kind, and another 23% only carry one card. A can use the money most efficiently are those who B operate the financial system of an economy collect C receive the distributed money don’t know how to D have much money and know how to use it best are E operate the financial system of an economy collect 11-CESGRANRIO - 2015 - BANCO DO BRASIL - ES by Holly Johnson Cheap, easy credit might have been tempting to young Why Millennials Don’t Like Credit Cards - - -
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up in might have an impact on their finances. Unlike other generations, millennials lived through economic hardships during a time when their adult lives were beginning. Ac cording to the Bureau of Labor Statistics, the Great Re cession caused millennials to stray from historic patterns when it comes to purchasing a home and having children, and a fear of credit cards could be another symptom of the economic environment of the times. And there’s much data when it comes to proving that millennials grew up on shaky economic ground. The Pew Research Center reports that 36% of millennials lived at home with their parents in 2012. Meanwhile, the unemployment rate for people ages 16 to 24 was 14.2% (more than twice the national rate) in early 2014, according to the BLS. With those figures, it’s no wonder that millennials are skittish when it comes to credit cards. It makes sense that young people would be afraid to take on any new forms of debt. nials could be fearful of credit. Many experts believe that the nation’s student loan debt level might be related to it. According to the Institute for College Access & Success, 71% of millennials (or 1.3 million students) who gradu ated from college in 2012 left school with at least some^ Research shows that the environment millennials grew But the Great Recession isn’t the only reason millen A Generation Plagued with Student Loan Debt^ The Impact of the Great Recession - --- student loan debt, with the average amount owed arou nd $29,400. With so much debt already under their belts, millennials are worried about adding any credit card debt to the pile. After all, many adults with student loan debt need to make payments for years, and even decades. credit card debt is a good thing, but that doesn’t mean the decision has its drawbacks. According to Experian, most adults need a positive credit history in order to qualify for an auto loan or mortgage. Even worse, having no credit history is almost as bad as having a negative credit history in some cases. Still, there are plenty of ways millennials can build a credit history without a credit card. A few tips: ther it’s a car loan, student loan or personal loan, make sure to mail in those payments on time and pay at least the minimum amount required. Paying your utility or household bills on time can help you build a positive credit history. The fact that millennials are smart enough to avoid Make payments on installment loans on time. Whe Put at least one household or utility bill in your name. How Millennials Can Build Credit Without a Credit Card - - cards, the funds secured credit cards offer are backed by money the user deposits. Signing up for a secured card is one way to build a positive credit history without any risk. The fact that millennials are leery of credit cards is proba bly a good thing in the long run. After all, not having a cre dit card is the perfect way to stay out of credit card debt. Even though it might be harder to build a credit history without credit cards, the vast majority of millennials have decided that the plastic just isn’t worth it. Available at:. Retrieved on: Nov. 10th, 2014. Adapted. ways millennials can build a credit history without a credit card” (lines 52 – 53), the quantifier plenty of can be repla ced, with no change in meaning, by CRITURÁRIO - 001 people in the past, but not to today’s millennials. Accor^ Get a secured credit card. Unlike traditional credit In the sentence of the text “Still, there are plenty of A some B few C a few D a little E lots of 12-CESGRANRIO - 2015 - BANCO DO BRASIL - ES by Holly Johnson Cheap, easy credit might have been tempting to young Why Millennials Don’t Like Credit Cards - -- - - ding to a recent survey by Bankrate of over 1,161 consu mers, 63% of adults ages 18 to 29 live without a credit card of any kind, and another 23% only carry one card. up in might have an impact on their finances. Unlike other generations, millennials lived through economic hardships during a time when their adult lives were beginning. Ac cording to the Bureau of Labor Statistics, the Great Re cession caused millennials to stray from historic patterns when it comes to purchasing a home and having children, and a fear of credit cards could be another symptom of the economic environment of the times. And there’s much data when it comes to proving that millennials grew up on shaky economic ground. The Pew Research Center reports that 36% of millennials lived at home with their parents in 2012. Meanwhile, the unemployment rate for people ages 16 to 24 was 14.2% (more than twice the national rate) in early 2014, according to the BLS. With those figures, it’s no wonder that millennials are skittish when it comes to credit cards. It makes sense that young people would be afraid to take on any new forms of debt. Research shows that the environment millennials grew The Impact of the Great Recession - --
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nials could be fearful of credit. Many experts believe that the nation’s student loan debt level might be related to it. According to the Institute for College Access & Success, 71% of millennials (or 1.3 million students) who gradu ated from college in 2012 left school with at least some student loan debt, with the average amount owed arou nd $29,400. With so much debt already under their belts, millennials are worried about adding any credit card debt to the pile. After all, many adults with student loan debt need to make payments for years, and even decades. credit card debt is a good thing, but that doesn’t mean the decision has its drawbacks. According to Experian, most adults need a positive credit history in order to qualify for an auto loan or mortgage. Even worse, having no credit history is almost as bad as having a negative credit history in some cases. Still, there are plenty of ways millennials can build a credit history without a credit card. A few tips: ther it’s a car loan, student loan or personal loan, make sure to mail in those payments on time and pay at least^ But the Great Recession isn’t the only reason millen The fact that millennials are smart enough to avoid Make payments on installment loans on time. Whe How Millennials Can Build Credit Without a Credit^ A Generation Plagued with Student Loan Debt Card - --- the minimum amount required. Paying your utility or household bills on time can help you build a positive credit history. cards, the funds secured credit cards offer are backed by money the user deposits. Signing up for a secured card is one way to build a positive credit history without any risk. The fact that millennials are leery of credit cards is proba bly a good thing in the long run. After all, not having a cre dit card is the perfect way to stay out of credit card debt. Even though it might be harder to build a credit history without credit cards, the vast majority of millennials have decided that the plastic just isn’t worth it. Available at:. Retrieved on: Nov. 10th, 2014. Adapted. dy under their belts, millennials are worried about adding any credit card debt to the pile” (lines 38 – 40) conveys the idea that millenials have their credit cards moderately. make much difference. longings. Put at least one household or utility bill in your name. Get a secured credit card. Unlike traditional credit The sentence of the text “With so much debt alrea A piles of bills to pay every month, but they can use B so many bills to pay that credit card bills wouldn’t C so many bills to pay that they have to sell their be---- one. CRITURÁRIO - 001 people in the past, but not to today’s millennials. Accor ding to a recent survey by Bankrate of over 1,161 consu mers, 63% of adults ages 18 to 29 live without a credit card of any kind, and another 23% only carry one card. up in might have an impact on their finances. Unlike other generations, millennials lived through economic hardships during a time when their adult lives were beginning. Ac cording to the Bureau of Labor Statistics, the Great Re cession caused millennials to stray from historic patterns when it comes to purchasing a home and having children, and a fear of credit cards could be another symptom of the economic environment of the times. And there’s much data when it comes to proving that millennials grew up on^ D so much debt to pay that they can’t afford another E no credit cards simply because they don’t like them. 13-CESGRANRIO - 2015 - BANCO DO BRASIL - ES by Holly Johnson Cheap, easy credit might have been tempting to young Research shows that the environment millennials grew Why Millennials Don’t Like Credit Cards The Impact of the Great Recession - - --- shaky economic ground. The Pew Research Center reports that 36% of millennials lived at home with their parents in 2012. Meanwhile, the unemployment rate for people ages 16 to 24 was 14.2% (more than twice the national rate) in early 2014, according to the BLS. With those figures, it’s no wonder that millennials are skittish when it comes to credit cards. It makes sense that young people would be afraid to take on any new forms of debt. nials could be fearful of credit. Many experts believe that the nation’s student loan debt level might be related to it. According to the Institute for College Access & Success, 71% of millennials (or 1.3 million students) who gradu ated from college in 2012 left school with at least some student loan debt, with the average amount owed arou nd $29,400. With so much debt already under their belts, millennials are worried about adding any credit card debt to the pile. After all, many adults with student loan debt need to make payments for years, and even decades. But the Great Recession isn’t the only reason millen A Generation Plagued with Student Loan Debt - --
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LISTA - ANÁLISE DE NEGÓCIOS the Nation’s unique manufacturer of dollars lated and and the -Engraver^ 16-CESGRANRIO - 2012 - CASA DA MOEDA - ANA The United States Mint, created by Congress in1792, is (bills and coins), so that the country can conduct its trade and commerce. In addition to producing currency, (^5) commemorative coins; Congressional Gold Medals; and silver, gold and platinum coins. designs that will appear on the Presidential $1 Coins (^10) tails. The obverse (heads sides) of the coins will bear portraits of former Presidents Chester Arthur, Grover Cleveland (first term), Benjamin Harrison and Grover Cleveland (second term). 15Inscriptions on the obverse of each coin include the President’s name, the years of his term in office, a number indicating the order in which he served, and the inscription IN GOD WE TRUST. The portraits of Chester Arthur and Grover Cleveland were designed 20 United States Mint Announces 2012 Presidential $1 (^) Today the United States Mint announced the new the United States Mint also produces uncircuand sculpted by United States Mint Sculptorin 2012. Each coin has two sides: the heads Coin Designs^ - - - the Mint MINT US Mint)^ Don Everhart. The portrait of Benjamin Harrison was^ designed and sculpted by United States Mint Sculptor-^ Engraver Phebe Hemphill.^25 iconic Statue of Liberty, designed and sculpted by Everhart. Inscriptions on the reverse are $1 and UNITED STATES OF AMERICA. The year of minting, or issuance, E PLURIBUS UNUM and the mint mark (^30) The Presidential $1 Coin Program is authorized by Public Law 109-145. Although production of circulating Presidential $1 Coins will soon be suspended, collectible versions of the coin will (^35) offerings. For information on the availability and pricing of products featuring Presidential $1 Coins, visit http://www.usmint.gov/catalog or call 1-800-USA (872-6468). WASHINGTON, January 5, 2012 (Press Release by the^ All coins in the Presidential $1 Coin Program^ continue to be available in select United Statesare incused on the edge of the coins.bear a common reverse (tails side) featuring-
tion=press_ 2012. Adapted. Harrison was designed and sculpted by United States Mint Sculptor-Engraver Phebe Hemphill.” (lines 21-23) is in: trait of Phebe Hemphill in the United States. Benjamin Harrison, the portrait of Phebe Hemphill was designed and sculpted. designed and sculpted by a United States Mint Sculptor -Engraver. phill designed and sculpted the portrait of Benjamin Har rison. phill had her portrait designed and sculpted by Benjamin Harrison. LISTA - ANÁLISE DE NEGÓCIOS^ Available at :<http://www.usmint.gov/pressroom/?ac An equivalent way of saying “The portrait of Benjamin A Benjamin Harrison designed and sculpted the por B Authored by United States Mint Sculptor-Engraver C Phebe Hemphill’s portrait of Benjamin Harrison was D United States Mint Sculptor-Engraver Phebe Hem E United States Mint Sculptor-Engraver Phebe Hem 17-CESGRANRIO - 2012 - CASA DA MOEDA - ANA The United States Mint, created by Congress in1792, is United States Mint Announces 2012 Presidential $1 release&id=1319>. Coin Designs Retrieved on: Jan. 10, - ----- - the Nation’s unique manufacturer of dollars cy, lated and and the -Engraver (bills and coins), so that the country can conduct its trade and commerce. In addition to producing curren (^5) commemorative coins; Congressional Gold Medals; and silver, gold and platinum coins. designs that will appear on the Presidential $1 Coins (^10) tails. The obverse (heads sides) of the coins will bear portraits of former Presidents Chester Arthur, Grover Cleveland (first term), Benjamin Harrison and Grover Cleveland (second term). 15Inscriptions on the obverse of each coin include the President’s name, the years of his term in office, a number indicating the order in which he served, and the inscription IN GOD WE TRUST. The portraits of Chester Arthur and Grover Cleveland were designed (^20) Don Everhart. The portrait of Benjamin Harrison was designed and sculpted by United States Mint Sculptor- (^) Today the United States Mint announced the new the United States Mint also produces uncircuand sculpted by United States Mint Sculptorin 2012. Each coin has two sides: the heads---
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the Mint US Mint) tion=press_ 2012. Adapted. des all the following pieces of information, EXCEPT^ Engraver Phebe Hemphill.^25 iconic Statue of Liberty, designed and sculpted by Everhart. Inscriptions on the reverse are $1 and UNITED STATES OF AMERICA. The year of minting, or issuance, E PLURIBUS UNUM and the mint mark (^30) The Presidential $1 Coin Program is authorized by Public Law 109-145. Although production of circulating Presidential $1 Coins will soon be suspended, collectible versions of the coin will (^35) offerings. For information on the availability and pricing of products featuring Presidential $1 Coins, visit http://www.usmint.gov/catalog or call 1-800-USAMINT (872-6468). WASHINGTON, January 5, 2012 (Press Release by the Available at :<http://www.usmint.gov/pressroom/?ac According to the text, the obverse of each coin inclu^ All coins in the Presidential $1 Coin Program^ continue to be available in select United States are incused on the edge of the coins.release&id=1319>.bear a common reverse (tails side) featuring Retrieved on: Jan. 10,-- LISTA - ANÁLISE DE NEGÓCIOS the Nation’s unique manufacturer of dollars cy, lated and and the^ A a former president’s portrait^ B a numeral with the president’s term order^ C an inscription^ D an engraving with Don Everhart’s face^ E the year the president served his term^ 18-CESGRANRIO - 2012 - CASA DA MOEDA - ANA The United States Mint, created by Congress in1792, is (bills and coins), so that the country can conduct its trade and commerce. In addition to producing curren (^5) commemorative coins; Congressional Gold Medals; and silver, gold and platinum coins. designs that will appear on the Presidential $1 Coins 10 United States Mint Announces 2012 Presidential $1 (^) Today the United States Mint announced the new the United States Mint also produces uncircuin 2012. Each coin has two sides: the heads Coin Designs^ - - - -Engraver the Mint^ tails. The obverse (heads sides) of the coins will bear^ portraits of former Presidents Chester Arthur, Grover^ Cleveland (first term), Benjamin Harrison and Grover^ Cleveland (second term).^ 15Inscriptions on the obverse of each coin include^ the President’s name, the years of his term in office,^ a number indicating the order in which he served, and^ the inscription IN GOD WE TRUST. The portraits of^ Chester Arthur and Grover Cleveland were designed^20 Don Everhart. The portrait of Benjamin Harrison was designed and sculpted by United States Mint Sculptor- Engraver Phebe Hemphill. (^25) iconic Statue of Liberty, designed and sculpted by Everhart. Inscriptions on the reverse are $1 and UNITED STATES OF AMERICA. The year of minting, or issuance, E PLURIBUS UNUM and the mint mark (^30) The Presidential $1 Coin Program is authorized by Public Law 109-145. Although production of circulating Presidential $1 Coins will soon be suspended, collectible versions of the coin will (^35) offerings. For information on the availability and All coins in the Presidential $1 Coin Program^ continue to be available in select United Statesare incused on the edge of the coins.and sculpted by United States Mint Sculptorbear a common reverse (tails side) featuring- MINT US Mint) tion=press_ 2012. Adapted. tions of^ pricing of products featuring Presidential $1 Coins,^ visit http://www.usmint.gov/catalog or call 1-800-USA (872-6468). WASHINGTON, January 5, 2012 (Press Release by the Available at :<http://www.usmint.gov/pressroom/?ac In 2012, the heads of the $1 coins will carry illustra A former presidents’ portraits B former presidents standing up C a former president sitting down D the current president’s face E the current president standing up release&id=1319>. Retrieved on: Jan. 10,---
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LISTA - ANÁLISE DE NEGÓCIOS the Nation’s unique manufacturer of dollars lated and and the -Engraver^ 19-CESGRANRIO - 2012 - CASA DA MOEDA - ANA The United States Mint, created by Congress in1792, is (bills and coins), so that the country can conduct its trade and commerce. In addition to producing currency, (^5) commemorative coins; Congressional Gold Medals; and silver, gold and platinum coins. designs that will appear on the Presidential $1 Coins (^10) tails. The obverse (heads sides) of the coins will bear portraits of former Presidents Chester Arthur, Grover Cleveland (first term), Benjamin Harrison and Grover Cleveland (second term). 15Inscriptions on the obverse of each coin include the President’s name, the years of his term in office, a number indicating the order in which he served, and the inscription IN GOD WE TRUST. The portraits of Chester Arthur and Grover Cleveland were designed 20 United States Mint Announces 2012 Presidential $1 (^) Today the United States Mint announced the new the United States Mint also produces uncircuand sculpted by United States Mint Sculptorin 2012. Each coin has two sides: the heads Coin Designs^ - - - the Mint MINT US Mint)^ Don Everhart. The portrait of Benjamin Harrison was^ designed and sculpted by United States Mint Sculptor-^ Engraver Phebe Hemphill.^25 iconic Statue of Liberty, designed and sculpted by Everhart. Inscriptions on the reverse are $1 and UNITED STATES OF AMERICA. The year of minting, or issuance, E PLURIBUS UNUM and the mint mark (^30) The Presidential $1 Coin Program is authorized by Public Law 109-145. Although production of circulating Presidential $1 Coins will soon be suspended, collectible versions of the coin will (^35) offerings. For information on the availability and pricing of products featuring Presidential $1 Coins, visit http://www.usmint.gov/catalog or call 1-800-USA (872-6468). WASHINGTON, January 5, 2012 (Press Release by the^ All coins in the Presidential $1 Coin Program^ continue to be available in select United Statesare incused on the edge of the coins.bear a common reverse (tails side) featuring-
tion=press_ 2012. Adapted. idea expressed by the words in bold-face type is in: lines 3-4 (transportation) 4-5 (chain) dals.” – line 6 (bills) LISTA - ANÁLISE DE NEGÓCIOS the Nation’s unique manufacturer of dollars cy, lated and^ Available at :<http://www.usmint.gov/pressroom/?ac In the text, the word in parentheses that describes the A “the Nation’s unique manufacturer” – line 2 (first) B “the country can conduct its trade and commerce.” – C “In addition to producing currency” – line 4 (Besides) D “producing currency, the United States Mint” – lines E “commemorative coins; Congressional Gold Me 20-CESGRANRIO - 2012 - CASA DA MOEDA - ANA The United States Mint, created by Congress in1792, is (bills and coins), so that the country can conduct its trade and commerce. In addition to producing curren (^5) commemorative coins; Congressional Gold Medals; United States Mint Announces 2012 Presidential $1 the United States Mint also produces uncircurelease&id=1319>. Coin Designs Retrieved on: Jan. 10, - - - - - and the -Engraver the^ and silver, gold and platinum coins.^ designs that will appear on the Presidential $1 Coins^10 tails. The obverse (heads sides) of the coins will bear portraits of former Presidents Chester Arthur, Grover Cleveland (first term), Benjamin Harrison and Grover Cleveland (second term). 15Inscriptions on the obverse of each coin include the President’s name, the years of his term in office, a number indicating the order in which he served, and the inscription IN GOD WE TRUST. The portraits of Chester Arthur and Grover Cleveland were designed (^20) Don Everhart. The portrait of Benjamin Harrison was designed and sculpted by United States Mint Sculptor- Engraver Phebe Hemphill. (^25) iconic Statue of Liberty, designed and sculpted by Everhart. Inscriptions on the reverse are $1 and UNITED STATES OF AMERICA. The year of minting,^ Today the United States Mint announced the new All coins in the Presidential $1 Coin Program^ and sculpted by United States Mint Sculptorbear a common reverse (tails side) featuringin 2012. Each coin has two sides: the heads-
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Mint MINT US Mint) tion=press_ 2012. Adapted. and trade.^ or issuance, E PLURIBUS UNUM and the mint mark^30 The Presidential $1 Coin Program is authorized^ by Public Law 109-145. Although production^ of circulating Presidential $1 Coins will soon be^ suspended, collectible versions of the coin will^35 offerings. For information on the availability and pricing of products featuring Presidential $1 Coins, visit http://www.usmint.gov/catalog or call 1-800-USA (872-6468). WASHINGTON, January 5, 2012 (Press Release by the Available at :<http://www.usmint.gov/pressroom/?ac According to the text, the United States Mint is A an unofficial governmental organization. B an official governmental organization. C a private organization that establishes commerce D a governmental bank that operates for the Congress. E a department of the US Congress.^ continue to be available in select United States are incused on the edge of the coins.release&id=1319>. Retrieved on: Jan. 10,-- TOR DE BOMBEADOR^ 21-CESGRANRIO - 2018 - TRANSPETRO - CONDU - represented at the Tripartite forum will cooperate to JÚNIOR nues to rise. Driven by emerging economies and non-O ECD nations, total worldwide energy usage is expected to grow by nearly 40% over the next 20 years. That’ll require a staggering amount of coal, oil and gas. demand for renewable energy sources is exploding, and according to new study, we haven’t seen anything yet in terms of spending on solar, wind and other green energy projects. For investors, that spending could lead to some serious portfolio green as well.According to last paragraph, the ship industry partners A anticipate the next meeting in Korea. B build ships more resilient to bad weather. C substitute all broken digital systems in ships. D improve ships’ protection against cyber-attacks. E develop information technology systems ashore. 22-CESGRANRIO - 2018 - PETROBRAS - GEÓLOGO But it’s not just fossil fuels that will get the nod. The It’s no secret that the global energy demand conti Why You Should Invest In Green Energy Right Now Texto II - -
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to active scientists, who are “best placed to spot bold but risky opportunities that managers miss,” say the authors of the new paper. Labs producing more commercially-viable technologies than those dictated by DoE headquarters — despite the Labs holding a mere 4% of the DoE’s overall budget. energy investment are: nomy and influence over funding decisions. truction markets to test energy reduction technologies, to the UK government harnessing behavioural psychology to promote energy efficiency, the authors highlight examples of government investment that helped create or improve clean energy initiatives across the world. transition to a cleaner, safer and more affordable energy^ More autonomy for project selection should be passed They point to projects instigated by the US National The six evidence-based guiding principles for clean Give researchers and technical experts more auto Build technology transfer into research organisations. Focus demonstration projects on learning. Incentivise international collaboration. Adopt an adaptive learning strategy. Keep funding stable and predictable. “Let’s learn from experience on how to accelerate the From US researchers using the pace of Chinese cons-- system,” they write. ses/2017/12/171206132223.htm>. Retrieved on: 28 Dec 2017. Adapted. overhauls, evaluated and updated” (lines 63-65), should be expresses a(n) Available at: <http://www.sciencedaily. Com relea In the fragment of Text I “Rather than repeated A strong ability B vague necessity C weak probability D future permission E strong recommendation existing programs should be continuously- JÚNIOR nomy and hold their nerve to provide more long-term stability when investing in clean energy, argue researchers in climate change and innovation policy in a new paper published today. US institutions have set out guidelines for investment ba sed on an analysis of the last twenty years of “what works” in clean energy research and innovation programs. need to channel innovation into the private sector through formal tech transfer programs, and to think in terms of las ting knowledge creation rather than ‘quick win’ potential when funding new projects. policymakers: learn from and build on experience before time runs out, rather than constantly reinventing aims and processes for the sake of political vanity.^ 25-CESGRANRIO - 2018 - PETROBRAS - GEÓLOGO Governments need to give technical experts more auto Writing in the journal Nature, the authors from UK and Their six simple “guiding principles” also include the The authors offer a stark warning to governments and Clean energy: Experts outline how governments can successfully invest before it’s too late Text I - -- mate change narrows, we urgently need to take stock of policy initiatives around the world that aim to accelerate new energy technologies and stem greenhouse gas emis sions,” said Laura Diaz Anadon, Professor of Climate Chan ge Policy at the University of Cambridge. successes and failures to understand what works and why, we risk wasting time and money in a way that we simply can’t afford,” said Anadon, who authored the new paper with colleagues from the Harvard Kennedy School as well as the University of Minnesota’s Prof Gabriel Chan. the lows of the mid-1990s and early 2000s. OECD members spent US$16.6 billion on new energy research and develop ment (R&D) in 2016 compared to $10b in 2010. The EU and other nations pledged to double clean energy investment as part of 2015’s Paris Climate Change Agreement. th Strategy, committing £2.5 billion between 2015 and 2021, with hundreds of million to be invested in new generations of small nuclear power stations and offshore wind turbines.^ “As the window of opportunity to avert dangerous cli “If we don’t build on the lessons from previous policy Public investments in energy research have risen since Recently, the UK government set out its own Clean Grow-----
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nment funding for energy innovation has, in many cases, been highly volatile in the recent past: with political shifts resulting in huge budget fluctuations and process reinven tions in the UK and US. gle year between 1990 and 2017, one in five technology areas funded by the US Department of Energy (DoE) saw a budget shift of more than 30% up or down. The Trump administration’s current plan is to slash 2018’s energy R&D budget by 35% across the board. Anadon. “Researchers are having to relearn new proces ses, people and programmes with every political transition – wasting time and effort for scientists, companies and po licymakers.” should be continuously evaluated and updated. New pro grams should only be set up if they fill needs not currently met.” to active scientists, who are “best placed to spot bold but risky opportunities that managers miss,” say the authors of the new paper.^ However, Anadon and colleagues point out that gover For example, the research team found that every sin “Experimentation has benefits, but also costs,” said “Rather than repeated overhauls, existing programs More autonomy for project selection should be passed------ Labs producing more commercially-viable technologies than those dictated by DoE headquarters — despite the Labs holding a mere 4% of the DoE’s overall budget. energy investment are: nomy and influence over funding decisions. truction markets to test energy reduction technologies, to the UK government harnessing behavioural psychology to promote energy efficiency, the authors highlight examples of government investment that helped create or improve clean energy initiatives across the world. transition to a cleaner, safer and more affordable energy system,” they write.^ They point to projects instigated by the US National The six evidence-based guiding principles for clean Give researchers and technical experts more auto Build technology transfer into research organisations. Focus demonstration projects on learning. Incentivise international collaboration. Adopt an adaptive learning strategy. Keep funding stable and predictable. “Let’s learn from experience on how to accelerate the From US researchers using the pace of Chinese cons--
ses/2017/12/171206132223.htm>. Retrieved on: 28 Dec 2017. Adapted. express synonymous ideas are JÚNIOR nomy and hold their nerve to provide more long-term stability when investing in clean energy, argue researchers in climate change and innovation policy in a new paper published today. US institutions have set out guidelines for investment ba sed on an analysis of the last twenty years of “what works” in clean energy research and innovation programs.^ Available at: <http://www.sciencedaily. Com relea Based on the meanings in Text I, the two items that A channel (line 12) - hinder B stark (line 16) - dubious C stem (line 23) - restrain D pledged (line 38) - refused E bold (line 69) - fearful 26-CESGRANRIO - 2018 - PETROBRAS - GEÓLOGO Governments need to give technical experts more auto Writing in the journal Nature, the authors from UK and Clean energy: Experts outline how governments can successfully invest before it’s too late Text I - -- need to channel innovation into the private sector through formal tech transfer programs, and to think in terms of las ting knowledge creation rather than ‘quick win’ potential when funding new projects. policymakers: learn from and build on experience before time runs out, rather than constantly reinventing aims and processes for the sake of political vanity. mate change narrows, we urgently need to take stock of policy initiatives around the world that aim to accelerate new energy technologies and stem greenhouse gas emis sions,” said Laura Diaz Anadon, Professor of Climate Chan ge Policy at the University of Cambridge. successes and failures to understand what works and why, we risk wasting time and money in a way that we simply can’t afford,” said Anadon, who authored the new paper with colleagues from the Harvard Kennedy School as well as the University of Minnesota’s Prof Gabriel Chan.^ Their six simple “guiding principles” also include the The authors offer a stark warning to governments and “As the window of opportunity to avert dangerous cli “If we don’t build on the lessons from previous policy----
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the lows of the mid-1990s and early 2000s. OECD mem bers spent US$16.6 billion on new energy research and development (R&D) in 2016 compared to $10b in 2010. The EU and other nations pledged to double clean energy investment as part of 2015’s Paris Climate Change Agree ment. Growth Strategy, committing £2.5 billion between 2015 and 2021, with hundreds of million to be invested in new generations of small nuclear power stations and offshore wind turbines. nment funding for energy innovation has, in many cases, been highly volatile in the recent past: with political shifts resulting in huge budget fluctuations and process reinven tions in the UK and US. gle year between 1990 and 2017, one in five technology areas funded by the US Department of Energy (DoE) saw a budget shift of more than 30% up or down. The Trump administration’s current plan is to slash 2018’s energy R&D budget by 35% across the board. Anadon. “Researchers are having to relearn new proces^ Public investments in energy research have risen since Recently, the UK government set out its own Clean However, Anadon and colleagues point out that gover For example, the research team found that every sin “Experimentation has benefits, but also costs,” said------ ses, people and programmes with every political transition – wasting time and effort for scientists, companies and po licymakers.” should be continuously evaluated and updated. New pro grams should only be set up if they fill needs not currently met.” to active scientists, who are “best placed to spot bold but risky opportunities that managers miss,” say the authors of the new paper. Labs producing more commercially-viable technologies than those dictated by DoE headquarters — despite the Labs holding a mere 4% of the DoE’s overall budget. energy investment are: nomy and influence over funding decisions. “Rather than repeated overhauls, existing programs More autonomy for project selection should be passed They point to projects instigated by the US National The six evidence-based guiding principles for clean Give researchers and technical experts more auto--- truction markets to test energy reduction technologies, to the UK government harnessing behavioural psychology to promote energy efficiency, the authors highlight examples of government investment that helped create or improve clean energy initiatives across the world. transition to a cleaner, safer and more affordable energy system,” they write. ses/2017/12/171206132223.htm>. Retrieved on: 28 Dec 2017. Adapted. pression in bold type and the item in parenthesis are se mantically equivalent in out guidelines for investment” – lines 6-8 (discarded) runs out” – lines 17-18 (prevails) licy successes and failures to understand what works and^ Build technology transfer into research organisations.^ Focus demonstration projects on learning.^ Incentivise international collaboration.^ Adopt an adaptive learning strategy.^ Keep funding stable and predictable. “Let’s learn from experience on how to accelerate the Available at: <http://www.sciencedaily. Com relea Based on the information presented in Text I, the ex A “the authors from UK and US institutions have set B “learn from and build on experience before time C “If we don’t build on the lessons from previous po^ From US researchers using the pace of Chinese cons----- why” – lines 27-29 (reject) funding for energy innovation has, in many cases, been hi ghly volatile in the recent past” – lines 46-48 (report) eds not currently met” – lines 65-66 (canceled) JÚNIOR tonomy and hold their nerve to provide more long-term stability when investing in clean energy, argue researchers in climate change and innovation policy in a new paper published today. US institutions have set out guidelines for investment ba sed on an analysis of the last twenty years of “what works” in clean energy research and innovation programs. D “Anadon and colleagues point out that government E “New programs should only be set up if they fill ne 27-CESGRANRIO - 2018 - PETROBRAS - GEÓLOGO Governments need to give technical experts more au Writing in the journal Nature, the authors from UK and Clean energy: Experts outline how governments can successfully invest before it’s too late Text I - ---
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need to channel innovation into the private sector through formal tech transfer programs, and to think in terms of las ting knowledge creation rather than ‘quick win’ potential when funding new projects. policymakers: learn from and build on experience before time runs out, rather than constantly reinventing aims and processes for the sake of political vanity. mate change narrows, we urgently need to take stock of policy initiatives around the world that aim to accelerate new energy technologies and stem greenhouse gas emis sions,” said Laura Diaz Anadon, Professor of Climate Chan ge Policy at the University of Cambridge. successes and failures to understand what works and why, we risk wasting time and money in a way that we simply can’t afford,” said Anadon, who authored the new paper with colleagues from the Harvard Kennedy School as well as the University of Minnesota’s Prof Gabriel Chan. the lows of the mid-1990s and early 2000s. OECD members spent US$16.6 billion on new energy research and develop ment (R&D) in 2016 compared to $10b in 2010. The EU and^ Their six simple “guiding principles” also include the The authors offer a stark warning to governments and “As the window of opportunity to avert dangerous cli “If we don’t build on the lessons from previous policy Public investments in energy research have risen since----- other nations pledged to double clean energy investment as part of 2015’s Paris Climate Change Agreement. Strategy, committing £2.5 billion between 2015 and 2021, with hundreds of million to be invested in new generations of small nuclear power stations and offshore wind turbines. nment funding for energy innovation has, in many cases, been highly volatile in the recent past: with political shifts resulting in huge budget fluctuations and process reinven tions in the UK and US. gle year between 1990 and 2017, one in five technology areas funded by the US Department of Energy (DoE) saw a budget shift of more than 30% up or down. The Trump administration’s current plan is to slash 2018’s energy R&D budget by 35% across the board. don. “Researchers are having to relearn new processes, peo ple and programmes with every political transition – wasting time and effort for scientists, companies and policymakers.” Recently, the UK government set out its own Clean Growth However, Anadon and colleagues point out that gover For example, the research team found that every sin “Experimentation has benefits, but also costs,” said Ana----- be continuously evaluated and updated. New programs should only be set up if they fill needs not currently met.” to active scientists, who are “best placed to spot bold but risky opportunities that managers miss,” say the authors of the new paper. Labs producing more commercially-viable technologies than those dictated by DoE headquarters — despite the Labs holding a mere 4% of the DoE’s overall budget. energy investment are: nomy and influence over funding decisions. truction markets to test energy reduction technologies, to the UK government harnessing behavioural psychology to promote energy efficiency, the authors highlight examples of government investment that helped create or improve^ “Rather than repeated overhauls, existing programs should More autonomy for project selection should be passed They point to projects instigated by the US National The six evidence-based guiding principles for clean Give researchers and technical experts more auto Build technology transfer into research organisations. Focus demonstration projects on learning. Incentivise international collaboration. Adopt an adaptive learning strategy. Keep funding stable and predictable. From US researchers using the pace of Chinese cons-- clean energy initiatives across the world. transition to a cleaner, safer and more affordable energy system,” they write. ses/2017/12/171206132223.htm>. Retrieved on: 28 Dec 2017. Adapted. firm that money saved by OECD members on new energy R&D two years ago. vested by OECD members on new energy R&D in 2010. the UK government in nuclear power stations and offshore wind turbines in the previous decade. the budget fluctuations in all technology areas funded by the US Department of Energy from 1990 to 2017. tion’s estimated increase in the 2018’s energy R&D budget. “Let’s learn from experience on how to accelerate the Available at: <http://www.sciencedaily. Com relea Considering some of the figures in Text I, one can af A “US$16.6 billion” (line 36) refers to the amount of B “$10b” (line 38) refers to the amount of money in C “£2.5 billion” (line 42) refers to the figure invested by D “more than 30% up or down” (lines 54-55) refers to E “by 35%” (line 56) refers to the Trump administra----
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nomy and influence over funding decisions. truction markets to test energy reduction technologies, to the UK government harnessing behavioural psychology to promote energy efficiency, the authors highlight examples of government investment that helped create or improve clean energy initiatives across the world. transition to a cleaner, safer and more affordable energy system,” they write. ses/2017/12/171206132223.htm>. Retrieved on: 28 Dec 2017. Adapted. clean energy, governments need to pers on climate change and clean energy. prevent dangerous climate change are over.^ Give researchers and technical experts more auto Build technology transfer into research organisations. Focus demonstration projects on learning. Incentivise international collaboration. Adopt an adaptive learning strategy. Keep funding stable and predictable. “Let’s learn from experience on how to accelerate the Available at: <http://www.sciencedaily. Com relea According to Text I, in order to successfully invest in A give technical experts more autonomy to publish pa B learn from past experiences before our chances to C value the ‘quick-win potential’ of innovation pro From US researchers using the pace of Chinese cons----- grams promoted by the private sector. launching new renewable-energy programs in the next decades. stations and offshore wind turbines before it is too late to forecast climate change. JÚNIOR tonomy and hold their nerve to provide more long-term stability when investing in clean energy, argue researchers in climate change and innovation policy in a new paper published today. US institutions have set out guidelines for investment ba sed on an analysis of the last twenty years of “what works” in clean energy research and innovation programs. D expand investments in energy research and continue E encourage the generation of small nuclear power 30-CESGRANRIO - 2018 - PETROBRAS - GEÓLOGO Governments need to give technical experts more au Writing in the journal Nature, the authors from UK and Clean energy: Experts outline how governments can successfully invest before it’s too late Text I - - need to channel innovation into the private sector through formal tech transfer programs, and to think in terms of las ting knowledge creation rather than ‘quick win’ potential when funding new projects. policymakers: learn from and build on experience before time runs out, rather than constantly reinventing aims and processes for the sake of political vanity. mate change narrows, we urgently need to take stock of policy initiatives around the world that aim to accelerate new energy technologies and stem greenhouse gas emis sions,” said Laura Diaz Anadon, Professor of Climate Chan ge Policy at the University of Cambridge. successes and failures to understand what works and why, we risk wasting time and money in a way that we simply can’t afford,” said Anadon, who authored the new paper with colleagues from the Harvard Kennedy School as well as the University of Minnesota’s Prof Gabriel Chan. the lows of the mid-1990s and early 2000s. OECD mem bers spent US$16.6 billion on new energy research and development (R&D) in 2016 compared to $10b in 2010.^ Their six simple “guiding principles” also include the The authors offer a stark warning to governments and “As the window of opportunity to avert dangerous cli “If we don’t build on the lessons from previous policy Public investments in energy research have risen since----- The EU and other nations pledged to double clean energy investment as part of 2015’s Paris Climate Change Agree ment. Growth Strategy, committing £2.5 billion between 2015 and 2021, with hundreds of million to be invested in new generations of small nuclear power stations and offshore wind turbines. nment funding for energy innovation has, in many cases, been highly volatile in the recent past: with political shifts resulting in huge budget fluctuations and process reinven tions in the UK and US. gle year between 1990 and 2017, one in five technology areas funded by the US Department of Energy (DoE) saw a budget shift of more than 30% up or down. The Trump administration’s current plan is to slash 2018’s energy R&D budget by 35% across the board. Recently, the UK government set out its own Clean However, Anadon and colleagues point out that gover For example, the research team found that every sin----
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Anadon. “Researchers are having to relearn new proces ses, people and programmes with every political transition – wasting time and effort for scientists, companies and po licymakers.” should be continuously evaluated and updated. New pro grams should only be set up if they fill needs not currently met.” to active scientists, who are “best placed to spot bold but risky opportunities that managers miss,” say the authors of the new paper. Labs producing more commercially-viable technologies than those dictated by DoE headquarters — despite the Labs holding a mere 4% of the DoE’s overall budget. energy investment are: nomy and influence over funding decisions.^ “Experimentation has benefits, but also costs,” said “Rather than repeated overhauls, existing programs More autonomy for project selection should be passed They point to projects instigated by the US National The six evidence-based guiding principles for clean Give researchers and technical experts more auto Build technology transfer into research organisations. Focus demonstration projects on learning. Incentivise international collaboration. ---- truction markets to test energy reduction technologies, to the UK government harnessing behavioural psychology to promote energy efficiency, the authors highlight examples of government investment that helped create or improve clean energy initiatives across the world. transition to a cleaner, safer and more affordable energy system,” they write. ses/2017/12/171206132223.htm>. Retrieved on: 28 Dec 2017. Adapted. clean energy investment is programs. mental agencies.^ Adopt an adaptive learning strategy.^ Keep funding stable and predictable. “Let’s learn from experience on how to accelerate the Available at: <http://www.sciencedaily. Com relea According to Text I, one of the guiding principles for A set clear limits for international cooperation. B stimulate short-term funding policies for innovation C encourage tech transfer programs among govern^ From US researchers using the pace of Chinese cons---
sponsoring new projects. fluence over financial matters.^ D value the quick-impact of research programs when E grant researchers and technical experts greater in 12345678910111213141516 GABARITO CACDBAEADBEDAECD - 1718192021222324252627282930 DACBDADECDBCBE
MATEMÁTICA
TURÁRIO uma prova, das quais 2 são fáceis, 5 são de dificuldade mé dia, e 3 são difíceis. No momento, o professor está na fase de montagem da prova. A montagem da prova é a ordem segundo a qual as 10 questões serão apresentadas. O pro fessor estabeleceu o seguinte critério de distribuição das dificuldades das questões, para ser seguido na montagem da prova:^ 1-CESGRANRIO - 2018 - BANCO DO BRASIL - ESCRI Um professor elaborou 10 questões diferentes para De quantas formas diferentes o professor pode mon^ MATEMÁTICA^ - - -- tar a prova seguindo o critério estabelecido? TURÁRIO mesmo desenho para cada um de seus 10 alunos e dis tribuiu vários lápis de cor entre eles. A tarefa era pintar o desenho, que possuía diversas regiões. Cada uma dessas regiões apresentava a cor com a qual deveria ser pinta da. Todos os alunos receberam a mesma quantidade de lápis de cor, mas nenhum aluno recebeu todas as cores necessárias para pintar todo o desenho e, portanto, eles precisavam se agrupar para conseguir completar a tarefa. Formando qualquer grupo de 6 alunos, uma região não poderia ser pintada, mas qualquer grupo de 7 alunos con seguiria completar a tarefa. Todas as regiões deveriam re ceber cores diferentes, e a professora distribuiu o menor número de lápis de cor para cada aluno. A 2520 B 128 C 6 D 1440 E 252 2-CESGRANRIO - 2018 - BANCO DO BRASIL - ESCRI Uma professora do jardim da infância entregou um - - --- TURÁRIO uma população e observa-se que seus valores, quando postos em ordem crescente, obedecem a uma Progressão Aritmética. valor da razão da Progressão Aritmética? TURÁRIO yi ), com i = 1, 2, ..., 30, a covariância obtida entre as variá^ Quantos lápis de cor cada aluno recebeu?^ A 42^ B 63^ C 210^ D 105^ E 84^ 3-CESGRANRIO - 2018 - BANCO DO BRASIL - ESCRI Uma amostra aleatória de tamanho 5 é retirada de Se a variância amostral não viciada vale 40, qual é o A 3 B 5√2 C 4 D 2√5 E 1 4-CESGRANRIO - 2018 - BANCO DO BRASIL - ESCRI Numa amostra de 30 pares de observações do tipo (xi ,^ - - - veis X e Y foi -2. Os dados foram transformados linearmen te da forma (zi , wi ) = (-3xi + 1 , 2yi + 3), para i = 1, 2, ..., 30. transformadas? TURÁRIO sorteio de cupons premiados. O sorteio será realizado em duas etapas. Primeiramente, o cliente lança uma moeda honesta: riamente, um cupom da urna 1; riamente, um cupom da urna 2. Qual o valor da covariância entre as variáveis Z e W A 41 B 36 C -7 D 12 E 17 5-CESGRANRIO - 2018 - BANCO DO BRASIL - ESCRI Uma empresa cria uma campanha que consiste no se o resultado for “cara”, o cliente seleciona, aleato se o resultado for “coroa”, o cliente seleciona, aleato - - - -
MATEMÁTICA
e que 40% de todos os cupons são premiados. premiados na urna 2 é de TURÁRIO sentado por an , para n ≥ 1. Sabe-se que a1 = 0 e que a sequência cujo termo geral é bn = an+1 - an , n ≥ 1, é uma progressão aritmética cujo primeiro termo é b1 = 9 e cuja razão é igual a 4.^ Sabe-se que 30% dos cupons da urna 1 são premiados, Antes de começar o sorteio, a proporção de cupons A 50% B 25% C 5% D 10% E 15% 6-CESGRANRIO - 2018 - BANCO DO BRASIL - ESCRI Uma sequência numérica tem seu termo geral repre O termo a1000 é igual a A 2.002.991 B 2.002.995 C 4.000.009 D 4.009.000 E 2.003.000 - - TURÁRIO todo domínio da função f, e a função f pode ser expressa por f(x) = x2 + k. x. g(x). TURÁRIO preço de venda (preço original) de um de seus produtos e, ainda assim, obteve um lucro de 4% sobre o preço de custo desse produto. tido sobre o preço de custo?^ 7-CESGRANRIO - 2018 - BANCO DO BRASIL - ESCRI Sabe-se que g é uma função par e está definida em Se f(1) = 7, qual o valor de f(-1)? A 7 B 5 C - 7 D - 6 E - 5 8-CESGRANRIO - 2018 - BANCO DO BRASIL - ESCRI O dono de uma loja deu um desconto de 20% sobre o Se vendesse pelo preço original, qual seria o lucro ob^ - - - TURÁRIO CRITURÁRIO tações referentes a uma compra parcelada. Ela solicitou a antecipação do pagamento e, por isso, a financeira lhe^ A 40%^ B 30%^ C 10%^ D 20%^ E 25%^ 9-CESGRANRIO - 2018 - BANCO DO BRASIL - ESCRI Para x > 0, seja Sx a soma O número real x para o qual se tem Sx = 1/4 é A 4 B log2 5 C 3/2 D 5/2 E log2 3 10-CESGRANRIO - 2018 - BANCO DO BRASIL - ES A mãe de João decidiu ajudá-lo a pagar uma das pres^ - - - concedeu um desconto de 6,25% sobre o valor original da quela prestação. João pagou um terço do novo valor, e sua mãe pagou o restante. ção do valor original da prestação? CRITURÁRIO cujo prêmio, após os descontos, foi de R$ 8.800,00. Esse prêmio foi dividido entre seus três filhos de modo que o segundo ganhou um quinto a mais que o primeiro, e o ter ceiro ganhou cinco sextos a mais que o segundo. A parte paga pela mãe de João corresponde a que fra A 29/48 B 1/24 C 15/16 D 5/8 E 4/25 11-CESGRANRIO - 2018 - BANCO DO BRASIL - ES Um cliente foi sorteado em um plano de capitalização, Quanto recebeu o primeiro filho? A R$ 4.000,00 B R$ 3.600,00 C R$ 2.000,00 D R$ 2.400,00 E R$ 4.400,00 - - - -
MATEMÁTICA
aproximadamente, CRITURÁRIO à vista. Esse aparelho pode ser comprado a prazo, com juros de 10% ao mês, em dois pagamentos mensais iguais: um, no ato da compra, e outro, um mês após a compra. reais, de CRITURÁRIO obtidos dois resultados consecutivos iguais.^ A taxa efetiva anual do rendimento correspondente é, A 12% B 12,49% C 12,55% D 13% E 13,43% 24-CESGRANRIO - 2012 - BANCO DO BRASIL - ES Uma loja oferece um aparelho celular por R$ 1.344,00 O valor de cada um dos pagamentos mensais é, em A 704,00 B 705,60 C 719,00 D 739,20 E 806,40 25-CESGRANRIO - 2012 - BANCO DO BRASIL - ES Uma moeda não tendenciosa é lançada até que sejam - - mente três vezes? CRITURÁRIO^ Qual a probabilidade de a moeda ser lançada exata A 1/8 B 1/4 C 1/3 D 1/2 E 3/4 26-CESGRANRIO - 2012 - BANCO DO BRASIL - ES - -
e a reciclagem de lixo em algumas regiões do planeta. lhões de toneladas, a diferença entre as quantidades de lixo recicladas na China e nos EUA em um ano? CRITURÁRIO mos iniciais é igual a n2 + 6n. CRITURÁRIO quatro homens e duas em cada três mulheres responde^ Os gráficos acima apresentam dados sobre a produção Baseando-se nos dados apresentados, qual é, em mi A 9,08 B 10,92 C 12,60 D 21,68 E 24,80 27-CESGRANRIO - 2012 - BANCO DO BRASIL - ES Uma O quarto termo dessa sequência é igual a A 9 B 13 C 17 D 32 E 40 28-CESGRANRIO - 2012 - BANCO DO BRASIL - ES Numa pesquisa sobre acesso à internet, três em cada sequência (^) é tal que a soma dos n ternumérica infinita - - - - - ram que acessam a rede diariamente. A razão entre o nú mero de mulheres e de homens participantes dessa pes quisa é, nessa ordem, igual a 1⁄2 Que fração do total de entrevistados corresponde àqueles que responderam que acessam a rede todos os dias? CRITURÁRIO mesma reta. O ponto A dista 65,8 mm do ponto D; o ponto B dista 41,9 mm do ponto D, e o ponto C está a 48,7 mm do ponto A. A 5⁄7 B 8⁄11 C 13⁄18 D 17⁄24 E 25⁄36 29-CESGRANRIO - 2012 - BANCO DO BRASIL - ES No modelo abaixo, os pontos A, B, C e D pertencem à - - -
MATEMÁTICA
e C? CRITURÁRIO é reciclada. As empresas de reciclagem pagam R$ 320,00 por 100 kg de latas usadas, sendo que um quilograma cor responde a 74 latas. berá um catador ao vender 703 latas de alumínio? CRITURÁRIO bolas verdes. Cinco bolas são aleatoriamente escolhidas desta urna, sem reposição. A probabilidade de selecionar,^ Qual é, em milímetros, a distância entre os pontos B A 17,1 B 23,1 C 23,5 D 23,9 E 24,8 30-CESGRANRIO - 2012 - BANCO DO BRASIL - ES No Brasil, quase toda a produção de latas de alumínio De acordo com essas informações, quantos reais rece A 23,15 B 23,98 C 28,80 D 28,96 E 30,40 31-CESGRANRIO - 2010 - BANCO DO BRASIL - ES Uma urna contém 5 bolas amarelas, 6 bolas azuis e 7 - - - - no mínimo, uma bola de cada cor é A B C^ CRITURÁRIO^ meses para seu vencimento, é descontado em um banco^ que utiliza taxa de desconto bancário, ou seja, taxa de des^ conto simples “por fora”, de 5% ao mês. O valor presente^ do título, em reais, é CRITURÁRIO da Paz de Estocolmo (Simpri), os gastos militares dos Es tados Unidos vêm crescendo nos últimos anos, passando de 528,7 bilhões de dólares, em 2006, para 606,4 bilhões de dólares, em 2009. Considerando que este aumento anual venha acontecendo de forma linear, formando uma progressão aritmética, qual será, em bilhões de dólares, o gasto militar dos Estados Unidos em 2010? CRITURÁRIO 2009, a malha de estradas não pavimentadas de Goiás tem 62.868km a mais do que a malha de estradas pavi mentadas. Sabe-se, também, que a extensão total, em^ D^ E^ 32-CESGRANRIO - 2010 - BANCO DO BRASIL - ES^ Um título com valor de face de R$ 1.000,00, faltando 3^ A 820,00^ B 830,00^ C 840,00^ D 850,00 E 860,00 33-CESGRANRIO - 2010 - BANCO DO BRASIL - ES Segundo dados do Instituto Internacional de Pesquisa A 612,5 B 621,3 C 632,3 D 658,5 E 684,1 34-CESGRANRIO - 2010 - BANCO DO BRASIL - ES De acordo com o Plano Nacional de Viação (PNV) de^ - - - - - -
MATEMÁTICA
quilômetros, das estradas não pavimentadas supera em 393km o sêxtuplo da extensão das estradas pavimenta das. Quantos quilômetros de estradas pavimentadas há em Goiás? CRITURÁRIO pelos sistemas pré-pago ou pós-pago. Em certa empresa de telefonia móvel, 17 em cada 20 clientes utilizam o sis tema pré-pago. Sendo assim, o número de clientes que utilizam o sistema pré-pago supera o número de clientes do pós-pago em 24,36 milhões. Quantos milhões de clien tes são atendidos por essa empresa? CRITURÁRIO 2010 o custo médio da construção civil no Rio de Janeiro A 12.495 B 12.535 C 12.652 D 12.886 E 12.912 35-CESGRANRIO - 2010 - BANCO DO BRASIL - ES No Brasil, os clientes de telefonia móvel podem optar A 34,80 B 32,18 C 31,20 D 30,25 E 29,58 36-CESGRANRIO - 2010 - BANCO DO BRASIL - ES Segundo dados do Sinduscon-Rio, em fevereiro de - - - - - era R$875,18 por metro quadrado. De acordo com essa informação, qual era, em reais, o custo médio de cons trução de um apartamento de 75m² no Rio de Janeiro no referido mês? CRITURÁRIO ações. Nesse fundo, 1/3 das ações eram da empresa A, 1/2 eram da empresa B e as restantes, da empresa C. Em um ano, o valor das ações da empresa A aumentou 20%, o das ações da empresa B diminuiu 30% e o das ações da empresa C aumentou 17%. Em relação à quantia total apli cada, ao final desse ano, este investidor obteve A 66.634,00 B 66.128,50 C 66.048,50 D 65.688,00 E 65.638,50 37-CESGRANRIO - 2010 - BANCO DO BRASIL - ES Um investidor aplicou certa quantia em um fundo de A lucro de 10,3%. B lucro de 7,0%. C prejuízo de 5,5%. D prejuízo de 12,4%. E prejuízo de 16,5%. - - - guindo uma tendência mundial. (...) Para os brasileiros nas cidos em 2004, a expectativa de vida é de 71,7 anos. (...) O aumento reflete melhorias nos serviços de saúde pública e de saneamento (...). Em 1980, a expectativa de vida no Bra sil era de 62,6 anos. (...) Os dados regionais mais uma vez confirmam as desigualdades entre as unidades da federa ção. Enquanto no primeiro colocado, o Distrito Federal, um bebê nascido em 2004 terá esperança de viver 74,6 anos, um bebê nascido em Alagoas, no mesmo ano, terá uma es perança bem abaixo da média nacional: 65,5 anos.” Distrito Federal e em Alagoas, em 2004, era de: soma dos pontos obtidos ser igual a 4 é igual a :^ 38-CESGRANRIO - 2005 -PETROBRAS^ “A expectativa de vida do brasileiro aumentou (...), se O Globo, 02 dez. 2005 A diferença, em anos, entre a expectativa de vida no A 14,2 B 11,1 C 9,1 D 8,9 E 6,2 39-CESGRANRIO - 2005 -PETROBRAS Jogando-se um dado duas vezes, a probabilidade de a A 1/2 B 1/6 C 1/12 D 1/18 E 1/72 ----- computadores diferentes e quatro impressoras distintas. De quantas formas pode-se formar um conjunto contendo exatemente um computador e uma impressora? mente, o numerador no conjunto N = { 1,3,7,10 } e o deno minador no conjunto D = { 2,5,6,35 }. Qual a probabilidade de que essa fração represente um número menor do que 1(um)?^ 40-CESGRANRIO - 2005 -PETROBRAS^ O setor de suporte de uma empresa possui quatro A 10 B 16 C 20 D 24 E 32 41-CESGRANRIO - 2019-LIQUIGÁS Para montar uma fração, deve-se escolher, aleatoria A 50% B 56,25% C 25% D 75% E 87,5% --
MATEMÁTICA
4 posições, onde só são permitidos dígitos de 0 a 9 e carac teres alfabéticos maiúsculos de A a Z (incluindo as letras K, W e Y). Uma senha válida deve ter exatamente 4 caracte res, conter pelo menos um carácter alfabético, e não pode conter ou ser igual ao login do usuário. do de tentativas de acesso com senhas erradas, em quan tas tentativas, no mínimo, é garantido que um software, capaz de gerar todas as senhas válidas para um determi nado login e tentar se autenticar no sistema, determine a senha do usuário cujo login é CID? a distância de 42.195 m em 2,50 h. Em notação científica, quantos metros o atleta percorreu por minuto?^ 42-CESGRANRIO - 2008 -PETROBRAS^ Um sistema legado utiliza uma senha alfanumérica de Assumindo que o sistema permite um número ilimita A 1.669.214 B 1.669.544 C 1.669.616 D 1.679.616 E 1.680.916 43-CESGRANRIO - 2005 -PETROBRAS Um atleta, ao participar de uma maratona, percorreu A 248,2 B 281,3 C 2,48 x 10² D 2,81 x 10² ----- para 20% a proporção de álcool anidro misturado à gaso lina vendida nos postos de combustível. Na época em que a alteração foi feita, metade do reservatório de um posto estava cheia de gasolina na proporção de 25%, enquanto sua outra metade estava cheia de gasolina na proporção de 20%. Sabe-se que o volume de álcool anidro presente na mistura contida no tanque era de 18.000 litros. combustíveis, em suas diferentes misturas, iguais à densi dade da água neta de poupança e recebeu um total de R$ 1.750,00 de juros. No mesmo dia em que Aldo fez a aplicação, Baldo^ E 2,813 x 10²^ 44-CESGRANRIO - 2012 -TERMOBAHIA^ Em 2011, o governo brasileiro decidiu reduzir de 25% Qual era, em litros, a capacidade total do tanque? Dado: Para todos os fins, considere as densidades dos A 62.000 B 72.000 C 80.000 D 81.000 E 90.000 45-CESGRANRIO - 2019-LIQUIGÁS Aldo aplicou R$ 7.000,00 por um tempo numa cader---
aplicou, na mesma poupança, uma certa quantia que ren deu R$ 1.375,00 de juros no mesmo período de tempo da aplicação de Aldo. Quanto, em reais, Baldo aplicou na poupança? são divisíveis por 5 ou por 6? (x² 5x 5)ˣ²⁺⁴ˣ⁻⁶⁰ assuma valor numérico igual a 1? A 5.500 B 5.000 C 6.500 D 6.000 E 4.500 46-CESGRANRIO - 2005 -PETROBRAS Quantos inteiros entre 1 (inclusive) e 200 (inclusive) A 56 B 59 C 62 D 67 E 73 47-CESGRANRIO - 2017 -PETROBRAS Quantos valores reais de x fazem com que a expressão A 2 B 3 C 4 D 5 E 6 - RO DE PETRÓLEO JÚNIOR é a nona parte da probabilidade de fracasso. Provas su cessivas e independentes são realizadas até que o sucesso ocorra pela primeira vez. Nessas circunstâncias, o número esperado de fracassos que deverão ocorrer até que se ve rifique o primeiro sucesso é igual a RO DE PETRÓLEO JÚNIOR giões do estado do Rio de Janeiro foram coletados para os meses de verão (janeiro a março) entre 1968 e 2017. Os resultados permitiram os cálculos das estatísticas e a elaboração do Box Plot apresentados abaixo.^ 48-CESGRANRIO - 2018 - PETROBRAS - ENGENHEI A probabilidade de sucesso em uma prova de campo A 2 B 3 C 6 D 9 E 10 49-CESGRANRIO - 2018 - PETROBRAS - ENGENHEI Dados sobre Precipitação Pluviométrica em cinco re^ - - - - -
MATEMÁTICA
DE COMERCIALIZAÇÃO E LOGÍSTICA JÚNIOR - TRANS PORTE MARÍTIMO porte aéreo tem transportado para uma petroleira vem di minuindo, segundo o padrão apresentado na Tabela a seguir: para a quantidade total de passageiros transportados por essa empresa, no período de 2014 a 2025, contando-se com os anos 2014 e 2025, será igual a DE COMERCIALIZAÇÃO E LOGÍSTICA JÚNIOR - TRANS PORTE MARÍTIMO^ 63-CESGRANRIO - 2018 - TRANSPETRO - ANALISTA O número de passageiros que uma empresa de trans Supondo-se que esse padrão se mantenha, a previsão A 86.400 B 93.600 C 103.800 D 172.800 E 187.200 64-CESGRANRIO - 2018 - TRANSPETRO - ANALISTA - - - - métrica, a razão é 0,8. Se o quinto termo é 4.096; então, o Limite da Soma dos n primeiros dessa P.G., quando n tende a infinito, é igual a DE COMERCIALIZAÇÃO E LOGÍSTICA JÚNIOR - TRANS PORTE MARÍTIMO dos quais processa apenas um produto X, e outra parte processa tanto o produto X quanto o produto Y. Após uma análise, decidiu-se que 36% dos equipamentos que processam apenas X, e 36% das máquinas que processam esses dois produtos sofrerão uma modificação para pode rem processar um produto Z, diferente de X e de Y. tos, dos 500 iniciais, passaram a processar exatamente dois dos três produtos, o número de equipamentos que processam os três produtos é igual a^ Sabe-se que, em uma determinada progressão geo A 10.000 B 20.000 C 30.000 D 40.000 E 50.000 65-CESGRANRIO - 2018 - TRANSPETRO - ANALISTA Uma empresa possui 500 equipamentos, uma parte Sabendo-se que, após a modificação, 278 equipamen - - - - DE COMERCIALIZAÇÃO E LOGÍSTICA JÚNIOR - TRANS PORTE MARÍTIMO tação de cargas nos portos brasileiros, de 2010 a 2017, segundo a Agência Nacional de Transportes Aquaviários (ANTAQ). tent/uploads/2018/02/20180112_Anu%C3%A1rio_2017_ v4-4-vers%C3%A3o- -fi nal.pdf>. Acesso em: 15 mar. 2018. Adaptado.^ A 126^ B 150^ C 182^ D 246^ E 300^ 66-CESGRANRIO - 2018 - TRANSPETRO - ANALISTA O gráfico a seguir apresenta a evolução da movimen Disponível Segundo esses dados, a movimentação, em toneladas, em:< http://portal.antaq.gov.br/wp-con - - - realizada nos portos privados representa, em relação ao total movimentado (portos privados e públicos), um per centual de, aproximadamente, DE COMERCIALIZAÇÃO E LOGÍSTICA JÚNIOR - TRANS PORTE MARÍTIMO ros e cinco técnicos pretende-se formar um grupo de cin co profissionais com, pelo menos, um engenheiro e um técnico. existem de formação desse grupo de cinco profissionais? A 33,6% B 36,4% C 66,4% D 68,6% E 72,1% 67-CESGRANRIO - 2018 - TRANSPETRO - ANALISTA De um quadro de profissionais com quatro engenhei Nessas condições, quantas possibilidades diferentes A 19 B 20 C 120 D 125 E 126 - - - -
MATEMÁTICA
DE COMERCIALIZAÇÃO E LOGÍSTICA JÚNIOR - TRANS PORTE MARÍTIMO 2017, gerou uma receita líquida (RL) de 20 milhões de reais, enquanto sua principal concorrente, a empresa Y, anunciou, no mesmo ano, uma receita líquida (RL) de 10 milhões de reais. Apesar dessa diferença, um analista observou que a RL anual da empresa X tem apresentado, nos últimos 3 anos, uma taxa de crescimento de 8% ao ano, em relação ao ano anterior, bem abaixo da taxa de crescimento de 14% ao ano apresentada pelas RL da empresa Y, no mesmo período. no Quadro a seguir, o valor que mais se aproxima do tem po mínimo necessário, em anos, para que a RL da empresa Y ultrapasse a RL da empresa X, é igual a TA DE COMERCIALIZAÇÃO E LOGÍSTICA JÚNIOR - CO MÉRCIO E SUPRIMENTO quianas abriram as válvulas de poços de petróleo e oleo^ 68-CESGRANRIO - 2018 - TRANSPETRO - ANALISTA A movimentação de cargas realizada pela empresa X, em Assim, considerando-se as aproximações fornecidas n ----- log n 2 ----- 0,301 3 ----- 0,477 114 ----- 2,057 A 9,5 B 10,5 C 11,5 D 12,5 E 13,5 69-CESGRANRIO - 2018 - TRANSPETRO - ANALIS Na guerra do Golfo, em janeiro de 1991, as forças ira - - - - - - dutos ao se retirarem do Kuwait. O volume de petróleo despejado foi estimado em 770 piscinas olímpicas, cau sando o maior vazamento deliberado de petróleo da his tória. Sobre esse desastre ambiental, considere as seguin tes relações: 25 metros de largura e 2 metros de profundidade. • 1 m3 equivale a 1000 litros; • 1 barril de petróleo cru estaduniden se (US bbl oil) corresponde a, aproximadamente, 159 litros. que foi despejada no Golfo Pérsico naquela ocasião? TA DE COMERCIALIZAÇÃO E LOGÍSTICA JÚNIOR - CO MÉRCIO E SUPRIMENTO hidráulica com o objetivo de conhecer sua capacidade de perfuração em estruturas rochosas. Para isso foi observa da a profundidade, em polegadas, de perfuração em 10 locais, cujos dados estão apresentados na Tabela a seguir. • Cada piscina olímpica tem 50 metros de comprimento, Qual foi a quantidade estimada, em barris de petróleo, A 16 mil B 190 mil C 1,6 milhões D 12 milhões E 120 milhões 70-CESGRANRIO - 2018 - TRANSPETRO - ANALIS oi realizado um experimento com uma perfuradora - --- - - -^ TA DE COMERCIALIZAÇÃO E LOGÍSTICA JÚNIOR - CO^ MÉRCIO E SUPRIMENTO sa vem aumentando a uma taxa de crescimento constante nos últimos anos, conforme mostra a Tabela a seguir. 10.000 2015 12.000 2016 14.400 2017 17.280 ção possa atender às demandas futuras, caso essa tendên cia se mantenha. 1,25, e mantida a taxa de crescimento observada, o número mais próximo para a previsão de vendas de todo o período de 2014 a 2023, em milhares de equipamentos, contando, inclusive, com as vendas de 2014 e 2023, é igual a^ A média e a mediana são, respectivamente:^ A 10,0 e 10,6^ B 10,5 e 10,65^ C 10,5 e 10,6^ D 10,6 e 10,6^ E 10,6 e 10,65^ 71-CESGRANRIO - 2018 - TRANSPETRO - ANALIS O número de equipamentos vendidos por uma empre Ano Número de equipamentos vendidos por ano 2014 A empresa precisa programar-se para que sua produ Assim, considerando-se 2,5 como aproximação para A 156,2 B 162,5 C 190,0 D 262,5 E 285,2^ - - - --
MATEMÁTICA
TA DE COMERCIALIZAÇÃO E LOGÍSTICA JÚNIOR - CO MÉRCIO E SUPRIMENTO [0,π/2]. Considerando-se 1,7 como aproximação para √3 , o valor mais próximo do valor da expressão é igual a TA DE COMERCIALIZAÇÃO E LOGÍSTICA JÚNIOR - CO MÉRCIO E SUPRIMENTO ções a seguir. todo x^ 72-CESGRANRIO - 2018 - TRANSPETRO - ANALIS Considere que sen β = 0,8 e cos θ = 0,5, com θ, β A 0,60 B 0,85 C 0,97 D 1,13 E 1,32 73-CESGRANRIO - 2018 - TRANSPETRO - ANALIS Seja Acerca do que se propôs acima, considere as afirma I. f é injetora. II. f é sobrejetora. III. f(x).f(-x) = 1, para ∈ f:A. A → , com A = A uma R (^) - {1}.função dada por f(x) ∈^ = - --- - TA DE COMERCIALIZAÇÃO E LOGÍSTICA JÚNIOR - CO MÉRCIO E SUPRIMENTO milhares de reais, em função da variável x, em milhares de peças, é dado pela função f(x) = Ax2 + Bx + C, com x variando de 0 a 400. Considere que f(0) = 800, e f(100) = f (300) = 1.400. lhões de reais, é igual a^ É correto APENAS o que se afirma em^ A I^ B II^ C I e II^ D I e III^ E II e III^ 74-CESGRANRIO - 2018 - TRANSPETRO - ANALIS Um estudo revelou que o valor da variável y = f(x), em Assim, o valor máximo que y pode assumir, em mi A 1,2 B 1,4 C 1,6 D 1,8 E 2,0^ - - -
TA DE COMERCIALIZAÇÃO E LOGÍSTICA JÚNIOR - CO MÉRCIO E SUPRIMENTO TA DE COMERCIALIZAÇÃO E LOGÍSTICA JÚNIOR - CO MÉRCIO E SUPRIMENTO + a6, e a soma dos 10 primeiros termos dessa sequência é igual a 330.^ 75-CESGRANRIO - 2018 - TRANSPETRO - ANALIS Sejam A e B duas matrizes quadradas 2x2, tal que A = Assim, a soma dos elementos da matriz B é igual a A 5/16 B 7/16 C 9/16 D 11/16 E 13/16 76-CESGRANRIO - 2018 - TRANSPETRO - ANALIS Considere uma progressão aritmética, em que a8 = a2 Assim, a razão dessa progressão é igual a A 6 B 8 C 10 D 12 E 13 , e A.B = I, onde I é a matriz identidade 2x2.^ - --- TA DE COMERCIALIZAÇÃO E LOGÍSTICA JÚNIOR - CO MÉRCIO E SUPRIMENTO A, B, C, D, E, F, G, H, I e J. Um analista precisa escolher quatro dessas empresas para distribuir quatro serviços di ferentes, um para cada uma escolhida. Após uma análise técnica, decidiu que exatamente duas das três primeiras empresas — A, B e C — deveriam fazer quaisquer dois ser viços dentre os quatro disponíveis. Os outros dois serviços que sobrassem seriam distribuídos entre duas das sete outras empresas restantes. rentes para essa distribuição de serviços é igual a^ 77-CESGRANRIO - 2018 - TRANSPETRO - ANALIS Considere um conjunto de 10 empresas, denominadas Nessas condições, o número de possibilidades dife A 1724 B 1692 C 1584 D 1512 E 1294^ - - - --
MATEMÁTICA
pagaria a dívida no dia 10 de maio. No dia combinado, Marcelo levou apenas R$ 120,00. Esse valor correspondia a somente 40% de sua dívida, e ele prometeu quitar, no último dia do mesmo mês, o valor restante. em 5 minutos. Ontem, um funcionário precisava imprimir 720 páginas. Ele começou a imprimi-las pela manhã, mas a impressora funcionou por apenas 15 minutos, enguiçan do em seguida. O funcionário chamou um técnico para consertá-la e, assim, pôde terminar o serviço na parte da tarde.^ 78-CESGRANRIO - 2018 - LIQUIGÁS - CONFERENTE I^ Marcelo devia certa quantia a Pedro e prometeu que Quanto Marcelo deverá dar a Pedro em 31 de maio? A R$ 360,00 B R$ 300,00 C R$ 280,00 D R$ 180,00 E R$ 160,00 79-CESGRANRIO - 2018 - LIQUIGÁS - CONFERENTE I Em uma gráfica, certa impressora imprime 80 páginas Quantas páginas foram impressas à tarde? A 240 B 320 C 480 D 520 E 580 - 400 mL de água com 600 mL de suco. Para a festa de seu filho, Maria pretende fazer refresco de uva suficiente para encher completamente 30 copos de 200 mL cada. no preparo do refresco? comum consome 0,2 kg de gás por hora. Para assar um pernil, o forno permaneceu aceso, em fogo baixo, por 2,5 horas. rante o preparo do pernil?^ 80-CESGRANRIO - 2018 - LIQUIGÁS - CONFERENTE I^ Para fazer 1.000 mL de refresco de uva, basta misturar Quantos mililitros (mL) de suco de uva Maria utilizará A 1.200 B 1.800 C 2.400 D 3.600 E 6.000 81-CESGRANRIO - 2018 - LIQUIGÁS - CONFERENTE I Quando aceso em fogo baixo, o forno de um fogão Quantos quilogramas de gás foram consumidos du A 0,50 B 1,25 C 2,30 D 5,00 E 12,50 - uma mangueira de PVC apropriada, cujo comprimento deve ser de, no mínimo, 80 cm e, no máximo, 125 cm. Uma pessoa utilizou uma mangueira cujo comprimento é 20% maior do que o comprimento mínimo indicado. cante diminuiu o conteúdo do pote para 250 g e manteve o mesmo preço. Entretanto, o serviço de defesa ao consu midor exigiu que o fabricante reduzisse o preço do pote na mesma proporção da redução da quantidade de geleia. foi reduzido em^ 82-CESGRANRIO - 2018 - LIQUIGÁS - CONFERENTE I^ Na instalação de um botijão de gás, deve-se utilizar Qual o comprimento da mangueira utilizada? A 86 cm B 96 cm C 100 cm D 116 cm E 150 cm 83-CESGRANRIO - 2018 - LIQUIGÁS - CONFERENTE I Um pote com 300 g de geleia custava R$ 6,00. O fabri Para cumprir essa exigência, o preço do pote de geleia A R$ 1,00 B R$ 2,00 C R$ 3,00 D R$ 4,00 E R$ 5,00 84-CESGRANRIO - 2018 - LIQUIGÁS - CONFERENTE I - - 1.560,00. Entretanto, efetuando o pagamento até a data do vencimento, Rafael tem direito a 15% de desconto. O valor da mensalidade da faculdade de Rafael, quando paga até a data de vencimento, é^ Dois metros cúbicos de GLP líquido “pesam” 1.140 kg.^ Qual é o “peso” de 5 m3 de GLP líquido?^ A 2.350 kg^ B 2.750 kg^ C 2.850 kg^ D 4.560 kg^ E 5.700 kg^ 85-CESGRANRIO - 2018 - LIQUIGÁS - CONFERENTE I^ A A R$ 234,00 B R$ 780,00 C R$ 1.092,00 D R$ 1.326,00 E R$ 1.334,00^ mensalidade^ da^ faculdade^ de^ Rafael^ custa^ R$
